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  1. Hi Everyone, I am hoping someone can give me some advice on whether or not I should make a complaint about Mis sold PPI on two credit cards and a loan I had with Halifax when I worked for them. I started working for Halifax in 2002 and with a couple of months of starting I was offered a credit card and a loan as other staff members needed to hit their sales targets. I applied for both by basically sitting beside a colleague in the office who did the application and told me it was successful. He never once mentioned PPi and I was not aware of it as I worked in savings and investments
  2. Hiya I'm Peter I'm hoping to get some useful information and tips on how to get myself out of a hole
  3. Hi all at CAG, my pals call me Beans
  4. Hello all, First of all a slight intro, I have never been to Dubai in my entire life but my brother did live over there for a year a few years ago. I was at work in the UK earlier and received a call on my company (landline) phone, I was advised that it was a debt collection agency called Tahseel calling about my brother's apparent credit card debt. Initially I was baffled at how they managed to get hold of my company phone number but i'm sure my details are readily available online somewhere and they have obviously linked me to my brother in some way. They were asking for
  5. I found this forum online after I got myself into a spot of trouble and I'm looking for advice.
  6. After a sibling died the others came together to clear the property with the sibling who is executor. This help was given freely and at no time did anyone mention or talk about getting paid or expenses for said help. Now suddenly an invoice has been sent to the executor for work carried out, this is a proper invoice as person is self employed. But is the executor legally obliged to pay this from the estate? We are aware that once the estate is settled if anything is missed the executor is liable personally. So although this is clearly immoral it's the legal side that conce
  7. Hello folks. Ive just been issued a parking fine by smartparking.com. What infuriates me, is because I paid at the ticket machine, but it didn't issue a ticket until I pressed the green button three times. Unfortunately for me, I binned my collection of parking tickets two days before I got the notice of fine. Do I have to pay this fine, or simply ignore it? Thanks for any replies and advice Dave
  8. And most other MP's for that matter, as with most things and in this case protecting the disabled and most vulnerable, just cannot be bothered and our part of the clog that is profiting from those who they should be protecting, SHAMEFUL but a reality.:mad2:
  9. Hi, new member here. Looking for advice on an issue with a garage that I've posted about. Looking forward to some help!
  10. Hello, Can you tell me how can i register as a sole trader while in the same time I'm a LTD company director and a LLP member? It seems to be a problem through the HM R&C online service or I just can't find the answer... Looking forward for all your help
  11. Hi Everyone Just like to say that this is a great forum. I have been following posts on here specifically for advice to VT my agreement with Advantage finance. I have used one of the templates and sent off the VT this evening. Fingers crossed that it goes well. Many Thanks
  12. Hi all. A very kind family member has offered to lend nearly all my wife and I need for a deposit on a house. We all feel that some sort of agreement needs to be drawn up. Please can anyone offer any advice on this? Thank you.
  13. A family member recently passed away suddenly with an outstanding balance on their personal loan a/c of £2,000, £400 in their current a/c and £500 in their savings account DWP have contacted me to inform of an overpayment of pension credit of £200 which of course must be repaid Next of kin has been in touch with RBS bereavement service, whom claim they can take the £900 in the deceased's RBS a/c's against the outstanding balance of the loan 1. Is this true? 2. What happens to the remaining balance of the loan? 3. Should we inform RBS of the DWP overpayment? & 4. Can th
  14. Hi All, My name is Frank Moses. I am new in this forum. Hope I will get complete support from all forum member.
  15. Hello everyone I'm new to the forum and it all seems a bit confusing. Iv received a letter before court claim from ParkingEye and I'm just wondering what I'm supposed to do from here. Any help would be appreciated
  16. I tried to find this out but cannot find. Is there an explanation of the different member types? i.e. Basic, Classic etc If there is a sticky, would someone pls post the link ta
  17. Hi I am sure plenty of members are aware of Labours National Executive Committees (NEC)decision to bar all members who joined in the last 6 months (100,000 people approximately) from voting in the new leadership race? That is unless you pay a £25.00 membership fee within the next two days? The questions I would like to pose are, a)Is it illegal to, retrospectively, change the constitution/rules to deny the’ new’ labour party members a chance to vote? b) How much would it cost to mount a legal challenge against their decision? c) Would the new Labour
  18. Hello, can anyone guide me through the steps I would need to take in order to transfer ownership of property worth 100k to a family member whereby no money changes hands please? Is it simple to do without the need for Lawyers etc ? I have looked on the Land Registry website but there are lots of forms to download on there and I'm unsure of exactly which ones I would need. Are there other forms on top of Land Registry forms to fill in? Many Thanks
  19. ahhhh, I do hope this is the correct place to post! in a bit of a mare with a situation. paid some money for a ticket to my sister, was a partial amount and she was going to pay for the rest herself as a present to me. she paid for the tickets , and I transferred the money over to her including money for things I had purchased from her. family things have happened, which means I'm no longer going to the ticket event. I have asked for my money back a few times, to be met with 'we don't have the tickets yet, so we can't sell them' they now have the tickets, so it c
  20. Good evening all, I would be grateful for any advice that may be offered for the following case that I am pursuing through the Small Claims court. I have changed the exact dates, but the rest of the details are accurate: On 15 November 2013, I found a website offering for sale some consumer electronics. It was a computer peripheral (offered as a kit or fully assembled) that would enable me to expand my fledgling prototyping business. After many calls and emails with the Company Director, I went ahead with ordering an assembled and calibrated unit for the sum of £1000.00 (including co
  21. First let me say hello and thankyou in advance for any advice or help. A brief account of my problem... Received court letter from hoist holdings re debt from Lloyds. It is a CC and was used from around 2007 - defaulted around 2011 . They are claiming in total with court fees and interest a total of just over 9k. They have and will continue to add interest every single day so this debt will only get bigger. This is what I have done so far - 1. Sent a letter to hoist holdings asking for copy of credit agreement etc 2. Sent letter to their solicitors requesting
  22. Hi,Just joined today and hope to receive advice and give advice when possible.Thanks.
  23. hi everyone my name is sol. I have taken vat vosa and am at present taking plusnet (bt)to court I need to ask some questions about my case and if I can help anyone please ask
  24. Hi I'm new to this i was served a section 21 in Aug and the end date is today. Since having this notice my landlord entered my property and changed locks I found out an rung police to which they arrived when he was leaving for him to tell them he was told it was unsecured so he acted on it. This was not the case he was told to hand key over an did so . today is the day the section 21 is over and I've not been able to get a removal company to get my things and I'm starting to panic. I have been reading that if I don't leave he is to apply to court for possession o
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