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  1. Hello all, Recently I became a victim of fraud and I have been trying to reach out to all the right people in order to correct this. I purchased a brand new, still sealed mobile phone from what looked like a reputable seller on eBay. They had been on eBay for quite a few years selling all sorts of items with great feedback and not negatives. I received the mobile phone after paying using my CC and used it for 6 months as there were no issues until February this year. It had turned out the original owner had put the mobile phone on the global blacklist as I believe they're the on
  2. I received a letter in January this year from 1st credit, I replied with a request for CCA. They have now after 4 months written & said that M&S have now the original debt back & Ist Credit will not communicate further (I thought these companies buy the debt,then sell on etc) By same post there was a letter from Intrum, again I will ask for an original copy of the credit agreement. Then a really curt letter from Rostons solicitors, re another small debt. This letter states that I MAY NOT ask for the original agreement. These debts came about when my husband
  3. I wanted to know what the new rules are with regards to withdrawing consent for the WP to share your info/contact people on your behalf/claim their fat payment for my hard work when I get a job .. as I am sure I read it had changed since last year, also coincidentally each time I attend a review meeting I get loads of spammy job/credit emails in the weeks after which seems a little timely!! Am getting increasingly fed up with the WP provider, by and large I have had a year of having to attend weekly job clubs with slow computers and the like but since I hit the year mark it seems to have
  4. I think i've found the answer (as usual jobcentre didn't follow proper protocol) but to help others i'll post some links. https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/473426/admu4.pdf Page 4 seems to say that i am exempt from any work related requirements due to being a carer. On page 9 claimants who must attend WFI but are not subject to WRA are dealt with separately. From https://www.gov.uk/government/publications/advice-for-decision-making-staff-guide https://www.whatdotheyknow.com/request/224561/response/568813/attach/html/9/07%20Post%20Wor
  5. In the Pranksters blog, he has been informed of a company in Devon issuing PCNs http://parking-prankster.blogspot.co.uk/2015/10/devon-parking-agency-[problem].html If anyone gets a ticket from these people, treat with extreme caution
  6. Hi guys, So 3 months ago I was made redundant from my job, it was a good run while it latest but I knew it'd be a sort of year or 2's worth of work. So I've been claiming for 3 moths and I assume I've just hit the 13 week marker this week for MWA (Says in guidance notes people are generally not referred before week 13). My advisor has instantly sent me on it and I've personally no idea why. When reading the MWA guidance it is for people who perhaps struggle with the discipline of a job etc, well none of thta fits me because I've been working before this for quite a while.
  7. Hi, is there a set procedure which Banks, building society's and investment Co are legally, duty, morally bound to follow, if an account holder/investor reports suspicious activity (Fraud) on their investment/account.? I ask as recently I reported a suspicious activity (Fraud) on an investment and was told it was transferred out to ( a person known to me) and "we will be investigating" I asked should I report it to the police and was told that was my right to report it to police but "we will investigate". I decided to report the fraud and contacted, Action Fraud. I
  8. I have had to sign up using a new username as I couldn't gain access to my old account. I had forgotten my password and didn't have access to the email address I used. My old username was Deco_Nic I signed on yesterday (Tuesday) and it didn't go well. My new advisor was sat there but I was actually dealt with by the Jobcentre manager. Firstly I had my jobsearch evidence questioned. I stated I didn't give access to my UJ account and present it hadnwritten as I always had, I was told this wasn't good enough, lucky as I had been assigned a new advisor the fortnight before I had prin
  9. Greetings, I do not know if I am posting this in the right forum, but I'm wanting help with something Barclays has done to me: I posted the following question to Barclays customer service department (all the following quotes are simply repostings of our interaction): Me: "Greetings, I am requesting that Barclay card does not increase my credit line, and does not do any hard credit checks whatsoever on my account. Can you please add a note that this customer does not wish to have any credit checks accomplished?" Barclay's Response: "Dear _customer's name_: Thank
  10. Hi all I've just received a letter from the dwp saying I owe £700 and I must pay within the next two weeks. Its half twelve at night and I'm so stressed I can't sleep. Well actually I'm watching a really good film. Does anyone have a template letter I can send these people? First template letter, I want to know if this money is really owed by me which I doubt. Secondly a letter stating they can have £ per week from my benefit and stop sending me scary letters don't you have IT system to sort out. Thanks caggers
  11. My friend received two letters on Saturday. He has been in the support group for a while, and was awaiting the outcome of an ATOS assesment. Letter 1 told him he had been moved and has lost the support elemen of his money and Letter 2 tells him that he has a Mandatory Work Interview this Thursday, at the local jobcentre. I am not going to try and deal with an appeal myself, (too much has changed and too much is at stake for people if I cock up as a non-professional). I am going to refer him to a local disability charity that helps with these things. Quite well apparently, for a s
  12. Good news, Cash Genie will no longer issue any loans at all, so hopefully less people will get in trouble in the future, just got this email out of the blue:
  13. Hello kind people! Long story short, it sounds unreal but I assure you it certainly is true. In 2007 I took a loan from a high street bank I originally applied for 7k. Then decided to round the amount up to 10k, which they happily agreed to do and the money was in my account the same day. However, the next day the bank paid another 10k into my account (!) I went to the bank branch where I took the loan from and they simply said it was a mistake and removed the extra 10k. Recently I have received a letter from debt collectors asking for that virtual 10k which I have n
