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  1. Hi Ladies and Gents. I have an old Lloyds bank debt going back to 2008/9. They went to court and got a Judgement and then an Attachment over my house registered with HM Land Registry. However, Lloyds and their solicitors have written to me to say they have sold the debt company. This got me thinking that the Judgement and Attachment are therefore void. Reason being if I paid Lloyds to get a 'Certificate of Satisfaction' to show debt was paid they would be committing fraud as they no longer own the debt. Also, I am not sure whether a Judgement can be sold to a debt company. Can anyone shed some light on my thoughts please. Thanks. Urban
  2. Six weeks ago i was in the market for a new car and havinf decided to spend $30,000 plus I decided to limit my searches to main dealer outlets. I had decided to purchase the new Range Rover Evoque SD Prestige as this had all the bits I wanted and the power I needed. I went on Land Rovers web site and found a car that had all the bits I wanted and the power I needed and went down to the dealership to strike the deal. The online advert (I have the original copy) said the car was a SD prestigae with 190 BHP. The car check came back and confirmed the car was the one described . I made the purchase with a deposit on y credit card and the remainder via a bank loan. I also traded in the car I owned for £10,000. Six weeks later and not very happy with the cars performance I returned tha car to Land Rover to have some paint work repaired which was agreed at the point of sale. I also mentioned to the salesman that i thought the car was not running well because it didn't seem to have the power it should have. I was given a loan car which was identical to mine and I noticed within minutes that when drove this car performed much better. From the car (using handsfree kit of course) I called the salesman and asked him again to check my car out because there was clearly something not right. he said he would get an engineer to go for a run with me when i picked it up. I picked the car back up today and this was when the salesman said to me that the car I had loaned was a much more powerfull engine and that it was 190bhp. I said the car I had bought was 190 bhp but the saleman said it was not and that it was a 150bhp. Further more the saleman said the car was not the SD version but the TD. i said I would check all my facts and come back to them. I checked the logbook which arrived a week ago and found it says the car is a SD prestigate but a 150 bhp engine. I checked my invoice and it said that the car was a SD Prestige. I checked the print off from the Land Rover web site I tuck when i went down to buy the car and it says its a SD Prestigae 190 BHP. The car its self at the rear says its a TD4 which one the LR web site says its a 150 BHP engine. I'm now left with a car I have paid over the odds for which does not have the power I wanted. I explained when i went into the delaers that i wanted a more powerful care than the one I had which was a 160 BHP engine so they should have known this was not right for me. I have asked Land Rover to look into the issue and i await there reply. Can anybody please give me some advice as to what I can do?
  3. At a Liability Order hearing at Chesterfield magistrates’ court on 4th March two debtors were led out of the court by ushers. One of the debtors was Mr Henry who refused to remove his woollen had and argued that to do so would be a breach of his rights and he began quoting from paperwork stating that: “This is my thought, consciousness and religion and you cannot deny me these rights.” The second debtor was Mr Trevor Hill but he provided the court with his 'strawman' name of "Trevor of the Hill family". He told the court that he would not consent with the proceedings and argued that the court could not proceed without his consent. Magistrates retired briefly and Mr Hill was then led out by security as he referred to the rights of the Freeman of the Land. Despite not 'consenting' with the proceedings, Liability Orders were nonetheless granted against both debtors. http://www.derbyshiretimes.co.uk/news/crime/men-forced-to-leave-chesterfield-court-after-hat-and-phone-row-1-7157658#comments-area
  4. Just a quick question here If a car park is PRIVATELY owned and has barriers so that it may be closed to the public at any time. Does the RTA cover this car park? The story late august 2014 The partner of my daughter allegedly had a "bump" in the car park and did not know about it. The driver received the NOK asking for details of the driver under Section 172 Road traffic Act 1988 as amended by Section 21 RTA 1991 from the Police. This was duly filled in and returned by normal post. I think someone took the index of his car and passed it on to someone else. The police have said an offence Contrary to s172(3) RTA 1988 and schedule 2 of the Road Traffic Offenders Act 1988 has occurred. (no reply to NTO) My understanding of parking on private land the RTA does not come into force, as the signs clearly state the landowners will not be held responsible to any damage caused whilst visiting the site. This week the charge sheet was received by him and has been given a Court date. The Police are claiming that the A150/Section 172 form was not returned and duly sent a Court date (Mags). I have advance disclosure already (MG4E) and have drafted the response for him. In the Police witness statement they clearly state "I can offer no further evidence in to this collision and can only confirm that we did not receive back a completed A150/Section 172 form from Mr ************" So I have some questions 1. If no RTA is in effect then should this be civil? 2. If the S172 was "lost" is there a defence? 3. Police in their statement say no contact by phone from D, but D has proof of contact via itemised mobile phone bill to the Police that shows date time length of call 4. Why did the Police issue a NTO if on private land? 5. I have recommended that he speak to a Solicitor or (Duty Solicitor) This is time limited to 4 days as due to return the plea form to Court Thanks in advance
