Showing results for tags 'ltd'.
-
I have been visited twice by Andrew James Enforcement Ltd in Swansea due to an outstanding council tax bill. I do not deny my owing and on the visit we met, I was courteous and polite (as was he). However on both counts, it is my belief that they were applying more charges than lawful, on three walking possession orders, the same items were listed but charging multiple times; this has been challenged and won many times it seems. One levy was frivolous but despite my providing evidence and precedent in a complaint to the council, they simply withdrew Andrew James Enforcement Ltd's involvement in my case and did nothing to suggest they've done anything in response. On their second visit I wasn't in, but they did exactly the same thing again. Again on complaint, Swansea council brought my debt back to them without admitting nor denying any wrongdoing on the part of Andrew James Enforcement. I am adamant that they have broken a few rules both times and would like to see if it's isolated and if not prove that it is wrong higher up. After some investigation, it seems as if my 2 cases aren't the only ones and I would like anybody else with Andrew James Enforcement Ltd to come forward where they feel the rules have been broken. DO NOT SEND ME PERSONAL DETAILS! All I'm interested in is a list of people to potentially discuss this organisation with because if I discover a great number of cases, I would like to consider taking this further. I am not a lawyer, nor a solicitor, I'm simply a businessman who fell on hard times. If this did go further, appropriate legal advice and representation will naturally be sought. So if Andrew James Enforcement Ltd have charged excessive fees, made frivolous levies, charged multiple times for one visit on separate walking possession orders, please let me know either below or via pm. If you believe they have done something criminal, please drop me a message. The only prerequisite is that you have some evidence of their visit like receipts, walking possession orders etc (DO NOT SEND ME THESE AT THIS TIME! I DON'T HAVE NOR WANT SECURE DATA STORAGE) Continue to pay any agreed payments and charges and continue taking responsibility for your debts in whatever way is appropriate. This is simply a hunch that I would like to investigate to see if my case is isolated or if Andrew James Enforcement Ltd is actually committing offences on a regular basis. If they are, we'll discuss as a group what the options are in the presence of experts because I don't like the idea of them screwing over people when they are at their most vulnerable just for extra profits. If indeed that is the case, we've yet to find out obviously. -
Good morning all, Thanks for your recent help with my Lowell/Carter/Frederickson/Coop issue. I'm still waiting on the outcome. While dealing with the above, I requested a copy of my CRA file from Noddle and discovered that I have a default account with APS Ltd for £178.00. Date of default is 31/08/2012. Now APS did a prepaid credit card which i applied for ages ago and used for travel within Europe. Basically load required funds and use it instead of my main bank card. I suspect the charges are either a delayed transaction, or charges/interest of some sort. My questions; - Judging from my recent experience, how do I find out who currently owns the debt? Is there a template letter I should use and what am I asking for? Current owner? Total amount? Statements? CCA? - I haven't heard from APS at all! I wouldn't have known if I didn't check my file. What can I do about this? - I am volunteering to resolve the issue. In your opinion, can I negotiate a lower settlement figure or am I better off paying the whole thing? Would paying a lower figure affect how the settlement is recorded with the CRA? Apologies for the lengthy post.
