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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

renegadeimp

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Everything posted by renegadeimp

  1. renegadeimp
    Correct. Just sit tight. They know they cant add anything on. And for it to go to court involves a lengthy procedure which you can nip in the bud fast if they start it.
  2. renegadeimp
    Have you had anything via post from Lowell. Also stop phoning them. Everything in writing only. They don't care about you. Just the money.
  3. renegadeimp
    That first letter reads exactly like one minicredit would have put out
  4. renegadeimp
    Nothing will happen. The guard is lying. There is no fine, and no police will come if you dont pay them. Move on with your life and dont steal again.
  5. renegadeimp
    Just because they bought a debt, doesnt mean its enforceable. CCA them. The offer of a settlement/discount also shows that its unenforceable. They just want to get SOMETHING from you befor eyou find out how its unenforceable.
  6. renegadeimp
    They're the ones who negotiated a settlement so should be the ones defending you. Something doesn't sit right. They don't agree to a settlement, pay out then go... nah we changed our minds
  7. renegadeimp
    CCA the ones with a DCA. Cabot dont chase legit debts. Neither do PRA
  8. renegadeimp
    It is settled. SOunds like IM are shrugging responsibility. The lawsuit should be aimed at them , not your friend. Especially if it was an agreed settlement.
  9. renegadeimp
    a little cryptic. Are you turning into dx?
  10. renegadeimp
    Can you provide more details on each debt please
  11. renegadeimp
    Sorry. It seems your post got lost here. feel free to post up pics, so we can see if its is an inherent fault or if its wear and tear. Also, how long after you bought them did they fail?
  12. renegadeimp

    Mbna ppi

    renegadeimp replied to Brunowales's topic in MBNA

    You can reclaim then. You may have a struggle, but they can be reclaimed. And when it comes to financial info, always do it by post, unless you have the ability to record the phone conversation in full.
  13. renegadeimp
    If they are them I gotta remember that. Shows how low Cabot are really going lately.
  14. renegadeimp
    Theyre not.
  15. renegadeimp
    Hes talking about charges/PPI etc or whatever they like to charge.
  16. renegadeimp
    The score on the CRA files has no bearing on whether youll get accepted or not. Its there basically as a way to get money from you. "Pay us x amount and youll get to see it" Each lender has its own criteria in order to meet the requirements to lend. Aqua is a sub prime lender, so it could be that the post office refused you as they can see it on your file and think you are in need of credit control and have issues which is why you went to a sub prime lender. It could even be that Your credit history/usage isnt good enough in their eyes to lend to you. The only way to find out for sure is write/ring them or send a SAR
  17. renegadeimp
    cant do either. Certainly cant charge you either
  18. renegadeimp
    Do you have proof the default date is incorrect? If so, copy that to the CRA, or else SAR QQ
  19. renegadeimp
    First. Make sure you update them with your current address. Then close the account with them and offer a repayment plan or a settlement offer. You may have to speak to a manager about the latter. They're obliged to help. And usually do if you're making payments to clear the account at a decent rate.
  20. renegadeimp
    You will get 2 to 3 letters over a Good few months then nothing. That's why they're emailing you instead of writing. Then last email was an obvious phishing attempt.
  21. renegadeimp
    Which bailiffs is it? The last part is fiction. They can and will clamp anywhere they can. They dont need to monitor it. If they come back and the clamps gone or damaged, thats their evidence.
  22. renegadeimp
    They cant demand it within 2 hours of clamping. There are rules they have to follow. Can you give a breakdown of everything thats happened and a list of charges they levied and what for.
  23. renegadeimp
    Unlikely to get one. MIGHT happen so get your paperwork sorted. Cabot love to try and get undefended cCCJ's. If someone defends, they either dont respond to the defence and get a stay or just let it run then dont turn up in court.
  24. renegadeimp
    The only way it will increase is when the defaults vanish after 6 years of being on your file.
  25. renegadeimp
    And tell them if they dont stop the interest accruing, youll drop the repayments right down and issue a formal complaint. They have an obligation to help you. Not to ignore you and profit off it.

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