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About Me


  1. Hello, I will be grateful if you can please help me if there is something I can do with this notice please. On 23/12 I went to Kensington high street, whilst looking for parking space I saw a sign (attached) and empty space saying No stopping at any time except 7 am - 4 pm, P for 30 minutes. I safely parked my car which was left there for about 15 minutes. I then returned and made way home. I am now in receipt of this notice (attached). I went back there and saw two conflicting signs and wonder if I could successfully challenge it or it was just my sheer stupidity :/ Thank
  2. Registered to follow this as I'm going through the same thing as of today. I've tried to read all the newbie threads but they're confusing so hoping this will give some clarity.
  3. Quick overview - booked via Holiday extras overnight stay at Travelodge and Long stay parking for trip from Liverpool airport. 1 of my passengers is 88 with heart failure and another is 71 with spinal stenosis, both with blue badges. Parked in a disabled bay but at 6am in the dark and me running around getting a luggage trolley I missed the fact that neither of them had put a BB on the dashboard as requested. First I knew I came back to a red card under my wiper from "MyParkingCharge.co.uk". It clearly says "This is not a parking charge notice" and suggests I go on t
  4. Hi Guys, I have received a few letters from Clarity which started with the usual we are trying to contact someone, which I ignored (why help them?) then came the "you owe us loads of money" letter, which I also ignored because I see why I should ring them or do anything initially. Then came the "we will send round the FieldCall people to discuss the fact that you owe us loads of money" letter. I was not too purturbed because a) I had been chased almost a year ago for almost the exact same amount by Lowell, who finally admitted they were wrong and appologised for writing to me (I had
  5. On 11/05/2018 at 12:36 I was amazed to spot a gap in the red and yellow lines on the hospital perimeter road close to the Willow Annexe which I was visiting for pre surgery assessment. Since I have very troublesome arthritic knees and ankles only having a 200 yd walk was like a gift from the gods. The gap in the lines was twice the size my car would need and I assumed that whoever had been parked there must have just moved. I parked up and went off to my appointment. When I came back, to my astonishment there was a ticket on the windscreen. I took some photos to prove I wa
  6. Hi, can someone advise whether the signs advising of a clearway should be clearly visible in the photographic evidence provided??? I just had a pcn, I was parked (engine running) for moments on a verge, in front of a clearway sign, but not after it. the sign is not in the photo plus all double yellow lines are all broken. does the clearway start AFTER the sign or infront of it too? my car was stopped directly in front of a sign but not after it
  7. MOD confirms the death of Corporal Jonathan Bayliss, Royal Air Force Aerobatic Team (The Red Arrows) READ MORE HERE: https://www.gov.uk/government/news/mod-confirms-the-death-of-corporal-jonathan-bayliss-royal-air-force-aerobatic-team-the-red-arrows Such sad news my Condolences to his Family/Friends/those who new him and served with him RIP.
  8. hello everyone , advice needed really, credit card company i have been paying reduced payments below minimum payments requested for a few mths now with agreement with creditors, low earnings/circumstances changes etc.. none missed , had agreement to do this they froze interest payments during this time have been repaying mthly from the internet through my bank with no problems right up to now not been getting any statement to pay for mths but got a letter from lowells other day saying they had bought debt and wanted to speak to me ref to paying of debt , hope i
  9. I have been told by my GP surgery that a medication I have been on for 6+ years and which is life-preserving is now on the 'red list' and has to be prescribed by the hospital. It was originally prescribed by a consultant after extenisve testing, and I was discharged to GP care about 3 years later when they were happy that they'd got the right dose. Since then I've had annual blood tests to ensure the dose is still ok, though it's very unlikely to change and will be required for the rest of my life. Can anyone tell me what this means? They can't or won't say if that means I need (another)
  10. Hi There, I got helicoptered off a hill in Austria in 2015 after I broke my shoulder. I can't complain about the rescuers as they were great however, at no point either on the phone, in the helicopter or at the hospital was I told that there would be a charge. In fact the hospital took my EHIC health insurance card which covered my treatment. Since then I've been hounded by The Austrian Red Cross and a London based Solicitor to pay almost £5000. I haven't ignored the letters and have repeatedly asked (recorded delivery) for them to provide proof that I a
