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Found 21 results

  1. Please advise Parcel2Go have lost a laptop I was returning to Argos for a full refund, They have lead me a merry dance with lots of excuses and won't compensate. What now please?
  2. Hi. I'm just wondering what the law is regarding having Mobile Speed Camera Vans stationed next to GATSO's. I received a ticket, my fault I was over the limit but was already slowing as I go past the GATSO every day. It's a 70mph dual carriageway which drops to 60 about 500 yards before the camera, then returns to 70 again. There have been no recent incidents here, any reason the Police would do this? Just seems like a way to make money from those passing the '60' signs still just over the limit as they slow down.
  3. Hi Guys, I'm not sure whether this is the correct sub-forum, but here goes. Are there any regulations concerning the height of front garden boundary walls/fences? Does it vary from area to area? One of my neighbours has just doubled the height of the boundary wall/fence between our 2 properties without any consultation whatsoever.
  4. Hi, before Christmas I sent a laptop through Parcel2Go. I did not buy insurance because I usually think it's a waste of time dealing with claims if something goes wrong - and it has never gone wrong. Until now. They lost the parcel which I had to open a claim for, after which they found the parcel to my relief. Hermes who was the carrier, then tried to attempt delivery to the recipient and found that they were out (I have been in communication with the person I sold the laptop to the whole time). Hermes left a note ( I have a picture of this note) saying it w
  5. Hi all I'm after a bit of advice if possible. I recently entered into a self managed DMP. I borrowed £1000 in June and made the first three payments with no issues. I have since set up an agreement to pay £7. Am I right in thinking that the interest was front loaded? My balance is somewhere in the region of £1900 to repay. Would it be fair to ask them to only calculate interest to the day I asked them to stop interest and charges? Or am I completely wrong about this? Thank you for you time.
  6. I have no idea if this is the correct forum, so please forgive me if it should have been posted elsewhere! My husband has just rented an industrial unit to start his business. It's been empty for some months previously people have understandably used the space outside for parking. However, since we received the keys, only one person has had the decency to come over and apologise and move his vehicle. Every day we go and cars are parked outside of the unit meaning we have to park elsewhere; and at the side, where the large delivery doors are, is also sometimes
  7. I recently purchased a rather expensive new front door (approx £3,000) which I took delivery of last week on Friday. I signed for delivery which consisted of a heavily packaged door, frame and glazing. On Monday my fitter installed the door and in doing so he realised there was some damage to the frame - unfortunately he either hadn't noticed it or didn't let me know until the door was already fitted. I have contacted the suppliers (providing photos of the damage) and asked them to either arrange a repair or send a replacement as per consumer rights act, they have responded saying th
  8. I have had my car clamped for about a week now in front of my house. I have appealed the case with TEC, and I have had a response that it can be heard within 2 to 6 weeks time. I need the car what are my OPTIONS? Should I pay or get the EA to remove the clamps? The amount is £513.
  9. Please help, (I suggest a comfy chair and a cuppa, this is a big mess) Last year we had three new windows installed in our bungalow. In addition to this we also signed a contract (27th June 16) for a new composite front door to be fitted in our recessed porch which required raising of the internal step, removal of the old door and frame and replacing this with a door and top light on the front of the porch, not the recess. The fitter had to leave and collect another piece of glass for one window as it was incorrect (a small triangular window) and this delayed the job which I
  10. Hi What is the correct way to calculate a MPPI claim where a secured loan was taken out ,the initial whole premium was added at the start of the loan (front loaded ) so became part of the amount borrowed and at the same interest rate as the loan. The loan is still ongoing ,the ppi policy only lasted for the first 3 years of a 15 year loan. This will go to the FOS after the initial complaint to the insurance company. I know the amount we pay monthly for the PPI part of the loan but how can you work out for the claim as we will still be paying for this for the next almost 5 years,
  11. Dear all A current AST comes to an end on a property on the 17th August. When my agent enquired whether the tenants would like to renew, they told him they were splitting up. On this basis my agent advised issuing a S21 as he was concerned about affordability. The tenants are an unmarried couple with three children. One of the current tenants (male) is now starting treatment for a serious condition and now the partner of the sick tenant has texted me offering me 6 months rent upfront to stay when the AST ends as she says that they are working on getting back together and don't wan
  12. Hi folks, I'm 14 months into a £12,000 car loan via my business through Santander Consumer Finance. The loan (HP) was over 48 months with £3000 of interest. I have to date paid £5000 back yet the settlement is £10,000. Only £2000 of the loan has been paid off. I understand that at the start of the agreement you tend to pay more interest than principle but the ENTIRE interest in the first year? Does this sound right? Thanks in advance.