  5. Jaguar Land Rover says it will create 1,300 new jobs to build Jaguar's first sports utility vehicle (SUV) at its Solihull plant in the West Midlands. The firm has already invested £1.5bn in the Solihull plant to enable it to increase production, and it said its workforce there had almost doubled over the past three years to 9,450. Jaguar Land Rover currently employs 30,500 people in the UK. The car, called the Jaguar F-PACE, will be based on its C-X17 concept car. That was first launched at the Frankfurt motor show in 2013. The new model is due to go on sale in 2016. Jaguar Land Rover's UK executive director, Mike Wright, told the BBC the new vehicle would not be a "gas guzzler". "We spend about £3.5bn on our product investment each year and one thing that we really focus on is making sure that our future cars are both economic in terms of fuel economy, in terms of CO2. "This car's going to be built at one of the world's biggest aluminium body shops at Solihull that we've invested a huge amount of money in over the last couple of years. So gas guzzling? No". 'Thriving' The luxury car firm, owned by India's Tata Motors, said it had chosen the UK as the new model's manufacturing base because it wanted its cars to be "crafted with that special British flair". Jaguar Land Rover chief executive Dr Ralf Speth said the announcement demonstrated its "commitment to the UK and the advancement of a high-tech, high-skilled, manufacturing-led economy". Business Secretary Vince Cable hailed the decision as a "ringing endorsement" of the UK's car industry. Mr Cable said Jaguar Land Rover's decision showed the UK's car manufacturing sector was in good health. "The UK's automotive industry is thriving with a new car rolling off the production line every 20 seconds, and increasing levels of investment that's helping to secure local jobs," he said. Growth The announcement came as Jaguar Land Rover said it had sold 462,678 vehicles globally last year - a rise of 9% year-on-year - and the fifth consecutive year that sales have grown. China saw the strongest growth, with sales up 28%, while in the UK sales rose 7%. Economic growth in China has slowed in recent years, and a clampdown on government spending on luxuries is eating into many companies' sales growth in the country. However, Mr Wright told the BBC said there was little sign of slowing demand in China for its products. "In the medium to long-term we see huge demand. The retail demand is still there in China," he said. So why was it doing so poorly under UK managership, has the UK lost it's way or is Europe stifling it?
  6. I bought a parcel of 3 small plots of land from a property developer 11 years ago at the rear of my garden. I have letters agreeing to the amount and a plan of the plots. Their solicitor transferred the title but omitted one plot. I didn't notice at the time. The developer now claims they own it, even though all correspondence shows that the sale was for 3 plots. They claim the agreement must have been amended but can show no evidence. What are my options. Can't afford a solicitor. The plot is worth £1200 according to them.
  7. Hi, im hoping someone can help. I will breakdown my situation as simply as possible and hopefully i've posted in the right area. 5 Weeks ago i was given the opportunity to own my first horse. Although i can ride well we did lots of research surrounding the care and maintenance as we've never owned our own. We are looking for suitable grazing close to home and thought we'd dropped on lucky when i saw an ad posted on facebook: 1-2 half acre paddocks for rent £15 each pw & 1 acre paddock £30pw I immediately contacted the advertiser, they seemed genuine down to each people and she sent me the information which showed the rates above and some other terms. After a lengthy discussion we agreed to take a 1 acre paddock for £30pw. We were told that if we were to get another horse in the future they wouldn't allow 2 on 1/2 acre and we thought it would be better to have a larger plot anyway. When we initially went down to view it wasn't taped out and the guy explained that it would be measured. We paid the 4 weeks in advance to be followed then by a weekly payment of £30 so we would always be 4 weeks in advance. Our horse arrived a week later. 2 Weeks later the grass is gone and we're buying hay. No problem we expected the costs. However on watching location location a couple of nights ago we saw what and acre actually looks like and looked at google. where we found an acre comprises of around 4047 sqm. Off we went with our tape measure to find we have 900 sqm. Nowhere near enough for her to be on. We thought maybe the guy renting the land had been diddled too as we are just sup letting and he had rented off the land owner. I messaged to explain the problem to which the response was " Paul says they are not acre paddocks. He says when you came down he said a £15 paddock or a £30 paddock". Seems like they are backtracking. Paul did say this, with us assuming, as per their ad, that the £30 paddock would be an acre and sufficient for our horse. Do we have any rights here. It goes without saying she will now need to be moved. There is nowhere near enough land but we have paid in total £300 to them and received less than a 1/4 of the land we thought we were getting. obviously we are partly at fault for not realising. We genuinely just thought that we had an acre having never seen one before and we took it and paid our rent in good faith. Thanks so much in advance for any advice. Emma