-
3053548.thumb.jpg.6ea05a752ac6bbf38ae4e7be9676053a.jpg)
Six years ago (in 2009) a Freeman on the Land (FMoTL) supporter by the name of Mike Dobson (Mike:of the clan Dobson) drafted a Removal of Implied Right of Access notice which he used to ‘scare off bailiffs’. He advised on the Freeman Ireland website that the notice should be put up at the boundary of the ‘private estate’ and the ‘public access way/street’ and that if a bailiff came to the door of the house they should be politley told that they would be trespassing and that they would have just 60 seconds to leave before a call would be made to the Police. Due entirely to the internet, the Removal of Implied Right of Access notice drafted by Mike Dobson went 'viral' and appeared on the Freeman on the Land’s favorite media outlet; YouTube. In 2010, the notice first appeared on the popular FMoTL forum; Get out Of Debt Free. Within a short time all popular Freeman on the Land websites carried the notice with many of them making their own changes to the wording. In March 2014 I researched the background to these silly notices and started a thread on this subject which to date has received over 12,000 visitors (link below): http://www.consumeractiongroup.co.uk/forum/showthread.php?420602-Notice-of-Removal-of-Implied-Right-of-Access-(NOROIRA)....where-did-these-bizarre-notices-come-from PS: Unfortunately, the internet sites that recommended using this notice were unaware that the notice proved to be a complete and utter failure for it’s author; Mike Dobson (see link below) http://www.consumeractiongroup.co.uk/forum/showthread.php?420602-Notice-of-Removal-of-Implied-Right-of-Access-(NOROIRA)....where-did-these-bizarre-notices-come-from&p=4664219&viewfull=1#post4664219 -
I received a letter at my house from DMS that was addressed to my birth name. I have never used my birth name in my life, growing up I used my Mother's maiden name so I was a bit surprised about receiving it. Anyway, I contacted DMS and they said the debt was sold to them by Arrow Global, who were instructed by Orange. Apparently, it's a £380 defaulted Orange contract. I contacted DMS (wrote to them/emailed and phoned) and told them I know nothing about the debt. They came back with a statement, that had my birth name on and my address that I lived at with my family. Turns out my Mum had opened an Orange account using my birth name. I contacted DMS and was completely open about it, explained the situation. They told me that I had to file a fraud report with the police, which I did. My Mum wrote a letter stating that she had taken it out when she was desperate and that I had no knowledge of her opening the account. She offered to pay the whole amount immediately, when they take the default off my account and add it to hers. Well, I followed the whole process, then after 6 weeks Arrow Global refused to investigate as it's a "family matter". Fast forward to today. I receive another letter from DMS with my ACTUAL name on it. It looks like they have transferred the debt from my birth name to my actual name. Help please. What should I do? I have JUST applied for a mortgage. I should add that this debt only appears on one CRA file, and the mortgage broker helped me find a lender who doesn't use that CRA. It also appears on credit report as my birth name. Can they just change the name of the account like that? I'm so angry. -
For 2yrs and 5months have been getting calls from SWEL and 3 DCAs trying to recover circa £1200. for some sort of service to a property in Portsmouth. Tracing by SWEL, EOS Solutions UK Plc, UK Search Ltd, and Ruthbridge Ltd. My wife was unlucky to marry into the same Mrs Firstname Lastname as a Miss Firstname Lastname (I believe a widow) and from what I can deduce same DoB. SWEL was notified by email and replied that they would remove our address from the account. There should therefore have been no need to respond when DCAs sent bills, as SWEL will have provided them with correct information wouldnt they? Lol. A month trial of Experian in 2013 showed no alias information on credit report so that was not worth the paper it was written on. My telephone number is listed in my name and whilst I don't answer witheld CLI calls, nor unrecognised callers; the calls are still logged and made available by my provider. The typical behaviour is to call weekdays and Saturday mornings witheldCLI chain dialed up to about 35 calls in a day, plus 1 or 2 calls with a false CLI number such as '678965' or '0000000000' which surprisingly weren't answered or went to voicemail with or without message. The harrassement therefore also creates the extra work collecting the logs, and any voicemails together. The DCAs send out letters and bills threatening to send someone to visit, but sadly they never seem to get around to any action that could have counterclaim. FOI Information from SWEL reveals that SWEL do not check customers identity prior to providing credit for services. This means that they do not actually know which firstname lastname was provided with services. The question therefore arises why pay their bill if you are moving anyway. I spent half a day in 2013 tracing the actual debtor. This took a little time but was quite easy; and I would be prepared to sell the information for decent fee. It became clear that the tracing done on behalf of SWEL