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  1. Hi everyone....so moving to a new area and having to end IR ESA and cancel HB and CTRelief. So new claim for UC in new area plus a new home. Can anyone tell me if once the UC has been applied for and is processing can the new landlord be made aware so they know the rent will be paid asap or will I have to be prepared to pay a month up front full rent until its sorted out. Sorry if this appears a stupid question but my whole world collapsed this week and I have to start completely again somewhere else.
  2. Hello, Long story short: I was employee of a company which buys stock in euros. Due to the referendum and the GBP drop, our margin has sank and after a short recovery the company went bust and we have all been made redundant. Because I’m a Spanish national living in the UK (7 years now), I could well stay here with the so called “settled status” but my landlord has already told that he won’t renew my tenancy in February because he assumes that all EU nationals will be illegal and he doesn’t want trouble with the government. To be honest I’m quite fed up with all this uncertaint
  3. A local authority own a house adjoining mine and they had to carry out major structural work to their property. I was subsequently forced to move my tenant out to temporary accommodation for 3 months. I was in the process of putting on a new roof to my property. I then had to put on a temporary roof covering because it was agreed with the authority that there was no point putting on the new roof as they had to demolish and rebuild the adjoining party wall which was above my roof. It took the local council 21 months to sort their issues out from start finish. I wish to recover
  4. I have CCTV pointing to three external walls and I'm planning a house move. If you saw a house with CCTV on it for sale, would you still consider it? I am in a quandary over will CCTV prevent my house sale and should I risk taking it down? H
  5. A terrible thread title but its as good as i could do Im trying to help a family member out with advice. I've told them to make an appointment to see CAB and also their Occupational Therapist but wondered if anyone on here would have any clue on the subject... So they are husband and wife and live in a 3 bed council house. The wife is on numerous disability benefits mainly for a degenerative bone disease (has x amount of crumbling/broken vertebrae and numerous other related problems) and the husband doesn't work and is the carer. The marriage has broken down and the husband isn
  6. Over the past two years i've racked up an incredible amount of debt, it reached as much as £60k last Christmas but this has now come down to c£50k. I have a gambling problem which is where all this debt comes from and which is why its so hard to shift. The pressures of this debt, personal relationships and job insecurity have started me feeling anxiety and stress related symptoms, i don't want to over-egg this but going to the GP recently i realised that things had to change. As you can imagine the largest problem i have is being reliable with any substantial sum of money in my account.
  7. I'm planning to call CAB on Monday when they open, but would be grateful of any guidance in the meantime, or suggestions of more appropriate organisations to contact. We brought a house on the 21st July, and straight away gave meter readings to the energy company and took photographs of the meters. It seems that the previous owner gave their final readings on the 4th July, and they're trying to pin the gap on me. When the bills started to arrive they were from the 4th July to 31st July. I've since called and emailed to complain several times, they agreed to set up a new ac
  8. Hi, the area I live in is due to go from live-service to full-service UC in April of next year, which is roughly when I'm due for reassessment of ESA. I'm in the Support Group right now. Am I right in thinking I will stay on ESA if I pass the WCA with the right points, and won't move onto Universal Credit? Thanks
  9. Since becoming unemployed I've fallen behind with my energy bill to what was GB Energy, now changed to Co-OP Energy. I'd managed to pay various amounts off but setting up a DD with Co-Op has proven a nightmare with random sums being taken, or attempted to be taken, from my bank account at random dates during the month. They're now threatened to move me onto a higher rate tariff. Can they do that ? And can I stop them as it seems pointless to move me to a higher rate tariff when I'm struggling to get back on track with the current tariff
  10. I've received a notice stating that my landlord is offering me suitable alternative accommodation and I shall be required to move. That was two weeks ago. 1 Previously the landlord has written to me stating that they cannot require me to move and will not require me to move. 2 No alternative has in fact been offered. I've done the obvious and emailed pointing out the above and also expressing surprise at receiving a notice without warning. I have had a reply stating that they have noted what I have written. Now, what do I do? I am a Housing Association tenant and hav
  11. I need to make this enquiry for my friend, a woman in her mid-50s with multiple sclerosis who is hoping to set up home with her partner who is himself able and in work. My friend was a teacher and has tried to get back into teaching only to find that both the illness and the post-Gove era are thwarting her attempts. Her last week of classes made her symptoms unmanageable and she withdrew from the post with some pretty abusive-sounding treatment from the headmistress. My friend currently gets contribution-based ESA of about £70, though a letter she got this week says it will go down to £60
  12. Good afternoon, I've had a bit of an issue with Virgin Media which started out with what I assumed would be a simple and relatively easy house move / purchase in October this year (2016). N Both addresses have the same services installed, cable, telephone line - so it was intended to be a simple move out, move in - call to activate blah blah blah. First months bill came through (all the trimmings of the first bill, migration fee etc), however 23rd of October Virgin Media tried to bill me £53.69 on my old account via the old account's Direct Debit. It bounced due to my bank ac
  13. Just out of curiosity. Since initial letter/email contact from a agency (this goes for anyone and no idea if in right bit of forum so please move if need be) What's the record time that you've seen off the agency? Think I broke my record today lol i.e. 4 hours