  8. Hi all My bank is based on land with private shops but in a way has two parking areas one for the bank one for the shop. I parked in the shops, always have and used bank. Came out and a man approached saying have you used the bank, yes was my reply he then said unfortunately . ..... as I realised what he was I then stopped him and asked if land was private or council he replied private land so I just got in my car and drove off to shouts of see you in court!!! I took no other details than that but as I drove out I did see the sign contract thing on the wall, must admit never realised that although on the same land so to speak that they are separate My question is what to do next as and when the invoice comes through. No ticket was issued on the car or anything didn't give him the chance but I presume he has photographed the number plate. The car is also registered to my wife not me so don't want to cause her any grief. Any advice on correct procedures would be most helpful so I can do this properly whilst causing these leeches time and money. Thanks in advance
  9. Hi, I'm just hoping for a bit of advice. I live on a small unadopted lane, which has houses at both sides and a rectangle of common land in the middle with room for a few parked cars and to turn your car around (it isn't a through road). Recently one of our neighbours decided to 'extend' their drive onto the common land (not sure why), which wasn't really a problem even though I don't think they have the right to do this, but they've now taken to placing rocks across the entrance to this drive, making even harder for us to turn our cars around. I'm fuming, but I'm loathe to say something, but I'm sure this must be illegal? If someone damaged their car whilst trying to turn it round, would our neighbours be liable as they're the ones who have placed the obstruction there? I know there is a lot to be said for looking where you are going, fortunately I know they're there, but the lane is very dark at night as there's only a couple of street lights. Being an unadopted road means I can't really involve the council. Any advice much appreciated Thanks
  10. Hi, can someone please help me. Today, I received a PCN in the post for £100 (£60 if paid within 14 days). The PCN states that I over stayed in my local supermarket car park. The fine states the the car park is "private land" and the enforcement company is not a council but a LTD company (not sure if I am allowed to name on here) but where do I stand? Should I pay it? Any advice is greatly appreciated.
  11. The "main title" is correct and "Guiding" people to the correct "forum". Under that it states. "Parking / speeding tickets or congestion charges " That is confusing to anyone esp. a "New Member"
  12. Hi, dont know if this is the right place but hopefully those in the know will move accordingly. Today i got a call from my ex to say my car had dissappeared while she was out. The car itself has been SORN off the road since 2011 and parked on an off road parking area thats associated with the building she lives in. .. the car is registered there and had been there without issue untill today.. I have had no letters in the post or stickers attached to the car by anyone and the housing estate officier has not mentioned anything when talking with my ex. i firstly called the police 101 line to find that havering council had lifted the car for having no tax.. however the land in which the car was parked is not owned or under jurisdiction of the council but that of a private housing authority. and i know this for fact due to issues over incorrectly issued parking ticked previously by the council. . and the area in which the car was parked is not under their boundary. now as im to understand this is THEFT by the council. if the housing authority that owned the land wanted to remove the car i would have had to been given at least 7/14 days notice by means of letter or notice on the car. now where do i stand . ... i haven't called the council in question as well the offices are closed but as it stands i believe they have stolen the vehicle and had no right to lift it... or if they were under instruction form the housing authority to remove it i should have been given due notice. thanks in advance
  13. hi i have a company car and i received letter in the post saying i had stopped in a no stopping zone at one stop shopping centre perry barr birmingham back in March. I was totally unaware of this till i recieved the letter and it was asking for £100! so i wrote the following email:- Dear Park watch systems I received your letter dated 7 May 2014 yesterday on the 14 may 2014 to an alleged pcn on 23-3-14. This letter is the first i have heard of the pcn. I have had no prior correspondence or knowledge of this to date where a reduced charge was offered. I am also unaware of something that relates to 2 months ago and of which i am hearing about now for the first time. I would like to request photographic evidence of this contravention. I understand, proceedings are on hold whilst this appeal is looked into. I received the following response yesterday:- Thank you for your appeal letter regarding the issue of the above parking charge notice. After reviewing the information provided within your appeal letter and the photographic evidence that was taken in support of the