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About Me


  1. Hi all. My wife left me nearly 2 years ago. She didn't give DVLA her new address, her car was clocked with no tax, and Marston's tell me they have a warrant for removal. I called Marston's. They won't take my word for it that she doesn't live here. Only that if she doesn't pay £615 immediately, they break my door down and take my stuff. I have a chronic mental health problem, and I'm not in a good way. I need to get the stress off if possible. What do I have to do? My budget doesn't run to an expensive solicitor. Thanks.
  2. My Dad is in a care home and I just cant afford the top up fee's any more. The situation is this, my mum looked after my dad after he had a stroke, but in November of 2015 Mum became too ill and had to go into hospital, I was not able to meet for my dads needs so their social worker found a local care home and thats where he went - willingly because he knew it was right, sadly my Mum died on December 27th 2015. My mum told me to pay any bills etc using their money, I had to agree to pay a weekly £40 top up fee to the care home and this was being paid by Dad from his own savings [not
  3. Hi first time poster after advice and assurance ! My daughter is a student in Derby and moved into a rented city centre flat in July 2016. There are no parking spaces allocated to the flats but the roads around the area state they are 'pay at machine' or 'permit holders'. She visited the local authority with her tenancy agreement and proof of car ownership and was issued a residents permit, which she was charged for, valid until July 2017. She has parked regularly in these streets without problems 19th Jan 2017 when she received a PCN. She then received
  4. Hi I lived in Norway for 6 months last year and have just received an email from a Norwegian debt collectors stating that I owe £1100 for unpaid electricity bills. I had no idea these bills existed so didnt pay them and hadnt previously been contacted whatsoever. I was in Norway on a tourist Visa so I wasn't registered there, all they have is my name and email address. I dont even think they know im English or where I'm from. Do you think I should contact them and explain the situation or just ignore? What are the possible outcomes? Thanks
  5. Name of the Claimant - H Cohen Solicitors, Hoist 2 Ltd. Original creditor MKDP LLp (Ex HSBC). Date of issue: 12th September Acknowledgement submitted. What is the claim for – the reason they have issued the claim? This claim is for the sum of £1089 in respect of monies owed pertinent to an overdraft facility under bank account number x. The debt was legally assigned by MKDP (Ex HSBC) to the claimant and notice has been served. The defendant has failed to repay overdraft sums owing under the terms and conditions of the bank account. The Claimant claim: 1. The sum of £
  6. READ MORE HERE: https://www.gov.uk/government/news/urgent-appeal-for-family-of-carlisle-resident-corporal-thomas-edgar
  7. READ MORE HERE: https://www.gov.uk/government/news/urgent-appeal-for-family-of-durham-resident-private-harry-vasey
  8. I live in a rented property on what I assume to be a private road. It is a new build and at the time we moved in the road was, to my knowledge, unadopted. I've been made aware through whispers that the road is now owned by a private company. I have received no letter or other communication about this from the landlord (company) that owns the house, the builder or the company themselves. Nor are there any signs up detailing the terms and conditions of parking on the road, except the words "Private Road" under the road sign at the start of the road. Our rental agr
  9. Hi all, I am looking for some advice please. If a non-UK resident landlord is not willing to return tenants deposit can the tenant use the small claims court to claim against them if they do not know the landlords address? The AST shows the landlords address as the same address as the rental property and this is not an address the landlord has lived at for 5 years. Can court papers be served to that address even if it is very unlikely the landlord will see them? I am confused about the rules for address for the defendant. How does it work if the papers are
  10. Please help advice me. The permit expired on the 3rd , I received a PCN on the 11th. I never got a reminder as it is anew sheme in my area in Haringey, it was said to have been put in for spurs and help us resident prevent pp parking in our roads during match days. I do not remember seeing any clear directives in the consultation process or the 1st permit isued to me about ensuring I renew and telling or giving me guidance that I have to renew and if I don't what the consequences are. I appealed he 1st ticket and it was declined and I then got a notice to owner and the fe
  11. Hello If a resident does not have parking facility on his road because there’s restriction in place and parks in an immediate side street near him (nearest side street/road), This side street becomes a residential parking scheme and permits needed to park; will it be possible to apply for a permit to park, if not resident on that street?
  12. I was sold an un-roadworthy vehicle by a trader masquerading as a private seller. I've sought to contact the trader by email, phone and mail but he has failed to respond to any communication. The car trader is based in Scotland, while I reside in England. As the sale took place in Scotland, does anyone know if am I obliged to proceed through the Scottish sheriff court system? The England and Wales system is available online, while in Scotland one physically has to file papers in the sheriff court as I understand. Thanks in advance for any thoughts
  13. Hi all, First of all many thanks for the forum and work done for others - I've already started to read through the PoFA 2012 and other forum posts in detail (phew!) Anyway, on to my situation, and apologies in advance for so many words. I live in a gated property that is managed by UKPC and I'm a tenant in a property there. I've just received 2 Keeper notices for the car being parked without displaying a valid permit, and on consecutive days (a Saturday and Sunday) in January this year. Each is for £100, total £200. The parking bay itself is allocated to my flat and I do have a
  14. Hi dx, digging up an old post I know, you say that a post 98 student loan can be statute barred. Could you expand on how one could go about having your loan statute barred? I have been living overseas for around 10 years and have no contact from SLC until about a month ago.
