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Found 3 results

  1. Hello, I am looking for some advice. I applied for a mortgage in December after receiving a Decision in Principle earlier this year. I was disappointed for the application to be declined based on my credit file. I got a copy and noticed that a default from 2012 with Motormile had been moved to 2016, which is likely to be why the mortgage was declined as other than that my credit file is clear. I contacted Motormile who admitted to their administration error and said they would update my file in 4 weeks. After 4 weeks it wasn't updated so I chased again a
  2. We have been fighting the bank regarding a 2nd charge on our properties. They ae currently seeking repossession (already had one adjournment as we were and still are negotiating!!). The question is this: We are unable to offer the full amount, however, we have been given an indication by a mortgage lender of what we can re mortgage for. We have offered this value in full and final settlement ( approx 72% of the total amount owed). We have stated that we will not process a mortgage application until we know if this would be accepted, to save unnecessary costs etc. There repl
  3. Hello, I have a question regarding employment status and applying for a mortgage. How long my husband needs to be employee (how many months or years) to be able apply for a mortgage with me? We went to a mortgage advisor two months ago, she said that I won't have any problems to get a mortgage with my income only and my credit history but this its not enough for us to buy a house which we need. My husband is working but without any contracts/ agreement (so no pay slips, regular incomes, payments to his bank account) and now looks like situations will be change. He is start
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