amounts to nothing more than searching the CRA databases. In view of the above I am looking to blacklist the calling numbers but there are difficulties - not least is that their numbers benefit from the privacy settings of CLI system which rightly protects the x-directory numbers of individuals; but these companies and Telemarketers should forfeit by the nature of what they are doing. Using Asterisk software, - "If there is no Caller ID received, then the LookupBlacklist has no effect." and to blacklist a false number would be to little avail as the target is moving. Calls having witheld CLI can be normally rejected. We need laws against the presentation of false CLI numbers. We need to allow access to phone numbers used by DCAs and Telemarketers, and Telesurvey companies. We need to be able to communicate with the CRAs without fear of providing ANY information which might be used to add to their collected database. We need legislation that DCA bills or threats MUST be followed up by court action within 1 month or be withdrawn. == Oz -
I have a couple of hundred pounds owing to British Gas which I have been late paying and now I have received a threatening letter headed "British Gas" and "Richburns Ltd", addressed to the The Occupiers or Occupiers. The letter says, Removed indentifying info ] They intend to visit the house this week and are threatening to apply for a Warrant of Entry if I do not comply. This is causing me a lot of worry as I already suffer from anxiety and am diagnosed with two chronic conditions. I have been paying the gas bills but on the last two quarterly bills I paid £100 less than the amount asked as I had to prioritise my debts. The problem is I don't have a tenancy and I don't own the house. I don't want to give my details as I have agreed to leave the house on very short notice due to a domestic situation and don't want to risk bills being racked up in my name (which unfortunately has happened to me in the past). My Questions are; 1. Am I obliged to register my details with the utility company because I still pay the bills, even if not always on time? 2. Can they legally break into the house and fit a prepayment meter, which I don't want, as I have young toddler and I will struggle to get out and buy prepayment cards? 3. How should I deal with Richburns, as I have hardly slept for worrying, since receiving the letter from them? please ask me any questions and I will be as honest as I can. -
Have had some massive financial problems in the past but thought they were behind me. Just looked at my Noddle report and there is a CCJ for £567 dated January this year against an old address. Apparently for a credit card defaulted in 2009. At the time I wrote to all creditors offering small monthly payments and several of them accepted and are still getting these payments every month. If this is for a credit card I had, I have no recollection of it. This is the only black mark currently on my credit report, but I can't afford to pay it. What should I do? I did try searching the forum but couldn't find anything the same so I am sorry if this question has been answered before. I am a woman approaching retirement age, living with my partner in a small privately rented flat. I earn a minimum wage from a part-time cleaning job and do not receive any benefits. I own nothing of any value.
-
As per a previous post Cash Genie/Ariste Holdings are currently close to entering Administration (confirmed by the FOS). On the off chance I complained to FOS stating my loans were mis sold. These dated back to 2011 when I was in a financial mess. Id pay the loan on the 28th pay day and then due to having to pay it, take another one out literally a few days later. I did this 4 times. Now Cash Genie/Ariste Holdings have written my final debt off (I owed £473) as they admitted there was no cooling off period in between loans being paid and re taken out. :-):-) -
Hi guys I'm new to this forum so I need a little help. My sick father received a letter from 1st Credit ltd out of the blue and asking him to contact them as soon as possible. The letter states; "1st Credit Limited is attempting to contact the above named address regarding a personal matter. Your address been supplied as a possible address for our subject. If you are Mr Blu, bluh Please contact our offices immediately on telephone number 01737235203 and quote the above 1st Credit reference number at which time further information can provided. If you are not Mr Bluh, bluh If Mr Bluh, bluh is no longer resident at this address we would appreciate you calling us at your earlier convenience on 01737237376. This will enable us to update out records and thereby avoid our contacting you unnecessarily in the future. Please note this telephone is manned between the hours of 9am-5.30pm Monday to Friday. Any information provided to us will be treated in the strictest confidence." My father took out a £10k Bank loan 10 years ago and was paying for it until he got very sick and had to be hospitalized. He moved couple address in these 10 years and he hasn't worked ever since due to illness. He hasn't informed the bank of where he was all this time so I'm very surprised that 1st Credit located him somehow. I haven't replied to these annoying people yet but I need advice on how to deal with them effectively? Thank you in advance.
