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  1. Name of the Claimant - Motormile Finance Date of issue – 28/04/2017 Date to acknowledge - 16/05/2017 Date to defence - by 4pm 30/05/2017 What is the claim for? 1.the defendant owes the claimant £100.00 under a regulated loan agreement with ariste holding ltd t/a cash genie dated 30/05/2014 and which was assigned to the claimant on 27/04/2016 and notice of which was given to the defendant on the 27/04/2016 (debt). 2.despite formal demand for the payment of the debt the defendant has failed to pay and the claimant claims £100.00 and further claims interest
  2. I was gong through bad time financially few years ago and I built up some debts using payday loans such as Cash Genie. Or Motormile finance. I received a letter from Moriarty Law saying they're sending me county court papers for £105 I still owe Cash Genie from 2011. I also received county court claim form and I attached a copy. My main problem that I work for financial institution so if I get CCJ I'll be forced to quit my job. Can they really take you to county for only £105??? Now they increased it to £188 with court fees and theirs. This is looks serious a
  3. Hi there I have noticed on my credit report a default on in July of this year for an old cash genie payday loan, this account started in Nov 2011 and there was no payment since 2011 how is it possible for MMF to issue a default date of 2016, a full 5years after the last payment? Is this possible ? Any advice on this Thanks
  4. I applied for a Cash Genie loan on 23/12/13. The application was accepted. The loan amount was £200, duration of credit agreement 8 days, loan ID xxxxxx8493, to be repaid in 2 simultaneous instalments of £60 (interest), and £200 on 31/12/13, total amount repayable £260. I ensured there were sufficient funds to repay the loan in full on the due date. I was therefore surprised to receive an email from Cash Genie on 27/4/14 reminding me of my "upcoming payment" for my loan ID xxxxxx4039. I checked my bank statements and discovered that payments had been taken from my debit
  5. I've had similar emails as the above. Is this still the advice you would give if they have emailed "If we do not hear from you within the next 7 days we will be left with no alternative but to refer your account to Moriarty Law LLP." Still the same nonsense?
  6. One for the news books, Im affected by this, you should reclaim ASAP! It would appear they are also withdrawing from the UK market, although claims should still be supported by the FOS.
  7. Morning all. Bit of background, took a £150 payday loan from Cash Genie in February 2011 and kept rolling it over after paying my £45 per month. What also happened to me is that the solicitors starting taking monies from my account also. Spoke with them on several occasions to not effect. I finally managed to close in July 2012. Total loan was £150 and total I paid them back was £1267.80 to Cash Genie but another £980.60 was taken from my account by their sister form carter forbes. I was in direr needs then and had several other PDL's so robbed peter to pay Paul. I h
  8. http://www.fca.org.uk/news/cash-genie-redress-unfair-practices
  9. As per a previous post Cash Genie/Ariste Holdings are currently close to entering Administration (confirmed by the FOS). On the off chance I complained to FOS stating my loans were mis sold. These dated back to 2011 when I was in a financial mess. Id pay the loan on the 28th pay day and then due to having to pay it, take another one out literally a few days later. I did this 4 times. Now Cash Genie/Ariste Holdings have written my final debt off (I owed £473) as they admitted there was no cooling off period in between loans being paid and re taken out. :-):-)
  10. Good news, Cash Genie will no longer issue any loans at all, so hopefully less people will get in trouble in the future, just got this email out of the blue:
  11. Hi all I'm working with Stepchange to get all my finances in order and received some great help from them and also some great help on CAG forums (thanks DX100UK ) I ask MMF for a breakdown of the outstanding debt I have from a PDL and they have come back with this: Loan Date: 17/08/2011 Original Due Date: 31/08/2011 Orig loan value: 200.00 Loan interest: 60.00 Refinance Fee: 1672.00 Late Direct Debit fees: 51.00 Are they able to charge £1672.00 for refinance?!? Thanks in advance as always
  12. http://www.fca.org.uk/static/documents/requirement-notices/ahl-vreq.pdf Looks like the FCA are beginning to show their teeth. 3 issues noted with AHL/Cash Genie. (a) a systems weakness and other matters that may have allowed unauthorised charges to be applied to AHL customers' accounts; (b) potential misuse of banking information provided to affiliated websites to repay outstanding debts of existing AHL customers who are in arrears; and © a number of issues in relation to the refinancing (I.e. rolling over) of customers' loans. The regulator has instructed CG to carr
  13. Hi was hoping someone could give me advice on this. I had a payday loan with cash genie last year they took the money out of my bank without my permission. The loan was for 150 they took payments of 240 and 195. hsbc refunded the 240 but not the 195 which i have no problems with as i owed that. the problem i have is both amounts have been shown as settled on my noddle report until last month where the amount of 240 has reappeared. the 240 was the charges they added as the intial loan was for 150. My question is how do i remove it from my credit
  14. Can someone help with this Today cash genie took out £170 from my partners bank account for an unpaid loan last year. The money was actually mine and was two weeks benefit money that I had asked the dwp put into her account as I do not have one and they will no longer pay by Giro Cheque. Natwest bank won't act and the loan company will not reply to my E-mails. Where legally do I stand ?. Thank you
  15. Hi, Cashgenie keep rolling over my account automatically. On 25/07/2012 I applied for a £150 loan, which came with a £45 interest charge for a total of £195 repayable. Since then, I have paid: 25/08/2012: £45 25/09/2012: £45 25/10/2012: £45 25/11/2012: £45 25/12/2012: £45 25/01/2013: £45 25/02/2013: £45 25/03/2013: £45 25/04/2013: £45 That's £405! What's the best way of breaking this cycle? They've had more than enough money from me now, but I'd rather not end up with another default on my credit file.