issued PCN, we have decided that the parking charge was correctly issued for failing to comply with the parking conditions at the One Stop Shopping Centre. The area in which your vehicle was stationary is a no stopping area and has clear signage stating that it is a no stopping area . Your vehicle parked in the area from 11:03 and left the area at 11:11 as clearly shown on the photographic evidence taken. The Notice to Owner was issued 2nd April 2014 to the registered keeper of the vehicle, we then transfer of liability with your details and the Notice to Owner was issued on 9th April 2014. As no correspondence or appeal was received a Formal Demand was issued 7th May 2014. Please find attached the photographic evidence, as requested. You now have a number of options; 1. Pay the Parking Charge Notice at the prevailing price of £60.00 within 14 days. Please note that after this time the Parking Charge Notice will rise to £100.00 2. Make an appeal to POPLA – The Independent Appeals Service at popla.org.uk. Please be advised that if you decide on an independent arbitration of your case, the Parking Charge Notice will increase to £100.00 should the decision be in our favour. Please quote verification number: ........... 3. If you choose to do nothing, we will seek to recover the monies owed to us via our debt recovery procedures and may proceed with Court action against you. Yours Sincerely Appeals Team So what should i do please? Should i pay the £60? money is tight, but i really dont remember what i was doing in march. It is my car but my husband also drives it and is insured on it. I obviously dont want him to get the fine as we share our finances so its the same thing - i just cant remeber taht far back into march. The reason i did not get a ticket either is because having visited there again, i see there is cameras on top of that area. Please advise what should i do.
  14. Hi I wonder if anyone can advise me please. I received a parking charge from a private parking company on 30 November 2013. I decided to ignore the charge and did not hear anything until recently when a letter arrived dated 10 March 2014 in relation to my parking charge of 30 December 2013. I challenged the charge since the letter stated 30 December but the parking company have written back to say it was a clerical error the ticket was issued on 30 November and they have photographic evidence, so are still demanding the £60 fine rising to £100 if unpaid in 14 days. I am wondering if the company are just trying it on from reading the CAB website I thought the company had to write within 28 days of the ticket being issued and we are talking 3 1/2 months later. Also the charge is extortionate for a 15 min, I was definitely going to appeal on that basis but if they are out of time I'd like to state that and put an end to the matter.
  15. Hi, just after a bit of advice. My house is up a lane about 50m from the road and until recently there has been no land to park outside the house. My neighbour has bought some land of the house in front and converted into a parking area solely to be used by them even though they have room for two cars beside their house. They have put up a sign saying parking for no1 only, (there is only two houses) what I want to know is what could they do if I parked on the land apart from ask me to move the car? And what could they do if I refused as it doesn't seem a very nice neighbourly thing to do. I haven't move in yet so iam hoping they will allow me to park but I think they had issues with the previous owners and that's why they are being a bit obstructive. Thanks for any advice any one can give.
  16. Hi Guys Would really appreciate some help. Around 4 weeks ago I drove onto a bit on land near a car valet centre to answer my phone. I was there for literally 1 minute. (honestly) As I was about to drive off a 2 guys popped out of nowhere and started to write something down. I was really shocked as never expected to see anyone. I just drove off. They started shouting but I just ignored them. They never put anything on the windscreen nor took photos. Today I received a Notice to Keeper or Hire Company as king for £150 as I had not paid within 28 days and that a “A Notice to the Driver, providing details of the incident, was issued via a Parking Charge Notice (PCN) that was affixed to the vehicle screen”which obviously wasn’t. The client is ANPR Parking services. I was wondering what the best course of action is. I have been back and seen that there are notices advising of no parking there but obviously it was dark and the signs were not lit up (this was 7.40pm) in February. They also never put a notice on my windscreen and there is no photographic evidence as they did not have the opportunity to take photos. And it is £150 for 1 minute!!!!!! Help and advice would be really really appreciated. Thanks Shak
  17. Hello. 1st time poster. Had a bailiff from TASK enforcement ltd knocking on my front door at 6-40am on Tuesday 11th Feb, 2014. Not sure how he got in through the communial front door. Said that he had put a clamp on my Mercedes Vito van, which was parked "off road" on the driveway. He said that I had received a parking ticket in "September in Bromley". I have no knowledge of this. I have not seen a ticket or a photo identifing my vechicle. He said I have to pay £799-34 to release the clamp. I am a self employed carpet-fitter, and most of my tools are on the van. He took the keys and gave me a number to phone. My van is clamped. Question is, Is this legal: I don't even know what I'm supposed to have done wrong. Been on various sites and will fill in a "Form 4" when I get home later. Thank You Paul.
