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  1. Long story slightly shorter. We had a other party fault accident last year, which is been sort of resolved, although I do have a complaint in with the Legal Ombudsman regarding this. However for the past 3 weeks I am constantly being bombarded by calls from supposedly different companies all with a Manchester selection of phone numbers, all want to talk to me about last years accident. Today I had enough so I questioned the company of the day, as with the others I give no information out and I confirm or deny nothing BUT this guy knows whre the accident happened, who wa
  2. I have been lurking and reading the forums for sometime , I thought it was finally time to sign up and say Hi ! and thank you !!!
  3. I'm a newbie so going to take a look around
  4. not been around for a while. how is everyone? Hi to the mod team.
  5. Hello to one and all. I'm new to the CAG and just wanted to introduce myself and promise not to be a nuisance poster! Thank you all in advance. Here's to a happy relationship!
  6. hi first I am sorry aboute my badly English. I just want to help me . if somebody here receive soon a envelope from this RLP. I want to know if have some stamp on the envelope and other people can understand want is this letter. because I don't want my housemate know aboute this. I am so shame. I cant sleep cant eat I am not going to work just stay and wait for a postman.
  7. Not sure if allowed but wondered how many of us had pets, any sort! lol I have 2 rescue dogs, a Dalmatian & a Weimaraner ( Grey ghost ) The Dalmatian was badly abused and kept in a cage 24/7 and was just about scared of everything when I got him, he did not even know he was supposed to be a dog. He has come a long way in the 6 years since I got him apart from him not tolerating other dogs ( he was attacked by a dog when he was a year old ( b4 I had him ) and nothing was ever done to help him get over it ) so he can not be let off his leash as he thinks all dogs must die :/ He ge
  8. Hi, I joined a couple of days ago and didn't introduce myself so I'm putting that right. I can not tell you how relieved I feel to have found CAG, I suddenly feel I'm not on my own anymore. I have been trying to reclaim bank fees and charges from Lloyds bank, I have read through some of the existing threads on here and they are very helpful...like I said, suddenly I don't feel so helpless. Thank you
  9. Hi Guys New to this but I think its time I need help. im in debt well I have debts which I acquired when I was younger. the main debt was a loan secured on my home which there was loads of late payments, cleared the debt and late payments. but then had to pay over another £2000 in late payment charges plus intrest which I have now paid off. the company I had the loan with was GE money home lending. ive been told that the late payment charges of £40 are unlawful and I can Claim these back. if so How and please help with leter templates. 2nd mai
  10. Hi, I stumbled across this forum when I was looking for help following receipt of an N1 form I received from the court following a dispute with a contractor. I'm just going take some time to look around and get myself orientated. It looks like there are some good people here so I hope I've come to the right place
  11. Received notification through the post today from my electricity supplier SSE informing me that I had been selected to be one of the first to have my meter replaced by a smart meter. This was despite me having informed them 18 months ago that under no circumstances would I entertain having one fitted. The publicity makes a lot of all the benefits to customers and suppliers, and used phrases such as the Government has said that ALL homes will be fitted with meters where possible by 2020. What was more concerning was that when I contacted the call centre listed to reaffirm my intention t
  12. Got an interview next week at the JC, supposedly to get me to sign up to a Claimant Commitment document. Now I know new claimants and those who returned from the WP before a certain date could expect to get one, but I thankfully returned later and am still on Post Work Support. Is it now policy for everyone to switch from JS Agreement to Claimant Commitment or are they just trying it on? The way I see it, I already have an existing contract with the DWP - my JS Agreement. I know we're all supposed to have a Claimant Commitment when UC rolls out but that's not happened yet. Afte
  13. Hi everybody, I received an address verification letter from Wetcot today, I did a bit of searching and landed here. I've read a few of the threads and it's very interesting stuff with lots of info so I will be sticking around. Good to be on board!
  14. Hello all been recommended to join this site as having problems with a motorcycle dealer selling a bike with hidden problems/false advertising thought i would say hello and have a look on the forum for hints and tips and help will start a new thread in the appropriate category cheers for now.
  15. I'm just posting generally to say welcome to everyone who comes to visit this very wonderful forum
  16. Hello hope your all well, this is the first time i am using any forum, basically i come across this forum while searching on google about how to go ahead with work related problems. I'm not too sure where to start or where to write and would like some help please
  17. Hi 12 months ago my wife transferred £14k from her Life Insurance Policy; expected at £8 reduction in benefit but did not hear anything from PC: due to family problems forgot about it until I had a Benefit check last week when I was told by the advisor I was getting £9 per week too much, I phoned PC immediately could not get through so wrote same day explaining (no copy of original letter as hard drive packed up) spoke to someone at PC this monday they had not recieved letter, same day got a Customer Compliance appointment through post for Benefit check,
  18. I'm John smith from Leigh car finance United Kingdom and I'm now on this forum, we are working on car finance, bad credit car loan, etc. Hope I have a great time with you guys on this forum. Admin if my post is in the wrong section then please move it in the proper section. Thanks, Jhon Smith Leigh Car Finance
  19. Hi all, I have been a member for many years on another forum and am looking forward to making new friends and learning more about the complex financial jungle we live in. I have a few issues of my own which I hope to start a thread on soon and look forward to picking new brains
  20. Keep living, keep fighting and just don't let anyone try to bring you down. You are unique and loved even if you don't think it. xxx
  21. Hello Everyone I'm new to this site, trying to find my way around, can anyone tell me where upto date threads for car accidents. My daughter was hit by a car on her way to work yesterday - the driver said she was too busy to deal with it as she was in a hurry to go shopping and left her injured crying and confused. My daughter was walking to work, she is a type 1 diabetic l uckily for her the force of the impact went through her bag although she could not walk properly as her hip is injured. All her pen injections were broken - along with her glucose reading meter,
  22. I am looking for some comments / critisism / feedback on a product. It is a heat sensitive mug which reveals text when it gets hot. Do you think this is a good concept? If not, why? - Thanks in advance - P.S. I am currently completing a project and am interested in the opinions of people such as yourselves who are discussing consumer products, so ANY comments are much appreciated.
  23. havent had time to sort this out .. have recieved a letter from Lowell stating i am responsible for a debt in the name of a mrs ******** back in 2007. i am mr i have requested the credit agreement it clearly states that a Mrs ***** took out the agreement they have harassed me to the point of devestation mentally. i have fired off all the usual letters but then they sent it off to red now it starts all over again. By the way i have got to the point that i am a wreck of a man now, i want to get this sorted once and for all, at a loss what to do next. . I
  24. hi everyone just signed up, hopefully be chatting to some of you soon
  25. Hello Im New Here. Will Be Looking For Some Info. Will Help If I Can.
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