  13. HI, I've been happily living in my new house (since march last year - 2015) and at first my neighbours kids (now in their 2-s 30s) parked their cars covering about 1/3 my driveway. At first I didn't mind, but now I have a car, it bothers me as my visitors can't park in my drive at all. I've spoken to them and written them a note and left it under their wiper (friendly note)... I've called the council for advice and they advised that I call the police for "anti social" behaviour. Which way can I go (or should I?).. The council told me: "As there are no double yellow l
  14. Hi folks First time posting, so apologies if this seems a little amateurish. We had a loan back in 2004 that was spread over 20yrs, but it included PPI that was only going to be "live" in effect for the first 5yrs of the loan and would only pay a maximum of 12mths if I was out of work. We've settled it early but wonder if we can claim anything back ?? As a result of it being included as a front-loaded charge and being spread over the 20yrs, it cost almost £6k more than it would have if we had taken the loan over 20yrs and a separate PPI loan over the 5yrs. Anyone have any i
  15. Hi, I searched out this forum with a specific issue in mind. I have ordered a new garage door, made to measure, all steel insulated, secure locking etc. I paid 50% deposit on confirming the order, the total value of which is approx £1650. The company are demanding that I pay the balance before they will come and fit the door. I have baulked at this as it leaves me with no bargaining power should the installation or goods be below standard, but I have stated that I will pay immediately the fitting is complete to my satisfaction. They just keep repeating the mantra of 'our standard terms a
  16. I'd really love to know if anyone has knowedge of building rules with regard to blocking a front door within a block of flats. My local authority freeholder is electrical rising works on me and I have walked out of my front door onto the common hallway this morning to discover chalk marks on the lino of where they intend to install - 13 inches in front of my front door. So basically they intend to put a box with electrical cables about 13 inches away from my front door on the LHS ( side with hinge) as you exit. The markings suggest a box 18 inches by 8 inches protrusion from the wall
  17. Hi there, I am not new, I have another account but I have forgot my login details also in the past I have post content which was not acceptable and I have learnt from that mistake and I am very sorry and it won't happen ever again and I created a new account as I need some very urgent advice. On 5th of February, I made a complaint against my advisor at Job Centre because she keeps threating me with a sanction on my Universal Credit claim all because of my gay slogan t-shirt which has the slogan (NOBODY KNOWS I'M GAY), she said that if I keep wearing my gay t-sh
  18. Hi There, I'm in the process of cleaning up my credit report and have realised that the way defaults are reported are not particularly helpful! I had a new car on HP in 2010. Ran into difficulty quite soon into the agreement but worked with them to keep it fairly up to date. During the course of an 18 month period I fluctuated between one and two payments late, never more than two. Then my finances got worse and I ended up 3 payments behind. I made an arrangement with them and brought the account back up to date fairly quickly. I then missed a single
  19. For years I could not find a decent light that did not cost more than my second hand bike. Then I found a Cree one with external batteries for under £30 (incl postage) on the Internet. It does the biz. Light on the right in the photograph (left when viewed on the saddle). Attachment is simple but effective. Not seen in the shops. I still use a cheap headlight for town riding and as a spare. On the left.
  20. I had a combi boiler system put in through the warm front scheme four & half years ago, I am registered disabled & my boiler broke 4 weeks ago but I can find any help anywhere as local plumbers will not touch it because it is an ideal combi boiler system installed through the Warm Front scheme who ceased in January this year but my system is under 5 years old so I don't qualify for any of the new schemes. I have a daughter we have had no heating or running hot water for the last 4 weeks my disability causes loss of feeling from the waist down which means I d
  21. Hi All, Your advice is needed please: my ma-in-law lives in a block of flats of mixed ownership (some purchased from the council, some privately rented, and others owned by the RSL that took over from the local council) - with garages underneath. She owns her flat, but rents a garage from the RSL. The garages are off the road, and underneath the flats; and (like most) my m-i-l's is full of stuff that the family have no room to store elsewhere, so we park in front of it. This does not impede access to anywhere in the block, and the garages are not in a car park. Last week we
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