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  1. No I am am but not on my own. It is shared ownership
  2. So I have the court case on the 18th for the charge order. any advice? I sent my objections to the court already.
  3. No worries. ok. I’ve tried to send messages it says I can send 0 per day? Can you PM me so I can reply to you? thanks for the answer on the joint question
  4. So is it a waste of time sending in the objection? It says on the order I can object in writing and the court agreed? interim charge order (N86) equity joint (three parties) mortgage joint debt single please let me know if I shouldn’t respond or not?
  5. Wrong. I did the N245 lost the hearing and then ended up with the Charge Order so not sure how that doesn’t mean escalated. yet again poor information.
  6. Yep appreciate that. The advice I was given from day 1 to ignore was what has made this escalate for me and for others SquaddyP hope you are well. Are you able to assist me?
  7. Sparse information. The issue is here I don’t want my personal details listed on here so difficult to give info. However you don’t accept private messages as it won’t benefit others. Well frankly I’m here for advice for me. I did follow your guidance as per everyone else that has come against CWD I also had two legal firms turn down representation as they couldn’t be covered on insurance. If you can give some guidance on the objection to the Interim Charge Order please do. thanks in advance
  8. I was not given correct information here and there is a legal reason to pay this debt. I haven’t paid any of it back at this point? Yes they were granted summary judgment so I applied to have payments changed due to affordability and had that thrown out too
  9. I’m trying to pay it off. They just keep rejecting any proposal?
  10. I can imagine they are interested in their costs for this one and the debt itself. the equity is minimal here plus it’s in both names and I actually don’t own my equity either.
  11. Why was it not the whole debt? why did they go for bankruptcy surely then no one gets anything?
  12. I tried to get the order changed and made a monthly payment offer based on affordability but was rejected. they then went for the Interim Charge Order which I received today. no one has won against them. The judges felt this too and felt I had defended in the best way I could and were surprised they didn’t take the offer put before the Hearing as it would have been the only way to pay back
  13. Yes. And letter of objection going to court from her too
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