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Hi, I'd be grateful if anybody could give advise me on my rights for the following issue. I bought a pair of waterproof boots from a well-know firm that sells outdoor & rock climbing gear. The boots have developed cracks on the panel that runs around the shoe and is attached to the sole. The sole itself is fine. The boots however are no longer fit for purpose. I showed them to the shop assistant who told me that it's general wear and tear and there's nothing they can do about it. I asked if they could repair them and was told I could (buy) and try a tent repair tape, but that they weren't sure if it would work. I am in doubt as to whether that is really the case and was wondering if anyone knows what my rights are in this situation. Thank you. Any advice will be much appreciated. Sweet Justice
The Government is launching a crackdown on payday lenders by restricting how they advertise and forcing lenders to help people with multiple loans. The Guardian reports that the Government will act after a report it commissioned from the University of Bristol recommended restrictions on the time of the day when adverts could be shown. It also suggested that the annual interest rate of loans should be displayed more prominently on the face of adverts. A number of payday lenders have seen adverts banned by the Advertising Standards Authority in recent months as the short-term credit market has boomed. Lenders will also be forced to confidentially share data on certain applicants to stop them taking out several loans with different lenders. The Financial Conduct Authority is set to take over regulation of payday loans in April 2014 and will have the power to impose unlimited fines to wrongdoers. Link: http://www.mortgagestrategy.co.uk/latest-news/govt-cracks-down-on-payday-lender-adverts/1067202.article