  14. How's this for a New Year bombshell, or CAG Birthday treat? FOI Request to DWP From: Adam 9 December 2014 Dear Department for Work and Pensions, Please disclose any Jobseeker's Allowance guidance for JCP Work Coaches and Advisers that discusses making it a requirement for JSA claimers to spend 35 hours a week on work search, including full info on the laws and regulations that explicitly state this 35 hours rule can be imposed for JSA claimers not on any supervised jobsearch pilot. No info about Universal Credit required. The PCS Union has published this: "The
  15. Hi CAG, Wondering if I could get a little bit of advice here on what I should do and where to start. I've been claiming income related ESA since the 8th of April 2014 and on the 26th September 2014 I had my ATOS assessment. This week the DWP/ESA have decided and placed me in the Work Related Activity group (Yay - I think?). Well they have put me in the group from the 26th September 2014 and told me that I will be back paid from the 26th September not the 14th week of my ESA claim like it says on there website None of my circumstances have changed between the 8th of Apri
  16. I went to sign on today and was told that it is no longer sufficient to bring in a jobsearch sheet and print outs of my job applications. The clerk tried to bully me into giving them access to my Universal Jobmatch account but I explained that I would rather not (and the reasons why) so they said that I would have to print out screenshots of my jobsearch activity history instead. Apparently I have to access my Universal Jobmatch account three times a week and look for at least six jobs a week. Does this mean I only have to do three print outs a week and/or whenever I apply for a job? I was pre
  17. hi i am a 59 years old unemployed male. and have just been told next week i will see an adviser who will sort out a Mandatory Work Activity for me. i will have to go on a 4 weeks Mandatory Work Activity course.i told my adviser i do not want shop work .he said there is a variety of work activities to go on besides shop work. and said it will be explained to me later, any one know which other Mandatory Work Activities there are apart from charity shops. as i have trouble with my right leg from an old motor cycle injury. so it will be uncomfortable to stand for long periods. and also they thi
  18. Dear all, The Friday before last (4/7/2014) I went to make a debit card payment for dinner with clients and the transaction declined. I checked my account on my phone (Barlcays App) and my two barclays personal accounts (current and premier) 4 savings accounts and 2 business accounts were collectively showing to be overdrawn by £5,000,000. On 7/7/2014 all available funds in the account were sent to reconcile to Coventry OPS 05 ADV. I logged a formal complaint on (4/7/2014) and after countless calls to customer service advisors who gave excuses ranging from a technical error to
  19. Hi, So thought I'd make a separate thread outside of post work programme support to try and garner more attention specifically to MWA. I've been sent on this, apparently it lasts for 4 weeks. No biggie and apparently they say it'll be charity based work. Now I was thinking oh good stacking shelves at a charity shop or something that'll be OK, and apparently I can carry on with it after 4 weeks. So I thought good an easy way to get into some weekly charity work. But apparently no, it'll be stuff like picking litter or working in a recycling centre anything basically. So then
  20. I am a 62 year old man,who has osteoarthritis in my cervical spine and most other joints.After a recent ATOS medical,I seemed to be cured of my incureable illness with a stroke of a pen and was placed on W.R.A.G. I then attended an interview in my local Job centre and was told to appeal as i was to Old and unreliable to get a job.I have appealed and they sent me another form to fill in since then nothing. Surely they should put an age limit on these ATOS medicals. I for one would dearly like to get back to work however i am a realist. If the Government want people of my age and condition to w
  21. Hi All Does anyone have a list or can point me to a website that can advise on what things are classed as work related activity please? My adviser is not being very helpful and just wants me to sign up to the work program which I don't feel I'm able for. I got a breather for a few weeks there as I was going through CBT but she keeps booking WFI's for me every 2 weeks...She knows the jobcentre freaks me out and she's like "well if you don't sign up for the WP you'll just have to keep coming here" ... Next week will be my 5th one in 3 months. So I'm trying to find stuff on my own
  22. I am on the post work programme support and have been since August last year. At my last appointment by adviser told me that as it had been six months since I started post work programme support and because I hadn't work for so long and that was the reason I wasn't getting interviews that I would be referred for mandatory work activity. I was told that unless I could find my own voluntary placement I would be placed wherever who I was referred to could place me. I have catering qualifications that I have not used since I left catering college but have been offered a place in a local
  23. HELP PLEASE - THESE GUYS ARE A NIGHTMARE. I am hoping that you guys can offer me some advice. basically along time ago I did some work for a company and through no fault of my own ended up owing them some £1200 which rose to £1500 after they went to court. I have tried on numerous occasiins to come to an agreement to pay but nothing. Then SHERFORCE CAME IN!!! They have been trying to attend my previous address even after I have been in contact with them via email with replies on numerous occasions informing them that I do not live there anymore. Yesterday I got a call
  24. Well it happened today, my first month of claiming job seekers allowance and i have been put on this mandatory work activity. i will not go into the draconian attitude of the benefit Adviser, but i need a bit of advice. She thrust a piece of paper under my nose to sign, it was a Data Protection Act waiver to the MWA provider ATOS. I declined signing it and all she said was it does not matter as they are our approved provider What personal data can the DWP pass onto the work place provider ATOS, without my express consent many thanks
  25. Document Source: https://www.gov.uk/government/consultations/consultation-on-the-pip-assessment-moving-around-activity Consultation on the PIP assessment Moving around activity This Consultation closes on: 5th August 2013 From April 2013 Disability Living Allowance (DLA) began to be replaced for new claimants with a new benefit, Personal Independence Payment (PIP). Like DLA, PIP is intended to provide a contribution to the extra costs faced by people with disabilities and long-term health conditions. Whether individuals receive the benefit, and how much they receive, will be d
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