  11. Will paying just a part payment for a holiday on a credit card give you protection for the total amount ?.
  12. hi, thanks for letting me join, I'm a newbie here wondering about a problem we have just had tonight. I came home tonight to see my daughter on the phone looking a bit flustered, she is 23 and doesn't live with us but is visiting today, she had just had a phone call from a debt collection agency called sigma red about a debt owed to the cosmetics company Avon. Some time ago she was approached in the street by an Avon salesewoman who asked if she wanted to become an Avon rep, she said she would think about it and gave the woman her mobile number and address. s
  13. Need some advice for family member please. A and B are a couple and were moved under protection from Y to Z overnight. They were in temporary accommodation until early 2016 so were unable to update keeper details until they knew where they would be living. 19/02/16 at 0750, Bailiff knock requesting £787, £477 fine? plus £75 compliance and £235 enforcement (Nothing received beforehand) He also threatened same day removal and threatened them with another £110 for that pleasure. I have a copy of every text sent from Bailiff and family member. Finally agreed £50 a week, t
  14. Hi I have been getting offers of a "reduced" figure for just over 100pounds. I was in a repayment arrangement with peachy, and payed off over half the loan, but couldn't keep these payments up so offered them £1 a month (and sent it). They said that 1£ pcm wasnt a reasonable amount to pay it off, but it's all I can afford (well can't really) so kept sending it anyways. They warn that the DCA may add fees and whatever. I'm sure if it went to court the order would be £1pm. My question is should I keep sending the £1 to peachy or try and deal with this DCA? What happens down t
  15. I have asked Aviva to start a pension, taken out in 1987, next month. They say that my signature has changed. They insist that I get a signature form witnessed by someone who is likely to charge me for the privilege (accountant, solicitor, etc). I am a qualified accountant. They have corresponded with me since 1987. I do not believe that this is actually required - they are just trying to avoid undertaking an electronic data check at their cost (£10 or so). They also want to see a passport or 2 part driving licence - even though the DVLA has instructed us all to destroy the paper l
  16. Hi just a quick one regarding regulations on red route signage. It's in camden high street outside of lidl/william hill. The first bay to oncoming traffic is loading only and the one after is free 30mins. Both bays separated by just lines and very hard to judge different restrictions. Should there be another sign indicating either end of loading bay or start of free bay. Thanks. https://www.google.co.uk/maps/@51.5362652,-0.1401768,3a,75y,32.97h,68.76t/data=!3m6!1e1!3m4!1sA35WUEWCOEaUumKqzc4Flg!2e0!7i13312!8i6656
  17. Hello everyone, Hope you can help. Last year I jumped a red light - not on purpose, didn't realise I had. When the letter with the offer of a condition FPN arrived, I was perfectly willing to hold up my hands as it was certainly my fault. I duly paid up the £100 and thought no more about it. Unfortunately, it being a few days before Christmas, I completely forgot to send in my driving license in order to have the requisite 3 points added. This weekend, a court summons arrived - which initially perplexed me as I had evidence I had paid the fine. A call to the magistrates office con
  18. Hi I have been on this debt journey for a while now. I got sucked into the cycle of payday loans, all of which I paid off until it got too much and I defaulted with QQ at just under £1000 This was then sold to RedCastle. I emailed Redcastle in October Asking them to provide information on the debt as there were two separate entries for the same amount with different default dates on my credit file. One from Redcastle and the original one with QQ. I Sent a copy of my request to QQ and they removed their entry. I have now received this letter from Redcastle Re
  19. I hope someone, anyone can help me Background motorcyclist in front of me losses control, drops bike in middle off the road, im behind him and go straight over the top of him, result, both bikes totalled, he had busted back, I had minor injuries. He admits total liability to Aviva (his insurers), my bike is 7 weeks old and cost 10k new, insurers offer me 7.5k.. in the meantime my loan bike from my insurance company goes bust, I get pulled by ANPR for no insurance, luckily because BLD have stickers all over the bike I get off with it, that is first issue against insurer
  20. Last week I was travelling home from work on a busy stretch of residential road. I came up to a set of green traffic lights at a crossroads, and had fully crossed the line when the car in front of me hit his brakes. as not to block the people in the oncoming lane from turning, I left a gap between myself and the car in front. By the time the cars in front had shuffled up, the other set of lights were on green so I stayed where I was. I could see the other set of lights, but I could no longer see mine. I waited until a couple of seconds afte
  21. My complaint is about who is repsonsible for a security breach of my credit card account. I am blaming a 3rd party company to whom I applied for a card for using critical information on that application to hack the credit card account in question (rogue employee). Adjudicator ruled against me - I complained that she had applied a beyond reasonable doubt standard of proof instead of balance of probabilites. My complaint went up the Case Management chain and was fobbed off on each occasion so I put in a very strongly worded complaint to the Independent Assessor. File gets passed on to
  22. first off I will try and make this brief and to the point as I can. I am feel very frustrated and desperate to resolve this and clear my credit file. Back in 2009 I decided to change my phone to T-Mobile, after a week I found I could not get a decent signal in the area so the phone was no use to me, I rangT-Mobile, they said it was within the 14 days and was fine to return, they sentme a return bag I returned the phone to them and that was that…… …………..or so I thought! Roll on to 2015. I’m looking to get on the property ladder soon so having checked my
  23. From todays Daily Mail. http://www.dailymail.co.uk/wires/pa/article-3046944/Wonga-set-slump-red.html Do not cry all at once. Regards,John.
  24. I was pulled for running a red light by 2 officers, i asked them for proof that i jumped a red light ,only to be told we witnessed you, I'm convinced the light was amber when i passed, if i braked i would have passed the white line, a £100 and 3 points does not go well with me, for something i did not do, as its my word against theirs, I do not believe both of them were only watching me at a busy roundabout, is there anything i can do to avoid the penalty? any help would be much appreciated.
  25. Hi folks, Hoping someone can help me out with some advice. Got a PCN for parking in a loading bay on a red route just south of Purley. I appealed against it and they have rejected that appeal. I was driving into London with a friend who suddenly developed serious cramp in his legs. He was in a lot of pain, so I pulled over the first chance I got, into a loading bay on a red route. He got out and he stretched his legs and I went with him to make sure he was alright. We were stationary for less than 3 minutes. A week later I got a PCN and a £130 fine. I appealed
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