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About Me


  1. Hi all, Grateful for any advice on whether to ignore Euro Car Parks or bother appealing. These are the particulars: 1 Date of the infringement 19/7/2018 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] issue date is 25/7/2018 3 Date received 28/7/2018 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [y/n?] Yes 5 Is there any photographic evidence of the event? Close up pic of car number plate with entry and leaving times 6 Have you appealed? {y/n?] post up you appeal] no H
  2. Seems to be a trend on here and other website help forums, to ignore and even laugh off threats from CEL. Fortunately I have kept all correspondence and have been fighting this for my daughter since May 2016. Now she has been referred to the County Court Business Centre Northampton issue date 07/04/2017. In May 2016 my daughter had an appointment at a doctors surgery with her baby for injections. She is adamant she entered her car number plate on the screen inside the surgery but for some reason did not register. When the first letter arrived from CEL she approached th
  3. Hello, I have recently received a liability notice from the P.C.P enforcement agency. I was advised by my colleagues that I should ignore a parking ticket that I recieved whilst parked on hospital grounds whilst at work. I got a PCN letter sent to my house addressed to me and ignored that too. Subsequently have now recieved a liability notice which has got me a little twitched. Should I continue to ignore this letter or pay it? I did phone the company who states it is too late to appeal and was advised to email a company that when checked on Google has no li
  4. Hi, After two notices from Indigo Park Solutions I have now received a letter from Wright Hassall Solicitors for failing to pay the Penalty Notice, and requiring me to make payment of £196. The letter states that failure to make payment in full or contact them to discuss repayment 'may result in us recommending to the Car Park Operator that the matter be enforced through criminal court proceedings. Such proceedings would require your attendance at a Magistrates Court.' Should I ignore this letter or reply, and if I need to reply what should I reply with? This
  5. A total of 1.4 million people in the UK have only made the minimum repayments on their credit cards for three years in a row, the City regulator has said. The profits made from these customers mean credit card firms do little to address persistent debt, the Financial Conduct Authority (FCA) said. Nearly half of them have borrowed more than 90% of their credit limit consistently for three years. Lenders have now agreed to help with warnings about growing debt. In its final report on the UK credit card market, the regulator said: "Credit cards are suited to short term borrowing
  6. For tickets received through the post (Notice to Keeper) please answer the following questions. 1) Date of the infringement: 20/05/2016 2) Date on the NTK: 27/05/2016 3) Date received: 30/06/2016 4) Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? Yes “On the 20 May 2016 vehicle ‘reg correct’ entered the Marriott Huntington car park at 11:18:00 and departed at 13:36:24 on the 20 May 2016 May 2016. The signage, which is clearly displayed at the entrance to and throughout the car park, states that this is private land, the car park is
  7. I've done some reading but it's hard finding the answer. Since private companies can't fine you, what realistically happens if you just ignore them? Do they have any mechanism for forcing payment? I understand they could sue under contract law, but what are the odds of that?
  8. Dear all. I am new to this forum,I have already posted a comment about Speed Credit/Toothfairy,or whatever they want to call themselves.But as yet,it has not come up in the forum. Are Barclays aware that they are dealing with a loan shark company,when they accept money into the following account. Acc.no....93462382 Sort no...20-50-94 Or maybe the host of PO BOX1933,Radstock,BA3 4YF are also not aware of the dealings of Toothfairy Finance. I wonder if Barclays charge Toothfairy for each transaction.If so,maybe if a few people,the more the merrier,were to deposit 1p into the
  9. Hi struggling to pay a barclays card and was wondering if we should contact them or just ignore them untill they default it and then start payiing of?? we know we are going to default just want to get it on file asap so we can start the 6 years count down any help would be great thanks
  10. Hi all,hope someone can give some advice on this. Here's a brief history,I had a subacromial decompression operation back in Dec.2014,I returned to work in Feb.2015,by this time they had introduced a night shift on a rota of 1 in 9 weeks aswell as the 6/2,2/10 shift.I managed to do 2 night shifts in 2015,by the end of 2015 my shoulders have gotten worse and sleeping has become more difficult,averaging 5/6hrs of interrupted sleep each night. This year they have increased the night shift rota to 1 in 5 weeks,I did my first one at the beginning of January where i averaged 3hrs sleep per
  11. Hi all, I have received the obligatory letter from BC, acting on behalf of Lowell who are acting on behalf of Orange lol. I've got the standard "you have 14 days to pay us or we're taking you to the small claims court" letter. Is it best for me to ignore this as per title? The debt is not statute barred. Many thanks
  12. Hi all I've just received a letter from the dwp saying I owe £700 and I must pay within the next two weeks. Its half twelve at night and I'm so stressed I can't sleep. Well actually I'm watching a really good film. Does anyone have a template letter I can send these people? First template letter, I want to know if this money is really owed by me which I doubt. Secondly a letter stating they can have £ per week from my benefit and stop sending me scary letters don't you have IT system to sort out. Thanks caggers
  13. Hi all, Received a PCN today from Parking Eye as l am the registered keeper of our family car which was photographed entering a doctors car park ( Private land ) and leaving again about 15 mins later. The problem here is the vehicle was used to drop an elderly person of at the doctors ( who had that morning suffered a bad angina attack and needed to dropped off at the doctors door ) and then the vehicle went back about 15 mins later to pick the elderly person up again. The point here being that the vehicle did not park up in the doctors carpark for 15 mins but returned back, but the
