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  1. Hi All My partner no longer lives in the UK, but has received a few emails from an old (believe pdl) debt over the last few months relating to a CCJ which was granted after she left the country. The DCA are called TM LEGAL SERVICES They have now sent the following: Following our recent letter, you have failed to contact the office to set up a repayment on your County Court Judgment. We are now in the process of contacting your employer to verify your status of employment. Once we have confirmed the status of your employment, we will complete an N337 Form (Request fo
  2. Hi all, I know this has been covered a lot over the years however I couldn't find a thread with a person who was/is in the same position as myself. I received a PCN last year for overstaying 45 mins in a free car park at the Almondvale car park in Livingston last Aug 2017. I am from Northern Ireland and my car is registered in NI but I was working in Scotland at the time. I thought the car park was free and didn't know about the 2 hour time frame. As my work colleague had received the same fine several times for different occasions and ignored it I thought it was ok to
  3. Hi Two years ago on our honeymoon we were coned into a time share situation with a company called United Vacation Club. We paid a deposit of approx. 3000 USD when we arrived back home tried to cancel the agreement not knowing that the cooling off period was a very short 5 days I was made redundant on my return and have asked the company to terminate the agreement. This week I have received an email saying that they are going to place the debt in the hands of a collection agency in the USA. Any advice please.
  4. As per this post on the Parking Pranksters blog. You really couldn't make it up! Unless you're the BPA of course, then you can make up anything you'd like
  5. Hi all Very curious about how long a PCN can actually be live/valid for and if there's a certain cut off period where the regarding council have no right to ask for any payment anymore. I have been disputing a PCN back and forth since last July 2016 and once again have had it brought back down to £65 at "the discretion" of said council employee. Do I really need to pay this? Can they keep pursuing me leading to court/bailiff action? If I have to pay the £65 within 2 weeks I will but if I do not really need to of course I would like a way out of it. Any info/
  6. The facts are as follows: 1) I owe MBNA some £10k that has not been paid since November 2016 (so recent) and I imagine is about to default. Its a combination of balance transfers from cards that were used to fund my foreign studies. 2) Until now my parents have been transferring money to my bank account which I then forward to them as minimum payment. This is not sustainable for any of us and I am just barely paying the 28% interest. 3) I have lived abroad for a long time, but kept my UK accounts as they were useful but the situation has become critical. I did not infor
  7. Veterans Gateway went live on 3rd April 2017 READ MORE HERE: https://www.veteransgateway.org.uk/
  8. I'll try to be brief and not ramble. My daughter and her family came to stay with me early last year after selling their family home and were waiting for their new family home. For one reason and another myself and my daughter's long term partner didn't get on, it ended up much to my embarrassment that he ended up staying elsewhere, his friends, his car, hotels etc. This caused issues between myself and my daughter He was sent a few items of mail from Asset Collections I called them and explained that he didn't actually live here, he had for a brief time and had moved o
  9. The Queen's most senior aides have summoned her entire household to an emergency meeting this morning. The Lord Chamberlain, the most senior officer of the Royal Household, and Sir Christopher Geidt, Private Secretary, will address staff from royal residences as far afield as Balmoral. Sources said the Lord Chamberlain does call meetings from time to time and that it would be wrong to speculate. Scores of staff arrived at Buckingham Palace this morning.http://www.telegraph.co.uk/news/2017/05/04/buckingham-palace-summons-entire-royal-household-emergency-meeting/
  10. Hi All I have opened a claim for refund of Additions account fee's and have received a questionnaire to complete; which I would like some advice on how best to proceed. Here are some background details first: I first became aware of Package Bank Accounts last year when a colleague at work told me that he had reclaimed some money. I was shocked; having only ever banked with barclays for the last 24years I genuinely thought that I had to pay for my bank account and that the insurances etc. were free perks. I decided to pursue a claim myself; I only have state
  11. Many are concerned with how British society is changing. Whether our area of concern is governments program of austerity, cuts to disability benefits, the renewal of trident, tax avoidance/evasion, brexit, the annihilation of the NHS as we knew it, with allegations of government plans to privatise our NHS, media bias, climate change, or any other concern, attack, insult, demean, demonise and discredit "the enemy" (those who do not agree with every word we say) seems to be the order of the day. We call ourselves a democratic nation, but a single episode of PM's questions would bring that a
  12. Android Pay ( same as Apple Pay ) went live for RBOS on 13/9/16. However what they don't tell you is that this is only for Scottish customers. Loyal customers in England, Wales and NI are not eligible. How bad is that to single of a huge amount of customers because of where they live. There is a word for it and thought this bank was above this... They need to clearly state on their website that they only support customers in Scotland. I feel really let down by this bank... time to change..
