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About chivers

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  1. Hi i was in desperate need for a new car battery I went to the local Halfords Autocenter on Monday, I was told they didn't have any in stock and would order one in. I was told it would be in the next day. They didn't call me to let me know of a cost or what options would be available to me. The next day I returned first thing and had a battery fitted at a cost of £121.72, at the time I sucked up the cost as my old battery was dead but since then I thought I must've defiantly been over charged!? I have searched for the battery they installed it is neither on the halfords autocenter website or the main halfords website. A quick google search has shown it is available in other retailers almost 70% cheaper!!! On top of this my car has failed its MOT and I have 2 weeks to find a new one. What can I do as I believe I have been charged unfairly, the invoice only states renew the battery, there is no mention of the battery cost or installation fee. Thanks in advance
  2. so the defaults have dropped off my credit file as expected however...they have now written to me saying I owe them 2 separate amounts. Surely as now the defaults have passed the are statue barred? Also I have no idea where they've come from. Do I ignore or should I send them a statue barred letter?
  3. The default is due to fall off on the 7th august so not long, I have never received any letters or calls from them so after this date am I right in thinking not to worry about anything?
  4. So after a routine check of my credit file this morning I found 2 new entries from motor mile finance, extremely surprised as I have been regularly checking my credit file for the last 6 years. They are supposedly 2 defaults from 2008, I have no idea who this company is or have I ever received any correspondence from them. I cleared all my debt in 2009 and worked on rebuilding my credit, I got a mortgage in 2012 and now have a good credit score. I contacted Experian to query this and await a response. Both entries are listed on the same day in 2008 but I have absolutely no idea what they are for or have ever heard of this company. What do I do? Experian say the defaults will be removed next month but where does this leave me?
  5. The previous warning was 6 months ago under a previous gm and is not related. My decision to choose my day off when a major sorting event was on, this should have been a priority in my planning. An email which was sent stating lack of financial recognition and deemed unprofessional Thanks
  6. I sent it to all the managers who run the same departments in my company. I said ' Hear at xxxx we are sitting at the bottom of the league table desperate to get our heads above water, whilst we have fantastic sales v budget we have yet to have any recognition as the buzz word is xxx xxx xxx (this being the name of the performance target I was asking for help with)...so? What are you all doing to get more responses? What do you do in house which we may not be doing? what works for you? Thanks This email was then forwarded to my gm from another gm with 'your manager...' He then took offence to my pint about the no recognition and I apologized saying it was not intended to offend anyone I was merly loking for help
  7. They followed procedure, I was called into an investigation meeting followed by a letter of invite to the disciplinary. I am a manager of my own department so write my own rota for me and my team. This then gets authorized by my gm and accounts manager the week before. I am contracted to 5 days out of 7 and had worked 6 days that week so I did not need to book the day off.
  8. yes I got the warning. its just he said I was getting a letter then it turned out to be a warning
  9. I have had the formal disciplinary which is when I was told of the final written, I haven't received a letter yet, do they have to send it to me? Yes the person holding the hearing was also annoyed that they had to and not my actual boss
  10. its just a ticking off as such to try and prompt you to improve, I had a previous first warning on file from 6 months ago which is apparently why its gone to final. My issue is I was told I was getting a letter of concern so this was predetermined. Also the person holding the hearing already new the outcome aswell so again predetermined. My line manager didn't hold the hearing
  11. Hi So I have been given a final written warning for the following two reasons: my decision to have a day off on a major sporting event, this should have been a priority in my weekly planning an email I sent out which was deemed unprofessional and suggested a lack of recognition for my financial performance. I will be appealing on the grounds that, my manager authorizes my Rota the week before it comes out so if this was an issue why was it not raised then. Also the fact that I had in fact worked 6/7 days that week and am only contracted to 5 days. 3 of those days where predetermined as I fulfill a role of duty manager alongside my current role in my workplace and there is a separate Rota for this. I was very confident and satisfied that my department was covered, I had a 2 shift leaders and a strong team for the day. On my return to work following my day off I caught up with my manager who quizzed me on my decision to have a day off and he also said that I was going to get a letter of concern...the outcome of the disciplinary was therefore predetermined - in fact I actually got final written. I also received a phone call out of work hours from my manager the day before my hearing where he proceeded to shout at me for discussing my forthcoming disciplinary with a fellow colleague - am I not allowed to confide in confidence about my worries regarding this matter? He told me again I would not be getting fired and only a letter of concern. I apologized for talking to someone about it, I'm only human after all and its natural when stressed and worried to seek solitude from friends? My email was actually sent asking for help and I received numerous replies saying well done for asking, even a senior person at head office thought it was great that I was asking, however my manager appears to have taken it personally which in no way was it directed at him. I did apologies and say it was not my intention to offend anyone I was merely being proactive and seeking help. My boss leaves next week so I want to get this cleared up before the new gm starts. Any views of this would be appreciated. Thanks
  12. I have outstanding loans with wagedayadvance,wonga & quickquid. I have £160 to wda and have been in a payment plan with them for 3 months now so all going well and they were happy to help. I have spoken with wonga today who have accepted my payment plan offer and stopped my interest. With regards to quickquid i have yet to organise a payment plan and this is the biggest outstanding debt however i'm not in a position to offer any money, they have yet to take action - phew. In the mean time i did need some cash this month so stupidly taken out another loan however i will be in a position to pay on time. If you can't pay get in touch as soon as possible and be polite and make a decent offer. Not to say i'm great with my finances as i've buried my head many a time but it will be a relief to no your going somewhere
  13. Hello all In september 2006 i enrolled on a course at the local college, however on the enrollment day i was told to go to the finance department with my letter from my local l.e.a. which had information about the amount of student loan and tuition fees payment i would be getting and then they could process the payment to pay my tuition fees, unfortunaly for me i had misenterpreted the letter and was not getting any contribution towards my fees...therefore an outstanding balance of £1325.00 was due. I spoke with the finance department and told them i would not be able to pay and we talked of a payment plan, i could not make the payments with my current income and expenses and therefore was unable to attend the course, i told them of this and i was then told the fees were still due even though i wouldn't be attending the course. I never attended the course which started a week later, soon after i recieved a letter from sta graydon re the outstanding debt and now i'm paying them a monthly fee. Is there anything i can do as i never attended the course?
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