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  1. Name of the Claimant - Motormile Finance Date of issue – 28/04/2017 Date to acknowledge - 16/05/2017 Date to defence - by 4pm 30/05/2017 What is the claim for? 1.the defendant owes the claimant £100.00 under a regulated loan agreement with ariste holding ltd t/a cash genie dated 30/05/2014 and which was assigned to the claimant on 27/04/2016 and notice of which was given to the defendant on the 27/04/2016 (debt). 2.despite formal demand for the payment of the debt the defendant has failed to pay and the claimant claims £100.00 and further claims interest
  2. Hi I have had an ongoing battle with Lantern (motormile) trying to chase for an alleged Lending Stream Debt. I have provided them with a statement from Lending Stream showing a £0 balance outstanding which they have ignored and i am now receiving threat emails from Wilkin Chapman's "Lantern Team" saying they can't discuss by email due to data protection. I have sent them the same statement i have sent to Lantern and i'm certainly not calling them. Is there a templated response to an email? This is what they sent me "Good morning Thank you for your e-mail, we can
  3. Name of the Claimant ? motormile finanace u ltd Date of issue – 22 nov 2017. What is the claim for – 1. the defendent owes the claimant £200 under a regulated loan agreement with ariste holding ltd t/s cash genie dated 16/06/14 and which was assigned to the claimant on 27/04/2016 and notice of which was given to the defendant on the 27/04/2016 (debt) 2.Despite formal demand for payment of the debt the defendent has failed to pay 3.and the claimant claims £200 and further claims interest thereon persuant to the section 69 of the county court act 1984 limited to on
  4. Hello - I am new and clueless so thank you to this site and to any who respond for any help. I have received a letter after several previous horrible threats from the same stating that they have initiated a court claim. Assuming they are telling the truth and the claim arrives soon is there anything I should do now or should I wait to make a post when it arrives? Many thanks
  5. Hello to all you helpful souls @ CAG, I am hoping for some advice...... A couple of years ago I took out a payday loan with MRLENDER @ £700ish. I found myself in financial difficulty and was not able to repay. I tried to talk to MRLENDER but they were not interested in my circumstances and just insisted on full payment or interest/charges would be added etc. This annoyed the hell out of me!! Therefore I just ignored them. I have now received a letter from MORIARTY LAW (dated 09/12/16), stating; Amount Due: £1312.50 Original Lender: PDL Finance t/a Mr Lender We hav
  6. Morning All I have just got back from a business trip (been away 6 weeks). On opening my post I have come across a Claim Form (Northampton Court) filed by Moriarty for the Claimant (Motormile). Debt is for 859.33 plus interest (928.07) plus court fee (60.00) plus legal rep's costs (70.00) - total 1058.07. Can someone please help as to how I should respond because I believe as this was issued on 15 August I have very little time to do anything about it. I had been getting letters from Motormile and then Moriarty for a while but have ignored all. Worri
  7. Hi All, Had this email this morning from Motormile Finance asking me to call them urgently Dear Mr Please contact Motormile Finance regarding your outstanding account on 01138876876 quoting reference. Yours faithfully MMF Not sure who they are or why they are make contact, I have got some debts and paying the creditors directly. Should I wait until they send letter or call them to find out cheers
  8. Hi all. I was due to nake a payment to mr lender in the morning. I have got the cash but can not pay by debt card. They only accept card payments so will add fees if not paid. Just another way in ripping off people. Just need to transfer funds and get rid of them asap
  9. Hello, ive had a claim from mmf for an alleged debt to lending stream, ive sent the cca and cpr requests and logged into mcol to prepare my defence, which I think is due in next two days?? details as follows. Name of the Claimant ? motormile finance Date of issue – 16/10/2017 What is the claim for – 1.The defendant owes the claimant £217.50 under a regulated loan agreement with lending stream ltd, dated 23/07/2013 and which was assigned to the claimant on 23/12/2014 and notice of which was given to the defendant on the 23/12/2014 (debt). 2.despite for
  10. Hope you guy's can help...as a long time follower i need some assistance! Received a claim from Northampton in May and defended using these forums. usual from MMF saying we are going to defend and CC saying this is now a defended claim etc Late June received a letter from court saying we acknowledge your defence and copy served on claimant and that they have 28 days to respond otherwise stayed. Now i was waiting to hear back from court re mediation etc ..heard nothing. Today though received a letter from county court. ..general form of judgement or order saying i have
  11. Hi all, Looking for some advise. As the title says got court action from Motormile on behalf of Cash Genie. Submitted my defence quite awhile back on the 25th august and have heard NOTHING at all. The claim history when logging in stands as below Claim History Your acknowledgment of service was received on 14/08/2017 at 01:07:10 Your defence was submitted on 24/08/2017 at 21:44:09 Your defence was received on 25/08/2017 at 08:02:45 Just wondered what happens now? Did / Do they have a timeframe they have to adhere by before it gets thrown out
  12. The amount that CFO were claiming was £940 - Motormile are now claiming £32.67. I probably will pay this to bring the matter to a close. OUR REFERENCE: M4591793 CURRENT OUTSTANDING BALANCE: £32.67 Welcome to Motormile Finance UK Limited (MMF). Dear xxxxxxxxxxxxxxxxxxxxx We write to inform you the CFO Lending Limited was placed into administration on the 6th of April 2017. Paul Boyle and David Clements of Harrisons Business Recovery and Insolvency Limited, were appointed joint administrators and your CFO account 223644 has now been sold to Motormile Finance UK Limited (
  13. Hi, I am looking for advice regarding a claim form I received on March 17th. I have acknowledged the claim and opted to defend all, details of the claim below with comments further below. Claimant - motormile finance Adresss for sending docs - Moriarty Law Particulars : The defendant owes the claimant £728.40 under a regulated loan agreement with Northway Broker Ltd dated 29/05/12 and which was assigned to the claimant on 06/04/2014 and notice of which was given to the defendant on the 06/05/2014. Despite formal demand for the payment of the debt the defendant has failed
  14. Hiya, Not posted on here for quite some time but looking for some advice in how to deal/respond to Motormile Finance. I have today received 4 emails (differing amounts from PTP loans when I was struggling and lost my job) threatening legal assessment by Moriatary Law unless I contact them with 7 days. The last contact I had with MMF was in June 2014 when I sent the template doorstep collection letter then sent the below one. I believe all the debts could be statue barred now (as think they were 2010 but going to double check) and have been working hard to clear my credit file of my other prior
  15. Hi, am receiving emails and letters from Motormile Finance with regards to a QQ payday loan. Just looking for some help on how to deal with them. I have heard some debts come under the CCA and if they cannot come up with a contract then they cannot pursue? iS this correct? Any advice much appreciated.
