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Found 24 results

  1. My Dad is in a care home and I just cant afford the top up fee's any more. The situation is this, my mum looked after my dad after he had a stroke, but in November of 2015 Mum became too ill and had to go into hospital, I was not able to meet for my dads needs so their social worker found a local care home and thats where he went - willingly because he knew it was right, sadly my Mum died on December 27th 2015. My mum told me to pay any bills etc using their money, I had to agree to pay a weekly £40 top up fee to the care home and this was being paid by Dad from his own savings [not
  2. Just a thought. When you look at the new threads on CAG everyday, these appear to be the top 3 topics 1) Parking penalties 2) Court claims from DCA's 3) General debt issues In regard to parking penalties, these seem to dominate the new threads everyday and this is probably of no surprise. I just wondered whether it might be useful for CAG to have a monthly top 3 issues raised list. There could then be a focus on these. Perhaps a discussion thread started about how CAG could help e.g. Proactive guide for drivers/car owners to avoid these penalties, what evidence peop
  3. Hi there I am 41 months into a 48 month standard HP agreement. I paid by DD on the nose every month until around the 30 month time, when I became unemployed (no PPI by the way). Since then I have failed to make some payments on time, but NEVER have been more than 30 days late. I'm no angel this I realise but as I type this at least i'm up to date. Every time I fail to make a payment a DN comes out etc etc but I always pay up. As I have 7 months left to pay and my payments are £400 (but the last payment is £550) I should have 6 x 400 plus 1 x 550 or £2950 lef
  4. Why am I not at all surprised that the delusional shower in the EU of Brussels bureaucrats who are going all out to create to create a super state, have produced a medals table from the Olympics, lumping all 28 member states together under the EU flag. Which means the EU is top of the medals table ahead of the USA.! which is a load of cobblers as more than a quarter of the golds have been won by the UK, even though we have voted to leave what a grubby arrogant organisation, the EU is. Bl**dy good job when we are out, the sooner the better. EU 'top of Rio Olympics medal table' - The T
  5. Hi, Need some advice. I sent Vanquis a DSAR request over 4 months ago. I enclosed a £10 cheque which was duly cashed however they failed to provide me with any of the reqested documents (CCA, Terms & Conditions, Default Notices, Deed of assignment etc) I received a 3 page letter consisting of a demand for a further £1 for CCA and a 2 page document consisting of an abreviated table of transactions (I believe this is supposed to constitute a statement) Can someone confirm to me whether the £10 paid for the sar superceeds the requirement for an additional £1 for the cca.
  6. Another gold digger. Instead of having him charged with assault, he has decided he would rather have money no doubt spurred on by an ambulance chaser.
  7. READ MORE HERE: https://www.gov.uk/government/publications/financial-top-tips-for-service-personnel/financial-top-tips-for-service-personnel
  8. Hi guys, I hope that you're all well. For the last 13 months I've been getting JUST carers allowance, I applied for Income Support which was accepted and back dated, but I had to attend a face to face interview Thursday gone, and the lady doing the Interwiew quite bluntly explained that carers were now expected to look for part time work. I told her that I was a carer 24 hours a day, but she said that wasn't her problem........ Also, that I now have to attend regular face to face interviews at the job centre to explain my carers role, and to discuss what if any part time job's that I
  9. Morning Need a bit of advice people as to a wifi dongle. I am moving in with a pal of mine for a few months and will be taking my Dell Vostro 200 (Mid 2007) desktop PC with me and use his BT Broadband modem via wifi to connect. Problem is my Desktop PC has no wifi capability, only ethernet. I need to make my Dell pc wifi compatible through a dongle to pick up his BT modem. Are there any specific dongles i can use as plug and play to pick up the BT wifi router. My desktop has no Wifi capability at the moment Many thanks
  10. Got stung for a £10 by CPW - think they are being very very naughty as Top up is part of the Mobile purchase and yet their Top-ups return makes it sound like a standalone package .And during return process there is no warning of the non refundable Top Up:-x From £99.99 Plus £10 top-up What can't I return or exchange? Top-ups - bought instore, online, over the phone or on your mobile. And here it mention sims and useage of phone - BUT no warning on Top Ups You'll be liable to pay for any charges incurred on this SIM until your handset is returned and the c
  11. http://www.nhs.uk/Livewell/winterhealth/Pages/KeepWarmKeepWell.aspx#close
  12. Biggest banks receive thousands of calls and emails a day from disgruntled consumers Customers made 2.5 million complaints against financial companies in the second half of 2013, with the biggest banks receiving thousands of calls and emails a day from disgruntled consumers. Barclays topped the list, racking up 309,494 new complaints over the six-month period, which equates to 1,695 a day. Lloyds Bank came second, receiving 256,656 complaints, while Bank of Scotland and National Westminster also feature in the top five complained-about firms. But complaints about financial firms on