  16. Hi Few months ago i borrowed a loan to pay for my car as it was in the garage and needed the extra cash to pay for it as i rely on it for work, i have always had loans not with payday firms but with banks etc, Last month i came out of work due to redundancy and still waiting on my redundancy money from the firm i worked for for 10 years. Obviously now i have screwed my credit rating but thats the last thing on my mind, i borrowed £150 off these idiots back in May and made contact with them as soon as i received my redundancy letter which was in the middle of May i had no reply off th
  17. Hi guys I took out a £300 loan from this pay day company thinking i would of had no issue paying it back but appears now i have run into a bit of a snag. The interest was £90 so my repayment date is 390 on 31st May 2013. I borrowed this for an emergency as my nan lives down south and wanted to be at her side as she has cancer so i took out this loan to cover my petrol expenses, accommodation, food etc i had a cheque in the post last week for £2000 but the cheque bounced and now im in abit of bother, Its only a matter of time before they stick £45 letter fees, £15
  18. Hi - we have a payday loan with Cash Genie for £80 with the total to pay back being £110.50. However, we could only afford to roll this over from March at a rate of £25.50 per month and this has been going on since then meaning we've paid a total of £255!! At first, my wife thought we were on a repayment plan meaning that some of loan is also paid off out of this monthly figure, however, it turns out she misunderstood - this was no fault of the company but explains why we left it so long. What are our options because there's no way we can continue paying this roll over and I don
  19. Hey everybody! I've been told by a close friend, my next door neighbour in fact that cash genie having been taking double the amount of repayments of some customers. He himself took a loan and cash genie removed the money from his account on the agreed date but unfortunately they removed the same amount the following day which took him overdraw by a few pounds which means he is now expecting overdraft fees from his bank. Fair play to cash genie they did give him the money back but it isn't realyl good enough when people are living on the edge. One of there customer service reps
  20. Hi There, Like a lot of people these days I have gotten into a pickle with these sorts of companies. I am currently on sick leave and had set up a payment plan arrangement with this company for £20 per month. I was shocked that a couple of days ago that two payments left my bank without being part of the payment plan agreement and for more than what we agreed to as well. I rang my bank and informed that I am in a payment plan and please stop future payments which was marked on my account. Than today I was shocked to see that my account has been cleared out virtually to a penn
  21. I have a loan with Cash Genie for £250 with £75 interest. I emailed them regarding a repayment plan, below is my original email, and then their reply; What should I do next, how much info should I give them etc.
  22. Hi, any advice or previous experience greatly appreciated! I have recently had my account emptied by ARISTE HOLDING LTD, which you probably know is a trading name of cash genie. I got paid on 07/09/12 for the first time since March as I have been out of work. I checked my balance on-line at approx 1pm, after using my debit card at a well known and reputable retailer. By 4pm I had £70 available. Now, the cash genie loan I took out was on 14th December 2011 for £180. I paid them £60 on 23/12, but was unable to pay them the remaining balance in January. Also worth noting that at the st
  23. hi all, earlier in the year i had a £250 loan with cash genie which they wanted £325 back with interest. i got in a bit of money trouble and agreed a repayment plan with them and they agreed to freeze interest etc so i paid back 10 monthly installments of £32.50. i paid all of these for 5 months with the 6th month failing ( another place wiped my account ) but 8 days later with my balance with them left at £162.50 they took £160.10 in 4 payments from my account which i accepted as i owed them the money. then on the 8th of november i received an email from carter forbes saying on behalf of
  24. Hi all, its my 1st time posting but im desperate for some help. Sorry in advance for the long post. Back in 2010 I had a loan for £150 from cash genie, I'd had loans from them before without any issues, anyway I had a car accident, was off work and couldnt afford to pay the full amount of £195 so I set up a repayment plan of £50 pcm and they would freeze the interest, after the 1st 2 payments I noticed they were still charging £45 pcm interest so I didnt pay anymore. One morning I woke up, checked my online banking and they had taken everything I had in my account. In total I had now paid
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