-
Hi Guys, I have recently applied for the mortgage and has been told there is default in my credit report. I checked my credit and found there is £54 default from Vodafone Gemini, which really shocked me. As i have been use vodafone for almost 15 years until now, as loyalty customer I paid my bills by direct debt, totally no idea how this default came from. Then i have contacted with Vodafone live chat couple of times since 10/03/2015. Every time I contacted them they said they had made request for me to investigate it and told me it will be removed soon. However, until now nothing changed and no one help to solve it! live chat customer service just waste my time, they let me wait for 14 working days and when i contacted them again they asked me wait another 14 working days:mad2: And I really wanna to make complaint about this, the default seems mistake made by Vodafone. How come I continue use the Vodafone until now and never been informed i have default in my account, and when i contact them no one actually come out to help to investigate. Even i post my problem on the Vodafone eforum as well, no one reply me!!! Really need someone give advice to remove this wrong default from my credit report. Thanks. -
hi Ive recieved a claim form - Intrum justia ltd Issue date 4th november Service acknowledged but I need help of what to do next. Its in relation to an old debt with Welcome finance - claim is for best part of 30K. (my ex wife is also named on the claim, we are not in touch) The debt doesnt show in my file. Ive no paper work relating to it.. Can someone point me in the right direction? Thanks -
After over 12 months, the court hearing between Lowell Portfolio 1 and myself has been found in there favour of the DCA, although rarely posting on here I have found in the past that DCA are normally unsuccessful in the court and use court action is used as a threat as the DCA. From the issue of court papers which was to incorrect with the usual lack of information set out, to CCA and CPA requests which was sent finally sent 2 days before the court date 8 months after requested, I followed the procedure as recommended by others who have been successful but the court still found in favour of the DCA!
-
Hi my OH has just received a letter from FInal Demand Ltd, requesting he pay a debt outstanding, the debt in question has been in dispute with the 'client' my OH had paid the client in cash, failed to get a receipt of payments, it was for storage, when OH fell into financial difficulties he told the company and said he would remove what ever was left in storage and pay the arrears, but this was refused, he has continued to charge for a service that was not required. he has threatened action before and with other people we know, my OH is not good with paperwork, even if he had been he was never given receipts, so its his word against his. The 'client' has with other people failed to keep correct records, fortunately they had there receipts but he still harassed them for money. The letter has not been correctly addressed, and is the usual 'do not ignore this letter failure to acknowledge this letter may lead to legal action' have 7 days to respond. should I just ignore it at this point in time, or sent a CCA to the allerged client, and a letter to say to doorstep debt collectors thanks if anyone replies, I know its a difficult day for everyone at CAG -
Hi All, I accidentally parked in a disabled bay on 18/02/15, for around 14 minutes. The bay was not clearly signed as disabled other than the floor paint, (no other signs etc). I was watching a car trying to park in a bay directly behind where I was parking my car rather than concentrating on the floor paint so I didn't notice it. I returned to my car to find a Parking Charge Notice stuck to the window, for £100 or £60 if paid within 14 days. Had it have been for a lower amount I'd have happily paid a fee as I did park incorrectly but there is no way I want to pay either the £60 or the £100 fee. I'm aware these are nonenforceable but wondered what I needed to do as this was attached to my car, rather than via the post. Norfolk Parking Enforcement are an Approved BPA operator and use the POPLA appeals process, but do I need to wait for the letter through the post or do I deal with it now? -
