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About Me


Found 22 results

  1. was due to marry my long term partner on 15th of July 2017. went to a H Samuel shop to purchase a commitment ring for the wedding on 18th of June 2017. wanted to pick something that is not very expensive, pay for it and take it away the same day if possible. then the lady that attended to us told us we could get some personalised set with our initials and the date of the wedding engraved in it. agreed on a set that costs £1,399.00. I specifically asked the customer service lady about the date of delivery as I wanted to be sure the ring will arrive before the we
  2. Grave of brave Sussex born WW1 sailor finally rededicated almost a century later READ MORE HERE: https://www.gov.uk/government/news/grave-of-brave-sussex-born-ww1-sailor-finally-rededicated-almost-a-century-later
  3. World War 2 Royal Warwickshire 2nd Lieutenant's grave identified after almost 77 years READ MORE HERE: https://www.gov.uk/government/news/world-war-2-royal-warwickshire-2nd-lieutenants-grave-identified-after-almost-77-years--2
  4. A friend sold his car in late November for £500 after advertising it on a local for sale site. The friend had explained to the buyer that the MOT had almost run out and that the car needed quite a bit of work. Last week he received a MCOL claim for the full £500 and the buyer stated that my friend sold him a car with a 'false MOT' and that my friend 'withheld the true state of the vehicle's condition'. The MOT was provided by the keeper previous to my friend and after having looked on the Gov website, it appears to be fine. Surely this can not be a 'false MOT'? My personal
  5. Hi, Hoping I can get some advice here about a conundrum I have. I have an old debt for a personal loan which will become SB at the end of february. Having heard nothing for years I suddenly received a notice of assignment from a DCA about three weeks ago. Then yesterday a request for me to contact them about payment. I feel sure that I can probably stall them until it is SB with some careful letter writing followed by a CCA request, but im a bit confused about the wording of the 1980 limitations act and various comments ive read on forums and advice sites. Will
  6. My vodafone account number is ........ Having returned the new iPhone 6 within 3 days of taking out the contract to cancel, over 5 months later I have yet to receive a refund for the £201 I am owed have today received a final demand letter threatening to involve a debt collection company. I have visited the store on 7 occasions, and spent countless hours on the phone and on online chat attempting to get this resolved. On 17 occasions; yes I have counted, a member of staff from either the store/phone/online have promised they will call me back. On literally
  7. The Student Loans Company (SLC) is overcharging almost 80,000 graduates by ten per cent every year – leaving them £580 out-of-pocket each time. Automatic income contingent repayments (ICR) begin when a graduate begins to earn over a certain amount of money once they complete their studies. The repayments are collected through the UK tax system where borrowers remain in the UK. However, as the SLC only receives information from HM Revenue and Customs (HMRC) about what customers have repaid once a year – after employers have finalised their annual tax returns – there is a ‘time
  8. Hi all I've just received a letter from the dwp saying I owe £700 and I must pay within the next two weeks. Its half twelve at night and I'm so stressed I can't sleep. Well actually I'm watching a really good film. Does anyone have a template letter I can send these people? First template letter, I want to know if this money is really owed by me which I doubt. Secondly a letter stating they can have £ per week from my benefit and stop sending me scary letters don't you have IT system to sort out. Thanks caggers
  9. After getting a positive result last week in the court as to one of my past credit indiscretions, another pops up. At the time i used my brothers business mailing address as i was Sofa Surfing. I had put the account into dispute with the original creditor. This was in 2009 In april last year i received a letter from a well know DCA phishing at my home address, i ignored it. I have just received another letter by a another well known DCA saying that they were given my new contact home address as they could not contact me at the mailing address. They then ask if i am
  10. Hi Guys, with all the latest goings on with Wonga I hoped I might be in line for some compensation as I received letters from 'Chainey, D’Amato & Shannon’ so I filled in the contact section on the website as per the email back in September. I hadn't heard anything by the end of November so I decided to give them a call to see if they would acknowledge that I had been affected by this, they said I was and that I would be receiving a letter in due course. While on the phone I asked if they could send me a statement on my account so I could see what I actually paid back on my £750 Loa
  11. I received a letter last week from Atos telling me that I will need a medical to discuss any entitlement I might be able to claim (fine). It has taken them almost 11 months to tell me that, but to add further delay they say it will be at least a further 26 weeks before I will be called for a medical.