  13. Undercover film reveals inner workings at loan firm The Cheque Centre Reveals hard-up families on council estates are targeted by company Many sold loans with interest rates of up to 3,000 per cent Managers boast 'they've never turned anyone down' on camera Workers instructed to cold-call previous borrowers offering new loans Staff 'swipe' customers' accounts when they don't pay up Comes as Financial Conduct Authority announced new rules on industry Read more: http://www.dailymail.co.uk/news/article-2571091/Undercover-MoS-film-exposes-payday-loan-firm-preyi
  14. Moving to your own place? If you’re renting for the first time follow Shelter’s top tips to avoid the common pitfalls. http://england.shelter.org.uk/get_advice/young_people_leaving_home_and_finding_a_place/young_people_dealing_with_housing_problems/top_tips_for_first_time_renters?utm_source=outbrain&utm_medium=cpc&utm_content=first_time_renters_h3&utm_campaign=february_advice
  15. I wonder if anyone can help me. I don't know if what's happened is right. I used to be on Incapacity Benefit and when I moved to ESA Contributory Benefit I got a top up payment (£11.70 a week). Now I've moved from Contributory ESA to Income Related ESA and the top up has been removed. All the information I got about the top up payment (also called a Transitionary Allowance) was that you got it until the ESA was slowly increased over time, but your money stayed the same until the two met in the middle. But now it's gone. The letter I got said I'm getting £100.15 a week on ESA b
  16. Thank goodness this isn't my personal mobile provider as I wouldn't have lasted a day with it!! This is a mobile provided to me for my voluntary work, and every single time I use the antiquated top up abacus system on the net, it always always fails, even trying to ring the non existent 'customer care' team is fraught with inaccessible hoops and hurdles 'press 1' press 3' spin round and touch your left knee, oops, something went wrong, press hash to go back to the beginning and start all over again!!!!!!!!!!!!!!!:mad2: Angry, YES. Irritated, your damn right! Recommend you, NEVER!! On
  17. As a novice in this area, I would be grateful if you would give me the benefit of your advice and list the most common mistakes made when pursuing a claim. Apologies if a similar query has already been posted. Many thanks
  18. Hello one and all Site donation due, but can someone please provide instructions on how to please I received a payment from the Bank before I even received thier letter with regards ppi on a loan and then refinanced with another loan provided by them. EXAMPLE Loan 1 PPI (Bank) Loan 2 PPI refinanced PPI (Bank) Problem is refinanced again with another loan not bank Loan 3 PPI refinanced loan (Egg loan - ppi on this loan already paid back) What and should I, write back to my bank and state, as I have no idea how to explain the above and whether they are even r
  19. Comes as Lloyds announce they are to set aside a further £1b for PPI claims,bringing the total for them to £5b http://www.bbc.co.uk/news/business-20164521
  20. I am talking about the increasing amount of "He said , she said" and the never ending so called "Racist" comments. John Terry , Ashley Cole , etc etc. Racism has always been with us since the days of the arrival of the good ship Windrush which bought the first batch of immigrants to the UK The fact is we are a small country and despite our best efforts to intigrate , we are being swamped by the sheer numbers. Why should we , the true Brits , give up our green fields to build extra houses , allow our children to be taught where English is only secondary to some foreign gibberish grunts and snar
  21. The way Barclays has been debased to enrich a few hundred of its elite employees is also the story of Britain in recent decades. You'd have learned precious little from watching Bob Diamond in parliament last week – apart, that is, from his love for his former employer. If pressed, you or I might admit to tolerating our jobs, to getting on with colleagues or, at the very least, to taking full advantage of the company stationery supplies. For the multimillionaire banker, however, this would be mere watery equivocation. The firm that had forced him out just the day before was "an amazing pl
  22. Bosses of failed banks would be handed lifelong bans from top City jobs and even jailed under plans unveiled last night. The Treasury published proposals that would see directors of broken banks prevented from working at other financial institutions, while the Government launched a consultation on new criminal offences covering misconduct in bank management. A Treasury source said: ‘It is vital that directors be held to account in the event of a bank failure. These would be among the toughest reforms of this kind in Europe.’ Read more: http://www.dailymail.co.uk/money/news/article-
  23. No suprises there then. http://www.fsa.gov.uk/about/media/facts/fines/top
  24. Hi, would appreciate some guidance its been a while since ive needed to go down this route but sadly i find myself having to stick up for my rights again. Been onto trading standards & they say there are some letter templates on their site which i cant find i know where are some suitable one on here but not sure where to look ? After a little over a year my lap top has fallen apart i contacted Dell & they washed there hands of it & say its ware & tare, as its cos cosmetic its not covered by the warranty. In my eyes which i consider myself to be right the lap top
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