Good evening, I've received a letter today from ANPR Ltd in respect of an outstanding parking notice. The alleged offence was on Wharfeside Way, Manchester on 26/12/2014 and the letter is dated 23/02/2015. They are requesting £100 for immediate payment however I am obviously contesting this. I did receive the fine on my vehicle however thought it wasn't genuine as the form was that simple a child could have designed it and I did not believe that the land is private property. As per the images i've attached I was parked off road facing outwards where you can see the cone lying on its side. This image is a bit old and now there are signs up along the fence by ANPR ltd but I could not see the sign from where I was parked as there were other vehicles parked alongside mine. As you can see from the images the land where I have parked is the old tramways. The business i've parked outside is Scania. Surely if they owned the land then they would have fenced the area off as being their land? The parking notice states that the area is known to them as 9 Wharfedale Way, Trafford Park, Manchester however this is incorrect it is clearly John Gilbert Way. Any advice in respect of how I can contest this would be gratefully appreciated Thanks for reading -
Hi all, I joined Virgin Active gym few months back, and after 2 months of joining I left because I ended up not going because of loss of interest and the price, so I cancelled the DD (the contract was for 6 months), and like a week later I received a letter from them demanding the money, and they sent me a few text messages too. After a few more weeks I received a letter from ARC demanding me to pay £210, they keep calling me constantly, sometimes like 10 calls; one after the other, which I ignored. After couple more weeks ARC sent another letter threatening court actions if the outstanding balance was not paid. 2 weeks later (today) I received a letter from Major Law solicitors threatening court actions as well, they have said I should contact ARC to repaid the debt. I have have had no contact with Virgin, Arc or Major sols yet, meaning I haven't spoken to them. Can they actual take me to court? I don't really care about credit ratings. I am 20, living with my parents, can they get the bailiffs involved? Thanks very much. Any advice is greatly appreciated. -
Hi. I had my car serviced by a company that a failed to provide a good service and b put on parts that I specifically did not ask for and charged me. I part paid the invoice, and they have taken me to court for the balance. The company was a ltd company, but the court summons does not mention the company, it is from a n individual (one of the directors). Is that still a valid claim? Thanks
-
I went with family to a very busy retail park this evening to celebrate a birthday. I am disabled and a blue badge holder. We managed to park right outside the restaurant in a disabled space and I put my badge on the dashboard. When we returned we had received a £100 parking charge notice! My blue badge was on the floor!! The vehicle(not mine) is a 7 seater people carrier and was full, I presume the badge had been shaken when everyone was scrambling out!? What can the driver do? Ignore the notice or appeal?
-
Hello All, Today, my car received PCN from UKCPS LTD during my visit to my local small retail park. The PCN is unclear as to whether they're fining the driver for parking outside a marked bay or parking in parents and toddler without a child. As the registered keeper of the car I shall be appealing. Having never been in this position before, can anyone predict whether I have a decent change of being successful if I was to appeal? Many thanks in advance, Alipops
-
Hi Everyone, I am in need of some advice. My mum received a letter from ANPR Titled Outstanding Parking Notice. Basically an invoice stating that 1 the early bird discount of 50% had expired 2 Parking charge notice cost £100 3 DVLA contact £40 4 county court summons £70 5 Judgment enforcement officers cost £135 per visit but if she pays now it will cost £100. The thing is this is the first she has heard anything about it. she has had no PCN on her car or through the post, no reminders, no notice to keeper. NOTHING The letter is dated the 6/1/2015 and the date in question is the 13/11/2014. i have been researching all night and to my understanding they should have obtained the keepers info from the DVLA ASAP and contacted her within 14 days of that date. which they didn't as she didn't get anything, but how can she prove this? the letter states that the vehicle "was parked in direct contravention to this companies wishes, therefore we have on the 13/11/2014 at 13:08:00 in the area (Shopping Centre) issued a Parking Charge Notice for damages incurred whilst the driver trespassed on land under our control. the incident was photographed" and some other verbal diarrhoea Does any one know if the letter she has received got time limits on as all the other stuff e.g. PCN and Notice to keeper has not been received so i don't no were to go from here or what to put in an Appeals letter. I should note that when she received this letter she phone the number (Without speaking to me 1st as i would have told her not to) and they said she owes £100 and they have photo evidence of her disabled badge and clock reading 14:00 when it was only 13:08 which is why they are charging her which is utter [naughty word] as she always checks to make sure. SO SORRY for the long essay. Please help. Thanks: )
