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Found 5 results

  1. Hello, I am looking for some advice. I applied for a mortgage in December after receiving a Decision in Principle earlier this year. I was disappointed for the application to be declined based on my credit file. I got a copy and noticed that a default from 2012 with Motormile had been moved to 2016, which is likely to be why the mortgage was declined as other than that my credit file is clear. I contacted Motormile who admitted to their administration error and said they would update my file in 4 weeks. After 4 weeks it wasn't updated so I chased again a
  2. help please! Debt not acknowledged, or paid, for well over 6 years. Two default dates on file, one for 2009, one for 2013, but nothing been paid on account since mid 2007 new DCA thrown me to Court, so how do I find the very original default date and have this thrown out because it is statute barred? any help most welcome, thank you! Lisa
  3. Hi everyone, This is my first post so I apologise if I am in the wrong section for this type of query. A forum member at Moneysaving Expert recommended I ask for help/advice from CAG and I have spent the last couple of hours looking over posts but I just need a bit of clarification if anyone can help......... My husband received a claim form through the post from a county court on Tuesday. The claimant is a DCA and on the claim form they say that a Notice of Assignment has been sent to him to explain that they now own the debt. The sum they are claiming with solicitors
  4. Hi, I am struggling to get Marbles Credit Card to change the default date they report to CRA's to a more accurate date. June 2002 - Get a new Marbles credit card. May 2009 - I lost my job. After 7 years of paying my credit card on time i am now struggling. The world financial crisis does not seem to be a temporary one so I write to Marbles explaining my financial hardship. June 2009 - I write to Marbles again. I have not used my card since i lost my job. I cut and return my card. I am advised by Marbles to seek advice from th
  5. Hi all, Im looking for some advise here, I had a car written off that was on finance with Welcome Car Finance,insurance paid out in early 2006 and there was a shortfall in the balance outstanding. I made my last payment 23rd May 2006 (confirmed by MKDP via telephone) so I guess its now SB? My Equifax statement shows MKDP filed as default 2nd January 2010! How can I get them off my back and also remove this default notice from my CRA files? It is the only negative showing on my files but I struggle to get any credit at all. I have asked for proof of debt via telephone and been s
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