  14. As I mentioned in a previous post, we have a lot of old debts that I am now trying to deal with and resolve, although we have no spare money to pay. In 2007 my husband defaulted on a credit card with First Direct with an outstanding balance of around £6,500 (nothing showing on his credit file that I can find). We talked to CCCS who couldn’t help us as we had less money coming in than was necessary for essential expenses. I wrote to First Direct informing them of this. A few months later we started getting letters from DG Solicitors and in October 2008
  15. I too fell foul of Parking Eye, stopped for 33 minutes in a staff carpark, in Poole September 13th 2104. I did the silly thing of appealing, stating the reason for temporarily using their facility, which was rejected. One of my main concerns, is that the legal framework has moved on a bit, and Parking Eye have updated their process to improve their success rates. Is the advice still to ignore the parking charge Notices from Parking Eye? Thanks, Graham
  16. Hi, I got a ticket today at my university campus, the car park is always full and therefore is always cars parking in places which arent designated spots, unfortunately today I had to be one of them cars and got a ticket. It was for literally half an hour, I was slightly on a yellow box in the car park but was in no-ones way and did not deny any access. The ticket is from a private agency 'Car Parking Partnership' and after some research I can see that some people are saying I am not entitled to pay the fine. Apparently it is unenfo
  17. After receiving Parking "fines" from private parking companies in the past (2011) I had frequently visited this site among others, where the advice was a resounding "IGNORE" I took said advice, and after around 5 letters from each, I heard nothing more from these PPCs, the "IGNORE" option certainly worked. Since then I'd been much more careful about parking, and as such haven't received any 'fines', Until now. I have just received a letter through the post from a company called smart parking demanding £40 for parking overnight (clearly not causing any loss to the company) in a
  18. Hi guys. Back again for some PPC advice I've reached the Rossendales Collect stage that started with a speculative invoice from Excel a few months ago. Should I ignore? That always used to be the advice but is it still the case? I'm seeing more and more references to appeals and/or engaging in some form of correspondence. Something I'm loathe to do as I feel it gives these cowboys some sort of legitimacy.
  19. I ordered a pair of Ladies Lt. Grey Norvel trousers among a 3 item order with 'Gift of grey wool skin coat' 6th Dec. 2013 which arrived soon after, other items fine but Norvel trousers were in packing labelled Lt. Grey but trousers inside were Beige I emailed the Support section immediately also including my landline number but no reply, I also phoned their Expensive 0871 number and informed that I was returning this item, which cost Me £2.60 post and because I was returning on 19th Dec and wanting to avoid Xmas parcels for Exchange of item I re-ordered (big mistake - I hadn't secretly mark
  20. After a lot of forum searching, the general gist seems to be ignoring is old news, and now the thing to do is an official appeal with the independent company I forgot the name of! Which is it? -------------------------------------------------------------------------------------------------------------------------- The story- The other month, I parked in a disabled bay with a valid badge. Because of my mobility scooter, I have a long vehicle. I overlapped the path in front of the bay by about 2 foot (only other option was the block the road). This path is about 20 foot wide
  21. You will see on this forum and elsewhere that the advice as to how to deal with a Private Parking Charge - will be either to ignore it altogether or on the other hand - to respond to it. By and large we would not recommend that you ignore a Private Parking Charge. You should respond robustly - as per the guidelines given in this forum. You will never put yourself at a disadvantage by responding to a Private Parking Charge - but you may be inviting problems if you decide to bluff it out and to ignore it. to help us copy and paste this to your thread [if you haven't started
  22. I have had a letter this morning from Robinson Way / Hoist that is a 'NOTICE OF HOME VISIT' pertaining to a Sainsburys Credit Card debt. This has been statute barred for well over a year and doesn't appear on my credit files. I'm also getting phone calls periodically from Robinson Way, and I've lost count of the amount of times over the last few years I've sent them the phone harrassment letter and reported them to the OFT. Should I respond to this home visit threat with a doorstep visit letter? Or should I ignore?
  23. I recently ordered a brochure via the Aquability's website contact form - short of telephoning them there is no other way of contacting them. A telephone number was a mandatory field on their web based contact form. I asked them not to telephone me in their 'message' box. The brochure arrived, but 2 days later, someone from Aquability telephoned me. I asked them why they had telephoned me, when I had asked them not to. I was told they had no record of this request and that, if I had not wanted to to telephoned, I should not have included my phone numb
  24. Hi there - my husband received a parking charge notice from Civil Enforcement Ltd a few days ago for £75 for I had pulled into the car park to pick him up and also find a safe spot to feed my baby. I did not notice any signs as I drove through the entrance warning me I would be charged for waiting there. I didn't leave the car at any point. As with most people who receive a charge like this through the post, I'm pretty annoyed as I do not feel the signs were obvious enough. A £75 charge for failing to pay for 15 minutes is ridiculous. I have read a number of threads in relation
  25. I had a T.Mobile "pay monthly" contract for over 6 years. However this April I decided to change providers and telephoned T Mobile to cancel my contract. I only had to give them 1 months notice as I had already come to the end of my current 24 month contract. I cancelled my direct debit with my bank after the final payment had been taken ....So far so good. But a few months down the line I receive a demand via a debt collection agency for over £100. Apparently my contract had not been cancelled as promised. I tried to phone them to explain but they did not take much notice telling me that it w
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