-
I have just received a letter from a company called Task Enforcement ltd, saying I owe them £187 for a parking fine I received last August. The £187 is broken down into £112 debt, £75 collection fees which seem ridiculous since all they have done is send a letter. I never paid the fine, as when I was sent the details of it, I appealed it (as only my rear wheel was on the yellow lines, car was 80% in a parking space, for no more than 20 mins). I never heard back from the council, and just assumed that it was accepted. Now I have been sent this saying if I do not pay by 22/03/15 they will send bailiffs round to seize my belongings?! I am a bit unsure what to do with this, as I want to try and resolve this with the council, but the threat of bailiffs coming round gives me next to no time to do anything. I cannot really afford to pay the fine, however, if I have to, I would rather pay the council directly and cut out this company and their ridiculous fees. Any help or advice on how I could go about doing that would be greatly appreciated. -
It never rains it pours Today my son received a parking charge notice from the named above company incident date 10/2/2015 - pcn issued 25/2/2015 ( 15 days later I thought it had to arrive within 14 days ?) the above vehicle wwhich was parked at: silverlink drive thru, silverlink retail park. wallsend ne28 9nd from 10.54.46 to 12.47.03 we therefore require payment of this parking charge notice in accordance with the parking terms and conditions clearly stated on the signage: 90 minutes free parking at any time they have photographic evidence of this incident. my understanding is that it would be a ANPR my son was in the car park - he was in macdonalds and then went back to college for 11.30 at about 12.35approx he was back in car park taking some college friends to macdonalds so he was not in car park the whole time it also arrived 15 days later i thought it had to arrive within 14 days ? thanks for any advice -
http://www.credittoday.co.uk/article/17468/online-news/santander-returns-to-debt-sale-rbs-to-stay-out what a laugh... The transaction has only been undertaken following extensive due diligence to ensure that the customers are treated appropriately and provided all possible assistance to repay what they owe. We will closely monitor the accounts and Hoist’s performance.” they obv don't know robbersway very well then. dx
-
Hi, My stepson has received a demand from the above company for £1200, in respect of private dental fees incurred for treatment recieved in September last year ,and has asked me for help. He is 44 years old,long term unemployed due to both mental and medical issues. He states that he actually owes £805 and thought that his benefits would cover it, which of course they would'nt. Apparently he agreed with the dental practice to pay in monthly instalments, but has defaulted on these so now the practice is taking action, but I'm not sure that they have gone about it the right way for the following reasons:- 1.He has recieved no written bill or final demand. 2.They have not informed him in writing of any pending action. 3.GUARDIAN RECOVERY LTD have not shown how the original £805 has become £1200,merely stating"collection charges and interest". The £805 is not disputed,and I can pay that at the end of the month,but any advice on dealing with GUARDIAN would be appreciated -
paying parking 'fines' ANPR Ltd
millymollymandy 1 posted a topic in Private Land Parking Enforcement
I parked a friends car in a private car park crossed the road to the shop to get change for the meter was gone less than 5 mins when i returned the warden had just put a ticket on the car, i explained what happened he took the ticket off and said don't worry, my friend then received a letter asking for £140. they contacted the company ANPR Ltd gave them my details, I then received a letter asking me for the money but stating they got my details from the DVLA which is not true i am not the registered keeper of any vehicle so they wont have my info Do i pay up or ignore it as other forums suggest
Latest
Our Picks
Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS