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eurochamp30

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About eurochamp30

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  1. yeah I requested them after I paid everything off.
  2. Cheers guys il let you know how I get on and may ask for some advise in the future
  3. I have a Welcome Car Finance debt got a car off them back in 2008 lost my job and missed a couple of payments rang the office and agreed to pay extra to clear my late payments. 2 months after that they sent 2 baliffs round and repossessed my car, first off never received court summons or anything in writing and never received default notice on credit file. out of protest I have never made any payment or spoke to the since, I have read up that they like to do things unlawfully and that I could possibly get this debt written off. please help with advice and letter templates. my only worry is that they have sold the debt to a company called MKDP and are now looking to proceed to make a claim for CCJ I owe £5265.72p Checked my credit file today and there are still not defaults from welcome or MKDP need help with letter templates. is there anything I can do I cant afford to have a CCJ that big cant Afford to pay them as only on min wage. Help me please
  4. Hi Guys New to this but I think its time I need help. im in debt well I have debts which I acquired when I was younger. the main debt was a loan secured on my home which there was loads of late payments, cleared the debt and late payments. but then had to pay over another £2000 in late payment charges plus intrest which I have now paid off. the company I had the loan with was GE money home lending. ive been told that the late payment charges of £40 are unlawful and I can Claim these back. if so How and please help with letter templates. Help me please
  5. Hi Guys New to this but I think its time I need help. im in debt well I have debts which I acquired when I was younger. the main debt was a loan secured on my home which there was loads of late payments, cleared the debt and late payments. but then had to pay over another £2000 in late payment charges plus intrest which I have now paid off. the company I had the loan with was GE money home lending. ive been told that the late payment charges of £40 are unlawful and I can Claim these back. if so How and please help with leter templates. 2nd main debt I have was with Welcome Car Finance got a car off them back in 2008 lost my job and missed a couple of payments rang the office and agreed to pay extra to clear my late payments. then 2 months after that they sent 2 baliffs round and reposed my car, first off never received court summons or anything in writing and never received default notice on credit file. out of protest I have never made any payment or spoke to the since, ( now I have read up that they like to do things unlawfully and that I could possibly get this debt written off. please help with advice and letter templates. my only worry is that they have sold the debt to a company called MKDP and are now looking to proceed to make a claim for CCJ I owe £5265.72p Checked my credit file today and there are still not defaults from welcome or MKDP need help with letter templates. is there anything I can do as I cant afford to have a CCJ that big cant Afford to pay them as only on min wage. Help me please
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