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angeljs

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About angeljs

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  1. Yes, I did wonder about that. I'll check their next email to see if there's an unsubscribe link. Thanks
  2. Okay, thanks for the clarification. Although I did receive an email back from them to say I will still continue to receive info via email and text.
  3. Unlike most of the horror stories about Avon, I actually had a very positive and financially rewarding experience. However, due to recent mobility issues I've had to give up my round with no idea when, or if ever, I will be able to start work again. My issue is this - I contacted everyone I should have and informed them that I was resigning. I emailed Avon and asked them to delete my account. However, there is apparently no way to do this. They said that my account would become inactive if I don't place an order within three campaigns, and then it's still kept for another eighteen campaigns in case I want to re-join. I was under the impression, in view of the new privacy laws, that any company/website had, by law, to delete any data they hold on anyone upon request. Is that the case, as I find the new laws a bit confusing!?
  4. Thank you for moving the thread, and thank you for all of the suggestions! I love the banana in the tailpipe! lol. Seriously, we will probably start with a polite notice, and then move onto the folding bollard idea, I like that! I'm just not sure where we stand, legally. It's a unit on an industrial estate, it has no paths, just faded white lines as parking bays, directly in front of the unit. The landlord is a decent chap, but he's very, very busy and difficult to get hold of; I suppose we can send him an email and ask him what our options are. Are these people technically breaking the law?
  5. The landlord said he'll 'have a word', but it's difficult to know who's cars they are as it's a busy industrial estate. There are no gates, just faded parking bays.
  6. I have no idea if this is the correct forum, so please forgive me if it should have been posted elsewhere! My husband has just rented an industrial unit to start his business. It's been empty for some months previously people have understandably used the space outside for parking. However, since we received the keys, only one person has had the decency to come over and apologise and move his vehicle. Every day we go and cars are parked outside of the unit meaning we have to park elsewhere; and at the side, where the large delivery doors are, is also sometimes blocked, despite a huge 'Keep Clear' sign. I've tried searching Google, but can't find anything to do with our issue. I was hoping that someone could point us in the right direction. Thanks in advance.
  7. Thanks for your reply. However, appealing won't change the outcome, I just want to know if there's a complaints process.
  8. I applied for PIP and was sent for an assessment. It seemed to go fine, but I had a feeling I wouldn't get it, despite having mobility problems due to arthritis, IBS and a heart condition. However, when I received a copy of his assessment, I was quite shocked to see that he blatantly lied in the letter. He stated that he'd carried out physical tests, which he did not. He stated that I could freely get both arms behind my head and back, which I can't, and my doctor would testify to this. He also stated that I could get up down off the chair and walk without difficulty, which I can't. If it weren't for these issues, I'd feel fairly philosophical about being denied PIP, as on a good day I can walk more than 20 meters, albeit slowly, and I can prepare a simple meal, which seems to be the criteria for denying PIP. However, it really irks me that he lied, and my son was with me the entire time and can testify that these tests were not carried out. Is there anything I can do to complain? I'm only aware of an appeal process, but don't feel that the outcome would change so didn't think I had valid grounds.
  9. No, that was a much earlier incident which was settled by our insurance company at the time.
  10. Well, thank you for all of the helpful responses. I feel a bit overwhelmed by it all as we've had no problems with insurance, so had no idea how to proceed. After a discussion with my husband, we feel we may know who is responsible for the claim, but this is pure speculation. We had a very minor bump about 2 and a half years ago after an upsetting hospital visit...my husband wasn't really paying attention and scuffed a car as he was trying to park. The woman we scraped was unbelievably abusive, screaming and swearing and threatening all kinds, trying to say we'd tried to drive off after the bump! She was a nightmare, not caring that we had our kids in the car who could hear everything. We gave her our details and heard a few weeks later that she'd made a claim against us, and we are hoping that is the end of it. However, not long afterwards, there was a pizza delivery to our address that we hadn't ordered, and then this bogus claim. My husband and I have never had problems with anyone before this, as we are peaceful and very easy-going; this is the only person we can think of that would do this, but as I said, it's speculation and we may be clutching at straws! I phoned GoGirl, who still have on file that we hit a parked car, but their claims department is closed over the weekend, so I can't request any details regarding this claim until Monday. I will certainly request all information regarding this claim. I know we're going to have to pay the higher insurance until we get this sorted, but it means instead of pulling out a couple of hundred that we'd had put aside, we're now going to have to take out the monthly payments.
  11. Where to start! We have had our car insurance with GoGirl. Someone made a fraudulent claim against us saying we'd hit them with our car, when we hadn't. Their investigators came out to inspect the car, found nothing and left. That was the last we heard of it. Until last month. Our car insurance is due for renewal, and to cut an horrendously long story short, we can't renew our insurance with our 2 years no claims bonus because of this claim. I've told GoGirl the claim was fraudulent, but they just said that because the claim wasn't followed up it was 'settled as no-fault'. However, the claim should not have existed in the first place, and they don't seem interested in following up the fraud. No insurance company will take our no claims bonus into consideration and say the onus is on us to prove that the incident didn't happen! We have 5 days to renew our insurance, but the cheapest we can get is almost £800 instead of the £350 we were quoted online, all because of this so-called claim. I was just wondering whether we had any options, apart from paying a premium for our insurance!
  12. Okay, so I don't need to send in the form? What do I do about the CCA? Do I still need to ask for that again?
  13. I'm very confused - it says Santander on the claim form. What is mcol website? I think it was for HP. I'll post the other letters we've received from them tomorrow as they may contain more relevant data. Thanks for all the help so far.
  14. HP. From years ago. Last payment was earlier this year, we stopped a few direct debits due to financial circumstances.
  15. Name of the Claimant: Arrow Global Management Date of issue: 10th October 2016 What is the claim for – the reason they have issued the claim: The Claimant claims payment of the overdue balance due from the Defendant(s) under a contract between the Defendant(s) and Santander dated on or about Nov 25 1999 and assigned to the Claimant on May 17 2013 What is the value of the claim: £429.01 Claim is for credit allegedly entered into in 1999. HP The claim has been made by the debt purchaser via their solicitors, Restons. Were you aware the account had been assigned – did you receive a Notice of Assignment? Can't remember Did you receive a Default Notice from the original creditor? Can't remember Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year? Not that we can remember Why did you cease payments? What was the date of your last payment? Was there a dispute with the original creditor that remains unresolved? Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? We're wary of answering these questions publicly as they may seem we are admitting to the alleged debt.
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