  15. Hi, I would appreciate any advice on whether I should appeal this PCN. My sister has been taken into a nearby neorological hospital after having a bleed on her brain. I went to the horpital to take along some clothes for her, but the car park had no spaces, i parked in what I later found to be a resident only area (didnt see the signs) due to me being more concerned with her. ...I left my car in the area for ten minutes and on my return, it had been 'observed' for six minutes and was ticketed. Is it worth me appealing this ticket, or am I be
  16. Hello, Apologies if I have posted in the wrong place but I am hoping someone may be able to help please? Today I went to pick my son up from the village primary school and I parked in the same place I have done for the last 2 years with no problem - residents seen me and said hello etc. Well today for some reason 2 separate residents decided to have a go at me abusively for parking where I was with one calling me names unprovoked and the other threatening to smash my car! I was absolutely fuming! The first person when he realised I wasn't going to back down disappeared into his
  17. My Friend has found themselves in a large spot of bother and I decided to try a post here for some advice of what can be done to help him out. He is being seriously harassed and rather embarrassed by an Italian National who is 'hiding' in Italy. From what I understand, my friend runs a Computer Game Server where this Italian Gent got himself banned for reasons that don't concern or interest me (and that I don't actually know either). What I do know is that this chap keeps posting my friends personal details into the public domain without his consent. Repeated attempts to Ban Evade hi
  18. Hi, We have a residential parking area which is policed by wardens quite regularly. I have had a valid permit since the inception of this policy. I ndeed we were 1 of the original members of the meeting when this was being planned and took part in all discussions when decisions were being made. Monday morning a week ago, a neighbour knocked drawing our attention to the fact that my car had a PCN on windscreen, for 'not clearly displaying said permit'. As mentioned, current permit is valid and always has been. What had happened is on Sunday afternoon
  19. Hello to all and thank you for reading / helping, I have received a council tax household form - joining and leaving, from my local council which states they have been advised that the person named (not myself) is now a resident at my address. Although I know this person, they have never been a resident at my address nor have I given them permission to use my postal address for their correspondence. I have tried contacting the person in question but they refuse to reply. I have no previous or forwarding address details for them, which is requested on the form. What are m
  20. I am looking for some advice for my husband. He had a CCJ issued against him in July 2009 by a court in England. It was a hire purchase agreement for a car. My husband has always been resident in Scotland, including when he took out the credit agreement and when the CCJ was issued. We therefore had a couple of questions regarding this. 1) Given that he is resident in Scotland, should the creditor not have pursued him through the Scottish courts rather than the English system, therefore getting a decree rather than a CCJ, or at least getting a decree to sit alongside the CCJ? 2)
  21. Good morning Firstly I wish to extend my thanks for providing the inspiration and the means to support the victims of unscrupulous behaviour. I would like to seek advice. I live in a borough with a known shortage of residential parking spaces. The Council acknowledge they issue more residential parking permits than spaces available. After a very late and long drive I was unable to park outside my house and so parked my vehicle at the end of my road. My vehicle was not visible from my window and I had no cause to walk past it for a few days. When I returned to m
  22. Hoping for a bit of help on behalf of my mum.... Mum runs a small business maintaining lets and did some work for a woman who owns a house in the UK but now resides in Australia. The woman was invoice for c £2k, paid £100 then ignored the rest. Mum has an address and email for her in Australia and she has chased the debt to not effect. Is it possible/prudent to chase the debt further given she retains property in the UK? Mum could really do with the money and according to Facebook, this woman is rather enjoying a holiday in Bali! Thanks in advance.
  23. Hello, I have now officially moved abroad and no longer resident for tax purposes. I have left a correspondence address in the UK at a friend's because the customer service officer at the branch told me they couldn't keep my account alive if I had a foreign address. My friend, for his own reasons, is not very happy with receiving mail for me and is a bit paranoid about possible consequences for him. You will be probably aware that Halifax gives often incorrect advise both in person and by telephone, so I wonder if anybody has a clue on how to move from here. I will probably receive
  24. Hello, Long story short version - Ex landlord will chase me to the end of the world for rent I don't actually owe him. He took me to court while I was out of the country, won and is now armed with a CCJ. I was going to fight the CCJ but it was going cost around 1,000gbp. We made a deal for 550gbp and he went away. However, several months later he's back and now wants the rest. I have not lived in the UK since May 2009. I've been out of the country for 4 years and 3 months. My ex landlord says he's issued an SD to my old address. . He sent me an email with the SD scanned. He
  25. Hello, I have discovered that 2 CCJ's were issued against me while I was not resident in the U.K (moved to Australia) I was under the impression I had to be a resident of the U.K for the Judgements to be issued, if this is the case, can I get them set aside? Thanks in advance.
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