  14. Basically me and my brother have been renting together a few years, made financial sense and we get on well. It is through an agent. He has since had a child(hes not with the mother but they get on) and he has been on the housing association list for a while as he wants to be able to have his son staying over etc. He's over every weekend anyway but stays at my dads. Last week he was accepted for a 2 bedroom flat with the housing association and is going to accept it so will wish to leave shortly. This leaves me in a tricky situation as I would like to stay here, it is his name on the te
  15. Just after some advice, we live in a new-ish build which of course was built in a week or so and using cheap materials means that the ventilation is awful in bathrooms with no windows. We use the fans every time we have a shower but the mould still grew. Add to the fact there's 2 en suites in this little flat. Long story short, the LL has told us we need to move out as work will take around 2 months. Our tenancy is 6 months until January and we're just wondering where we stand in terms of finding a new place. What if we can't find a place within the time they serve the 2 months notice (I
  16. Northern Powerhouse department to close office in Sheffield and move 247 jobs to London Read more: http://metro.co.uk/2016/01/29/northern-powerhouse-department-to-close-office-in-sheffield-and-move-247-jobs-to-london-5651943/#ixzz3yiz1scce
  17. I have seen the following issue on a couple of occasions, particularly EE but I think it may be common. When you leave a company, you commonly need to give 30 days notice provided you are not in a longer agreement. If you want to take your number with you, you commonly request a PAC code, which is only valid for 30 days, effectively is the start of your notice, and you leave when the PAC code is actioned by your new provider. On two occasions now with EE, relatives have decided to leave, informed them and got the PAC code to transfer their number. They have always ensured that
  18. Hi all. Hope everybody had a good Xmas. Over the last few months I have been thinking long and hard about my financial situation, and more so how to get out of the renting circle and back into owning my own home. The facts are: Old Life 40 year old (male) Divorced September 2007 Marital home repossessed 4/08 ( I left 10/07 - Ex left 12/07) Repossessed due to no communication between her & I **NO EQUITY IN PROPERTY** House sold leaving approx. £20k shortfall - No paperwork/court case as our new address not known. Various unsecured debts with no communicat
  19. Hello all, I live with my landlord and two other tenants in what was his house. He put it up for sale and somebody has 'purchased' the house, he will pay my landlord this Friday for the house. Long story short but my landlord is going through a divorce and half of the money for the house that's now sold, is going to go to his wife. But she has not agreed to the amount being offered to her and wants more than half. Now my landlord was informed today that we all have to move out this Friday. Also just to inform you, my landlord has been told by his agents twice that we needed
  20. Hi everybody, I'm in a bit of a mess and need some advice. I suffer from an auto-immune disease which means that my body attacks itself. It affects many organs in my body and I was in the Support Group due to this. I recently moved in with my partner and we filled in a change of circumstances form. When they received this form, the DWP told me I had been removed from the Support Group and placed back into the main assessment phase of ESA. They sent me a work capability form and said I had to start the whole claiming process again and that I might not get back into the Support Gr
  21. Now that it look's clear that a conservative government is going to be running the UK, I am very concerned for my future. I cannot work and have been unable to for four years now, and housebound for much longer than that. What I would like to know is am I likely to be treated more fairly and be more welcome in an other EU country. Or any other country for that matter! I understand this is not the usual topic, but I'm just wondering if anyone knows about this. I don't have enough ties here to stop me moving, and I imagine everyone in my situation is just going to suffer here.
  22. Hi there, I would appreciate help and advice on the following matter (please see below). For over three months now, I have lost signal at my work place. I am unable to receive or make calls from my mobile phone. This is not only frustrating but is very disruptive. This problem with the loss of signal has only occurred recently as I used to get full signal on my mobile phone for the last 7 years that I have worked here. I have now phoned many times and have also written a formal complaint letter to Vodafone. To summarise, Vodafone has confirmed that they are having i
  23. First time post and would be grateful for some advice... In September of this year I was issued a PCN for not displaying the correct signage under PPS rules. The car park in question is part of a business park with several tenants, of which ours is one. We have an agreement for 20 or so parking spaces and they are covered with permits, and I have a permit to park one registered car. The signage around the parking areas denoting the T's & C's is clear and unambiguous. I was using my partner's car, not the one which is registered to park here so I was covering the parking with a vi
  24. Hey During 2012/2013, I was in a large mess with over ten payday loans but i am now pleased to say they have now all been paid off. Learnt my lesson, let me assure you. Thanks to this site, i managed to get repayment plans in place and get rid of the ridiculous charges and fees. However, i have noticed the news concerning Wonga recently about writing off debts. A relative of mine also recently got a letter from Money Shop, refunding a small amount of interest on his debt that has already been paid off. Anyways, i'm just curious if there's any grounds to write/complain to these
  25. At the end of last month, my letting agents on behalf of my landlord issued me with a S21. No explanation was given as to why I am wanted out (my letting agents have informed me there is no legal obligation for them to do this). I have been in the property since January of this year and was expecting to be in the property well into next year. My issue is I have no money to move out, no savings, no family to approach and as I have a very bad credit rating I am not in a position to borrow deposit monies, one months rent in advance and removal monies. I work for local government and have appro
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