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diskmandave last won the day on April 28 2016

diskmandave had the most liked content!


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  1. Having seen this post, I joined a group with just under 63,000 members. Some of the advice is bordering on criminal, what's touted from the pinned post is absolutely scandalous, here's an excerpt...... " No recommending CAB, Stepchange, CAP, IVA’s or DRO’s – Don’t do it. They aren’t what they seem, and to be honest, any advice they can give we can give too. "
  2. Having read the thread from the top, my own personal view on this would be to start the CCA requests route that has already been suggested, if brother has fraudulently obtained credit any agreement would obviously be accompanied by a signature and if not would be contestable, a signature could then be matched with dad's (maybe on the card type DL). For me, I'd STOP paying them and if they start getting above themselves tell them that the account/s are in dispute and to return to the original creditor or owner of the debt. Have the police been involved in this at all? If not, why not? There is no statute of limitation for fraud or deception. This would make for a really interesting day in court on their part, but I'm afraid it's time to start taking control, I doubt that you'll ever see a penny of what they've taken off you, but with some hard work and determination you should get this lifted from your dad's shoulders. It might take twelve to eighteen months of letter writing, but this is easily resolvable IMO, please do consider getting the police involved as they would be duty bound to instigate a full investigation, it is NOT a civil matter... Good Luck and Best Wishes, Dave - DMD.
  3. Happy birthday great mate, hope you're raising hell, where ever you are Sir...... Xxx
  4. Hi there HB... Me and the Tiger are doing well thank you, FB showed me the first photo I ever uploaded earlier, which was indeed my OLD tiger avatar from 2006, which I've now reset, it was this that prompted my visit. I will never forget the invaluable lessons that I learned with the help of the CAG, and will be forever thankful for the help I was able to return to thousands of people, and the people that I now call my friends on Facebook, many of whom I have met in person, and sadly, many of whom we've lost along the way. Kindest and warmest regards to you all...... Dave Buckley..... DMD.
  5. Thought I'd bob in and say hello, sorry it's been a while, I hope everyone's well... x Dave... DMD.
  6. Thanks again Unc, and John.. The account moved with them 8 years ago and he's been servicing the acount since from two different addresses now in Paradise, Newfoundland. He's possibly even getting statements at his current NL address.
  7. He's currently paying them, they have his current address in Paradise NL. The account will no doubt be laden with all kinds of charges and interest on historical charges, but he's far too lazy to do things head on like I would, he just wants rid as cheap as possible even if it means not telling them when he moves to BC... I've no intention of teaching him how to avoid this debt, I simply want to know, given the facts, what will happen if he just stops paying them, and eventually moves to BC next year..... Like I've said, he's not intersted in his credit file as he's got no intention of ever returning to the UK. Thank you BB...
  8. For a family member.... Who now lives in Newfoundland Canada, moving to BC next year. He has an £11k Visa debt with Halifax, he wants to know in as much detail as possible, what would happen if he simply stopped paying it in order to concentrate on more important Canadian debts. He doesn't intend returning to the UK ever, and is now a full Canadian citizen. Thanks in advance.
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