  18. This particular Form 4 Complaint was heard in court a few weeks ago and we are waiting for a copy of the Judgment but I can report that the District Judge has ordered the Complainant to pay an "interim payment" to the bailiff of £10,000 and I am advised that the likely cost payable by Mr Dragon (the complainant) will be in the region of £25,000 !!! This is a very worrying Form 4 Complaint indeed as Mr Dragon appears to have some involvement with the Freedom on the Land movement (which I will be writing more about later). With regards to bailiffs and debt, Freeman on the Land (FOTL) supporters will take as gospel the "advice" given on FOTL websites. These sites actively encourage debtors to display "Removal of Implied Right of Access" notices at the boundary of their homes in the "mistaken" belief that a bailiff will not come to the door and, that if they do so...the bailiff is committing trespass. I have just completed a Newsletter for the forum on this very subject following a recent court case where the judge dismissed the claim for trespass and ordered the claimant to pay the bailiff companies costs. Given the links with the Freeman on the Land movement, a company called Debt Free TV ( associated with the owners of Get out of Debt Free) got involved with Mr Dragon at an early stage and filmed some background to his complaint and representatives of Debt Free TV even went to court with Mr Dragon at his Form 4 hearing. Naturally they could not film events inside the court. There are MANY references to this particular complaint on various websites that support Freeman on the Land theories and there is even a You Tube video (just put the name of Mr Dragon....Corfe Castle ....and bailiffs into Google). What is noteworthy is that barely anywhere will you find any details at all of the OUTCOME of Mr & Mrs Dragon's Form 4 complaint. That is until now....... I will be providing a lot more information as soon a I get it.
  19. There is land behind my rear garden which is owned private by a company whose details I do not have and can't find. Yesterday a tree on that land has fallen over my rear garden fence - causing considerable damage. I've never made an insurance claim before - do i tell the insurer: 1. The tree was on land owned by a company and that company should pay for all damage? 2. Should I goalso go to a solicitor and ask them to find out the details of the landowner and send them a letter to ask them to pay for the repair (tree is on private land behind my rear garden fence) Attached pic of the damage [ATTACH=CONFIG]48057[/ATTACH] You can just about make out the land behind my rear garden fence and you can see the tree thats fallen over. Please help asap as i'm concerned that people will enter my rear garden that use the wasteland
  20. I'm about to send this off (received a collectia penalty notice), any thoughs or suggestions?
  21. Hi All, I have received a parking charge from Defence Systems for "Stopping in a No Stopping Area" at One Stop Shopping Centre in Perry Barr, Birmingham. I parked in front of incredibly faded double red lines, alongside other vehicles for about 30 seconds back in April and a PCN was issued on 19th August. There is a sign that states "Red Route, No Stopping at Any Time". My main questions are: Can a private company charge me for stopping on a red route? (I was under the impression that would be a council thing) Does the fact that the red lines are incredibly faded count for anything? Any thing I can do with the fact that it took them 4 months to send me a letter? If anybody needs more detail please ask. Thanks in advance for any advice.
  22. Just received a final rejection of my appeal against a parking fine from Vehicle Control Services. Attached to it was a form from POPLA. Does anyone have any experience of using this option?
  23. I live in a house which was entered on the land registry in 1956 as a freehold property belonging to my grandfather. My parents (my mother moving in once she met my father) and subsequently myself grew up in the house along with my grandparents and still live there today. My grandfather died in 1987 and everything went to my grandmother - but at the time she died in 2007 she had severe dementia, no savings and we were caring for her 24 hours a day. And since her only family were living in the house/paying all the bills etc there was no probate and we could find no will. Since then we have just been living as normal, but I mean, I'd like to have the house in my or my parents name without it getting complicated. I just checked and the land registry entry remains unchanged from 1956. Any thoughts? Thanks in advance for any insight, and sorry if I posted this in the wrong place!
  24. Hi All, Does anyone know what a dashed line between 2 properties means? On the title plan (land registry) of a property we're looking at, there is a solid black line around the boundary apart from the front drive, where this line is dashed!!! Many thanks EOS-5D
  25. This may seem a bit odd so please bear with me. Basically my grandad owned a piece of land 50/50 with his brother, they had a falling out and my grandad said you keep it and **** off kind of thing, But it would transpire that nothing was ever changed on paper, I believe grandads brother sold his half but the question remains about grandads half, Both have now passed away and this has only just come to light. I think this stems from the 60's or 70's, On paper my late grandad still ownes half of the land so it should have been passed on to his siblings after his death as there was no will, is that right, Where can i check who owns what. Could it have been claimed by anyone as it was in limbo and unknown about for 30-40 years.
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