There is land behind my rear garden which is owned private by a company whose details I do not have and can't find.
Yesterday a tree on that land has fallen over my rear garden fence - causing considerable damage.
I've never made an insurance claim before - do i tell the insurer:
1. The tree was on land owned by a company and that company should pay for all damage?
2. Should I goalso go to a solicitor and ask them to find out the details of the landowner and send them a letter to ask them to pay for the repair (tree is on private land behind my rear garden fence)