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About Me


Found 16 results

  1. I am the RK of the vehicle and received a letter with a parking charge. I have had two previous PCN's from a long time ago when the advice was always to ignore, which I did and subsequently heard nothing off a host of 'solicitors' that sent out begging letters. I think I'm right in assuming after reading many threads the situation has changed because of POPLA and the POFA?? situation in 2012 says I now as the RK have to disclose who was driving as said I am the registered keeper. My partner was the driver. She stopped in the above carpark, tells me she paid for a
  2. Hello, we have only just discovered letters from both britannia and Debt recovery plus about a parking charge. the date of the charge states: 20/01/2018 Date of this notice: 18/05/2018 The creditor: Britannia parking Location: Swindon Lydiards field, swindon, SN5 8UY Reason for issue: Parking longer than the maximum time permitted We're pretty sure we were in costa at the time and had an issue with our daughter who had terrible stomach problems at the time and so we couldn't exactly run out of the building to move the car. We have been into costa and it states
  3. 1 Date of the infringement - 06 Sept 17 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 25th Sept 17 3 Date received 28th Sept 17 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [y/n?] No 5 Is there any photographic evidence of the event? Yes (picture of my car but can't see timestamps) 6 Have you appealed? {y/n?] post up you appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? Britannia Parking 8. Where exactly [carpark name and town] Swindon - Lydiards Fi
  4. I have received a 'Parking charge notice' from Britannia for staying over the 1 hour time. This is the first time I have ever been charged in 3 YEARS as Costa themselves said before that the parking restrictions were not acted on. The car park is based at J16 of the M4 and is shared with Subway, Greggs, Londis and Costa (+drive through). There is no option to pay for extra time or at all.
  5. I have received a Parking Charge Notice from Britannia Parking for overstaying the maximum parking time. The car park in question is located next to a Costa, where I was in a meeting for 3 hours. The question is if I should pay the discounted charge, appeal the charge (if so, on what grounds?), or just ignore as it is a notice to keeper? The details of the notice are as follows: 1 Date of the infringement - 10/07/2017 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] - 17/07/2017 3 Date received - 22/07/2017 4 Does the NTK me
  6. My father in law has received a final reminder from Britannia Parking its dated 8th of May he has his parking ticket from that day, nothing was fixed to the car and this is the first thing he has received from them despite the notice stating they have written in the past. Can anyone pls suggest the best way to proceed? Many Thanks
  7. My wife recently received a PCN from a day I had her car for the day. I went into Costa at Lydiard Fields Swindon and the car was photographed on the entry and exit. The PCN states I exceded the allowed parking period. I set my alarm to allow me time to get back to the car before the 1 hour maximum, but was asked by my PA as I was leaving to bring her a coffee back. I turned round and joined the drive through queue and that took over the 1 hour although the car was not parked but in the take away queue. Any plan of action to fight this PCN?
  8. THE CO-OPERATIVE BANK PLC ran an "Identification: Generic Check" on Experian. Do they do this for all transferred Britannia accounts or should I be concerned? I have not applied for any products from them. The only Co-op product I have is an old Britannia Building Society savings account with a very small balance that was transferred to them during the merger and I haven't even updated the passbook for a couple of years as it's only a few pence interest.
  9. IF you are an ex-GMAC RFC customer who had your "mortgage" sold and you REALLY want to get your own back on the Cooperative Bank and MAS No.5, here's a way how! Check your GMAC "terms and Conditions", specifically Clause 5 which states; Oh, who give a !!!! what it says, it's NOT LEGALLY ENFORCEABLE! Goto http://www.bailii.org/ew/cases/EWHC/Ch/2014/2117.html then go to section 86. Section 1 of the Power of Attorney act affirms that in order for PoA to be enforceable it MUST be executed as a separate Deed. GMAC didn't care whether their paperwork was in order or not. They SUP
  10. Hi All, I have had a response to my SAR request from BBS and I am looking to reclaim various fees. Looking through what I have is dificult (copies of microfiche files, two mortgages, 1 savings account, various correspondance, etc.) Mortgage was taken out in 1986 and re-paid in 2005 From looking around in the forums I gather that the following can be reclaimed: Late payment fees Returned DD/CHQ fees Deeds dispatch fees Penalty interest Is there anything else that can be reclaimed, e.g. cost incurred for passing mortgage to solicitors prior to taking action, etc.
  11. Britannia interest only mortgage (long story, I'll tell it if anyone's interested). 25 years with 5 to go. In good standing. They wrote offering to extend the mortgage period for a fee of £50 (up to age 65 without evidence of ability to repay). I phoned to confirm details (and also to check there were no penalties for paying it off early). I filled in the forms, extending the mortgage period by four years or so, to when I reach 65 and sent off payment. My question is this: is Britannia bound by the new agreement and what would happen if they tried to instigate repossession at the en
  12. Does anyone know anything about this company?. They have bought up the loan books from the likes of MBNA and Egg. SARL indicates they are a foreign registered company who appear to transact their business through Arrow Global who in turn parcel out 'packets' of accounts to DCA's to follow up on. I presume they transact their business through Arrow as they would not have a Credit Licence to operate in the UK. I have tried an extensive search to find out detail of Britannia, nothing doing so far. This operation lacks transparency in my opinion, who exactly is
  13. Hi wondered if anyone could help. Had a mortgage with Britannia in 1996, and had PPI, it was a tick box (done by the sales not us) and not signed for seperately just at the end for the whole mortage. We have no recollection of this, although it went out seperate by DD (although we also had Building Insurance from them, and assumed it was this) at the time my other half worked for BP and got 2 months pay for each year worked ( had been ther 7 years then so over a year in pay) He also had £35k in a share scheme (which they have noted on the form) and a substantial bonus on t
  14. Hello all, Quick question relates back to 2004 (lol, I know procrastination set in and now it's time to redress) I was overpaid from where I worked at the time. The following day this overpayment was automatically withdrawn from my account without my permission or knowledge. Just wondering if that was legally possible?
  15. Hi Guys, I would appreciate some guidance if anyone would care to comment. I'm helping a friend who has received court papers via Northampton for an agreement originally with MBNA the POCs read; 1. Credit Card agreement made between MBNA and D 2. D accrued balance £xxx 3. D defaulted on payments 4. C issued formal demand requesting payment 5. Amount now due from D £xxx Now, besides the fact that the agreement is unenforceable anyway (not in prescribed format, no prescribed terms etc) and no mention of default or termination notices, they are not even claiming that
  16. Hi, You may find the following video useful...it is part of the Money Progam investigation into this mafia industry...if you receive a PCN...just ignore it all other letters that follow...all Private Parking firms are acting illegally...when they try and bully you into paying "charges". The PCN you receive is not a parking ticket which is issued by a authority like the police since you have broken the law...a PCN is not penalty you have done nothing wrong or broken any laws...keep passing this message around...post the video everywhere...http://www.youtube.com/watch?v=XAIcdi9niHA
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