  16. A debt collection firm has agreed to write-off £414m worth of claims after the Financial Conduct Authority (FCA) found systematic failures in the company's systems and controls. Motormile Finance, which also trades as MMF, will write off debts that it had purchased from third parties owed by more than 500,000 customers. Motormile, which also trades as MMF, MMF Debt Purchase and MMF UK, describes itself as “one of the leading debt purchase companies in the UK,” and specialises in buying up old payday loans and other debts, and then attempting to recover this money.
  17. I have just checked my credit file today - having not checked it for months as ive not needed to and found a default in july 2016 placed on there by Mototmile Finance!! I was shocked. After some investigative work I now know it was a cash genie loan from 2012, which defaulted in 2012!! There is no mention of cash genie on my credit report at all. There used to be but it was removed last year, i'm not sure why but might have been when they went into liquidation?? So i thought that was the matter over......and now Motormile have put a fresh default on there?? I know they are current
  18. Hello, I am looking for some advice. I applied for a mortgage in December after receiving a Decision in Principle earlier this year. I was disappointed for the application to be declined based on my credit file. I got a copy and noticed that a default from 2012 with Motormile had been moved to 2016, which is likely to be why the mortgage was declined as other than that my credit file is clear. I contacted Motormile who admitted to their administration error and said they would update my file in 4 weeks. After 4 weeks it wasn't updated so I chased again a
  19. Hi, I have a problem with Motormile finance, they have trashed my credit file with a default. They have registered it in June this year without sending out a default notice or any letters. I don't even know what the debt is for. says on Experian £350 account started November 2013. I have no records that show what it is, Experian claim its a pay day loan. Experian are going to contact MMF that I dispute it. Should I SAR them or is there a CPR request that would be more appropriate. My credit file has been looking up recently and this serves a blow to it. Baggies
  20. I have received a letter today from MMF, which states the following: Dear (me) Outstanding Balance £xxxx As you now have more than one account with us you have been allocated a new customer number which you should use in all future correspondence with us for all your accounts. This will remain as your reference for all dealings with MMF giving us, and you, a single customer view of your MMF accounts. You will find the breakdown of your accounts enclosed. (it's four payday loans) To remind you, we will not ask you to pay more than you can afford, we will remain flexible and
  21. Hi there, Firstly, thanks for all your resources on this website, it has been very informative. I wanted to ask a question as I wasn't really sure how to proceed with Motormile Finance in my particular situation. So the long story short is: I received a letter the other day from Motormile, chasing debt from an old Payday loan going back to early 2013. As the letter was threatening with default action (see "Attachment 1"), I was curious as to why there were no other letters coming through with warnings. I checked my e-mail and it turns out there's countles
  22. Good morning all, I toke a pay day loan. Due to some financial issues I was not able to repay it on time and 400£ turned to be now 880£. This debt was sold to the MMF. Anyway I don't wont to avoid this debt and I'm willing to pay this all back but I don't have 880£ and I think the charges they put on this account are not fair. Also when I tried to enter into payment plan with the pay day loan lender they never agreed to my offer and they never supplied me with any statments or letters that I asked for. Please does any one have any ideas? Also as MMF was calling my work employe
  23. Motormile Finance Uk Limited £ 390 01/01/2015 Default Name Mr xxxx xxx Address Date of birth xx/xx/xxxx4 Account type
  24. Does anyone have a working contact email for Motormile for negotating a repayment plan? I have sent to collections@mmile.com but has been returned undeliverable. Thanks in advance
  25. Hi there, First post here but long been an observer. Had an account with Lending Stream which due to financial difficulty defaulted in April 2011. Motormile finance purchased the debt from Lending Stream in 2013, and I entered dialogue with Motormile as soon as I received correspondence from them. I requested a full statement of account and a copy of the default notice, as no default notice was received from Lending Stream. After hearing nothing back for over 2 months, I chased Motormile who reluctantly admitted they were unable to obtain this information from Len
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