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About rippedoff15

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  1. I have checked the discharge letter and there is no request for myself to update my details even after such a long time. Its now been 10 years since the discharge letter.
  2. Well my parents ha letter on Friday after nearly 10 years, stating they can claim based on 1p per £1.00. However they also listed debts of £451,850.25 with only £1,530.00 to be paid to creditors who make a claim. Also states if nobody makes claim the funds will be paid to myself which they cannot as they don`t have my address as moved twice since the BR. I was formally discharged after 6 months, do i need to inform the OR my new address
  3. Well, we are looking for help and advice regarding United Utilities, our water bill is now £1,121.27 and we have been struggling to pay, i have requested a payment card so we can start paying towards the bill, however today they sent letter demanding the full amount in 30 days if we don`t pay they will start court action. Over the last few months both our wages have been reduced over £400.00 month so in reals terms we cannot pay all our bills. They have attached income form so happy to fill in and return which clearly shows we just don`t have the income or funds to pay in full. I have spoken to the company and they told me the min monthly payment has to be £160.00 which we cannot pay so just not sure were to go now. Any advice would be helful
  4. ok thanks will send off paperwork and see if they reply, strange as they have not chased for along time was hoping it was SB account. Thinking back it was not repaid and dates back to Nov 13.
  5. The details from post 4 are the same as last years letter. Its not from the court as the letter water mark is from B W Legal
  6. Rule 1 read the letter correctly, same letter as 2017 so will file with the other paperwork Many Thanks
  7. Well had a letter today stated " Letter of Claim " 5 pages in total. They have confirmed if we do not reply by 6th August they will apply to the court for CCJ, they are asking for income details and the following Letter Reply form Box A - I agree to the debt Box B - i owe some of the debt Box C - I don`t know about the debt Box D - I dispute the debt Box E - I will pay the debt now Box F - I will pay but need time to pay Box G - Getting advice Box H - I have provided documents Box I - I need more documents or information Lists Particulars of Debt Debt dated 29th November 2013 assigned on 9th December 2016 to PRAC Financial My question is should we wait until they issue court CCJ or send off for more information including signed paperwork etc
  8. Well now getting emails from County Collections say I must call them in 7 days, not had anything from this bunch clowns before any had any dealings with this form.
  9. Just seeing if anyone has been using Totallymoney for credit scoring, i have looked today and find no history relating to an old Motormile account nor any old defaults my score was 523 of 710 and listed as fair. Also checked my wife as well and found no defaults nor any debts and score of 603 of 710 so a little better. Any reviews on how good Totallymoney would be great
  10. Well just had this email from another muppet firm who are Tenron ???? Dear Tenron Reference: We have been trying to contact yourself in regards to a personal matter but we have been unsuccessful in doing so. Could you please contact ourselves at your earliest convenience on 0800 031 5799. You can also text your name and reference number to 07804 552 440 and we will call you back. Contact is also available via email at customer@tenroncm.co.uk, please provide us with details of your reference number and a contact telephone number and time that you would like to be called and we will endeavour to do so. If you wish to discuss this via email we will only be able to provide you with further information regarding the specifics of the matter once you have confirm the following; • Your full name • Your full address and postcode • Your date of birth Our opening hours are as follows: · Monday to Thursday 08:00 to 20:00 · Friday 08:00 to 18:00 · Saturday 09:00 to 12:00 Yours sincerely Tenron Credit Management Limited Please call us on 0800 031 5799 Calls may be recorded for training and monitoring purposes
  11. Well they are refusing to confirm details and now ringing our home telephone, i have requested them to confirm everything in writing but they just said they will keep on ringing until i accept the debt and set up repayment plan. They can take a run and jump just a bunch of clowns
  12. Well now getting letters from Advantis debt collection demanding money, yet again nothing from HMRC regarding the over payment dating back to 2009,2010 and 2014.
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