  13. Hi, I am currently on JSA in the process of looking for somewhere new to live (end of tenancy) and was wondering if I moved to a town near by if I would have to do a live transfer to a closer Jobcentre? I've used the closer job centre before and being honest I prefer the advisor I have now. Also I am currently doing voluntary work in this town and will be continuing so it would actually be easier to come to the one i'm at now?
  14. Hi guys, just a quick question... I advised O2 that I was unable to pay my O2 contract with them due to have recently been taken to the cleaners in a divorce. I also advised that I have moved to Germany and would attempt to pay back what is owed once I get a job here... well... its been 9 months, not been able to get employment yet, just been signed on the JobCenter here and getting the very basic in support. I am hoping to get employment soon, and have informed Westcott that I had advised O2 about this... Now I have read up on Westcott and find that they paid 02 the debt owed
  15. This morning I had a visit from a Marston EA. I was at work and my partner didn't hear the bell so the EA left a card. The cards is for the attention of my stepson (Ben) who hasn't lived with us for over 10 years but as he moves around a lot often gives are address for post etc... He has no room or property of value in the house (just a few items of clothing etc..) The card states they called today to execute a warrant of control by Hertfordshire magistrates court. The debt is for £640 I rang the mobile number on the card to explain that Ben doesn't live with us and has no prope
  16. Hi, I have recently split with my partner and still co-own a property in England. However, I have recently moved to Northern Ireland. I have received court papers (old credit card debt last dealt with in mid 2010) through Northampton to my old (still mortgaged) property in England which my ex has forwarded to me. What can I do? Will I have to attend court in England? Can I make them move the claim to Northern Ireland - will they have to discontinue with this claim as I no longer reside there? Can they continue to pursue me through the English address as my name is still on the m
  17. Dear all. My tenant are asking me to repair the rear fence. However, because of the different configuration of the garden behind us, our rear fence is actually the neighbour’s left hand fence. If this is the case, then are we still definitely responsible for this fence? The deeds do not say whose fence it is! Does anybody have any ideas please?
  18. Mohammed Emwazi has been hunted by security forces every since he began appearing is sick terror videos Live updates on link and i suppose TV everywhere. 99% Certain he is dead. Reports saying they have been tracking him for a while. Security services Monitoring chat to see what is being said. Everything will become clearer as the day goes on. David Cameron to speak later. It is claimed there were 14 airstrikes. A Twitter account linked with local anti-ISIS campaigners have shared insight into the airstrike. #Raqqa Drone Strike on 11:51 PM Targeted a car near Clock tower
  19. http://parking-prankster.blogspot.co.uk/ http://popla.co.uk/
  20. Hello everyone, Over the years of university I have accumulated a few defaults on my credit report. I have finally landed a decent job and my wife earns a good salary also. This has led me to try and take a grasp of my finances. The defaults will drop off my credit file between 2017 and 2018. I would of course like to settle these amounts, but I also have 'live' debts I would like to pay off too. Should I concentrate on the live debts first, or is there any benefit in paying the defaults as soon as possible? My understanding is that actually paying them will have very little pos
  21. I recently made a purchase ONLINE, live, gold bullion. I have used the regulated company & site many times before. pressing the CONFIRM button . it requires acceptance etc, that clearly states the order cannot be CANCELLED and payment is immediate by debit card. it is VERY clear that this contract is exempt Regulations 2013 regulation distance and off-premises because of LIVE fluctuating prices. PRICES ARE FIXED upon confirming, which I did, and is a in STOCK items. I receive the confirmation of ORDER , and acceptance of order also confirmation of
  22. My daughter and her boyfriend had been renting a room from a live-in landlord (not sub-letting) for 9 months when he evicted them without notice. He had entered their room without prior arrangement while they were on holiday and found some cigarette burns on the outside window ledge. (He had given the boyfriend permission to smoke out of the window when they moved in). He sent an email advising that they had to move out the day they returned. My daughter and boyfriend had always paid their rent on time, monthly in advance, but had recently changed to weekly payments, by arrangement, as
  23. For a family member.... Who now lives in Newfoundland Canada, moving to BC next year. He has an £11k Visa debt with Halifax, he wants to know in as much detail as possible, what would happen if he simply stopped paying it in order to concentrate on more important Canadian debts. He doesn't intend returning to the UK ever, and is now a full Canadian citizen. Thanks in advance.
  24. Hi could anyone help please. I have won a CCJ against the BOS. I applied for a money provisions order to register this in Scotland, the CCMCC have cocked this up and just sent a normal Judgement to me but took my £50 for the Form 111 anyway. This is being sorted today so I should have the money provisions Cert on the way. My question is; do I really need to transfer this to Scotland if the BOS have branches in England, in fact do they have branches in England? Google'ing this is unclear as they seem to be connected to other Banks in England? If so then fair enou
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