  12. So after a routine check of my credit file this morning I found 2 new entries from motor mile finance, extremely surprised as I have been regularly checking my credit file for the last 6 years. They are supposedly 2 defaults from 2008, I have no idea who this company is or have I ever received any correspondence from them. I cleared all my debt in 2009 and worked on rebuilding my credit, I got a mortgage in 2012 and now have a good credit score. I contacted Experian to query this and await a response. Both entries are listed on the same day in 2008 but I have absolutely no idea what they are f
  13. Last year, I was successful in having a default placed on my credit report from NatWest removed, as the default balance was made up of bank charges. All three CRA's show a great payment history for me now, except for an account I had with Barclaycard which I paid off in full and closed 2 years ago. The account history with Barclaycard doesn't make good reading, lots of missed payments, and at one point, four months payments missed in a row. Although there is missed payments, I didn't default, so there is no default notice. Part of the information is incorrect, firstly, Barclayc
  14. Guys This is an addition to my "Become Debt Free" Process... Ive had a wonderful discussion via email with the Customer Relations Department who took 10 weeks to resolve the complaint but its worth it... I also would like to add the complaint has mostly been dealt with via Email but did a few calls to chase them up. To me... that is a total sorting of £3600!! Im down to 5K! Im getting there... About these 2 extra accounts... Im going to challenge them with Lowell... I really am channeled to get this done and when im debt free a large donation is going to be made!
  15. Hi Guys, Any advice would be welcome as I've had enough of battling with horrid council staff. My brother was made homeless by his Ex partner July last year, Due to that he lost his job and she took everything he had it was quite a controlling relationship even now she has his bank card. My brother tried to take his life went it all became too much for him thankfully the police managed to get there in time to cut him free, Due to the suicide attempt he was taken to hospital then placed under the crisis team who would visit him at my nans. He was given a support worker along with va
  16. Hi guys i just recently started my job as a residential installation tech for virgin media and i am on quiet decent pay 15,816 per annum starting. My partner works as a veterinary nurse on £1100 a month after tax so roughly we both come out with £2200 a month after tax between us. Today my partner phoned them to ask them about the situation with Nursery fee's what help would we get now we both work. They told us that our WTC will be stopped completly and CTC has gone down to £56 a week When we asked about nursery fees we was told we are not entitled to it when my partner as
  17. i have debts total around 3500 pounds from payday loan compaines i am on DWP jobseekers allowance and also have a casual part time job which i hardly get any work from but i can not payback my debts and and kept on takeing out new loans to payback the old loans and use the rest to gamble and try to win more but i lost all and i am worried because i will lose the house as it not mine but my step fathers and i will have to leave in one months time which will make me homeless. i lied to the loan compaines about the salary i was getting from my casual job to get a loan, but now without an address
  18. Hi, not been here for a while, and not had any calls or trouble for a long time. Today I got a letter from DLC with the heading "Notice of debt surveillance programme" They are asking me to either set up a direct debit for £5 a month or pay £660.14 as a one off payment with the rest of the debt to be written off. The outstanding balance is £2640.56. If I don't choose an option they are threatening 1. Instruction of a field agent, 2.Enquiries into your financial circumstances for up to 6 years 3. Regular checks to confirm your residential address The original
  19. E.ON has been forced to stump up £1.7million by energy regulator Ofgem after it admitted overcharging customers following price rises and incorrectly imposing exit fees when they decided to leave. The energy firm is refunding £1.4million to 94,000 customers who were affected by the errors – the pay-outs will only amount to an average of £15 each. It has also agreed to pay £300,000 to a fund that works to maximise the income of older people run by Age UK. The gas and electricity supplier said a computer error had occurred on its systems after price rises in 2008 and 2011, which led to some cust
  20. 1st crud are buying 100s of Debts about to or if not already Statute Barred, Notice of Assignments are all dated 31st July 2012 and their Legal threat O gram,s are all dated 22 days after assignment. 1st Crud can be very Litigious so beware!!
  21. http://www.dailymail.co.uk/news/article-2167529/Amelia-Earhart-Explorers-set-mission-aeroplane-75-years-vanished.html?ito=feeds-newsxml
  22. Hi everyone, This is a great website with tons of info. Love it! This is my first time posting on here. I am trying to deal with a court summons, and could really do with some help with the N9B defence form. ************************************************************* This is the background to the case: I have had a Barclaycard since 2000. The balance at January 2010 was £8,900. Due to various financial problems, I stopped paying them. Also in January 2010, I sent them a CCA request, and they sent me a reconstituted copy of a credit card agreement.
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