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  1. Hi all Hope everyone is well. Had this back recently - after months on inactivity on all accounts. For a Lloyd’s credit card This is the one and only sheet sent back from Idem. Looks like an application form to me ? Any help much appreciated. Thanks for looking and Bon weekend ! Here is correct picture Lloyd’s scan 2.pdf
  2. Hi First post so please go easy I joined DL in May on a 12 month membership. Its a 32 mile round trip but was worth it. However now my marriage has ended and Im separated. Left with joint debts ie. big Halifax overdraft and their new charges are a killer but thats another story. I'm been in contact with Halifax and Barclaycard as Im in a severe financial pickle. Bottom line is I could really do with ending my DL membership to save £72pm and wonder if its possible. I haven't cancelled the DD as Ive read that doesn't go down well with DL. Ive not written to DL y
  3. A three-year-old boy has died after drowning in a swimming pool at a David Lloyd fitness club in Leeds. Police were called shortly before 9.45am on Saturday to the club on Tongue Lane after a report that a child had entered the pool and drowned. The boy was taken to Leeds General Infirmary where he was later pronounced dead. Although police are treating the incident as an accident, they are appealing for anyone who was in the pool at the time to make contact. https://uk.news.yahoo.com/boy-3-drowns-david-lloyd-fitness-club-swimming-120600253.html
  4. I’d heard how awkward banks can be with Power Of Attorney so I was pleasantly surprised when I registered the one I hold for my aunt’s financial affairs. It took about 45 minutes and seemed to be plain sailing. Sadly all downhill from then on. I’d set up internet banking for her a couple of years ago when she could still deal with a fair bit on her own and would help her do anything she found confusing. We’ve bumbled along - if she needed things I’d tend to order them and get paid back directly from her account to mine. More recently as she’s gone into care and lost capacity I realise
  5. Hello to everyone I decided to join David lloyd club in Dudley last Friday 10th March . On the day when I was introduced I explained that I am working full time so I can attend gym from 7 pm also I am working some weekends. Main reason why I joined was my 11 years old daughter could use a gym facilities with me . Next day when my contract start we arrived at the club just before 7pm swiped our cards to get to a lady in reception . I was going to book a gym induction (health and safety policy) I was told that my Hanna is not allowed to use it because she didn't tu
  6. Hi all, Lloyd's have admitted that I have PPI on a £17k loan that I was unaware of having and I would not have taken it out as I was only working part-time. They have yet to admit mis-selling but I should hear within the next couple of weeks. As I have no paperwork I was wondering if anyone knows whether or not the PPI would have been front loaded. It was taken out in 2006 under the name of Loans direct and was repaid early.
  7. Hi I recently joined my local David Lloyd gym on August 22nd. Last Friday (September 23rd), I had a letter through saying they were increasing my fees (!) up to £101 (from £95). Obviously I rang up to speak to the membership team about this to be told that "they was nothing they could do". Slightly frustrating as they'd have known about this fee increase when I joined in August! I said to the lady on the phone that budget was an issue and this pushed it above my budget, and that I'd appreciate it if they would honour an immediate cancellation, due to the circumstances. On the phone s
  8. Hi Guys Firstly i'd like to apologise for posting this here, i couldn't for the life of me figure out how to post i relevant thread. I'm at the start of a dispute with David Lloyd and would like some advise if possible. I joined the Birmingham club in July 2015 and paid for an annual membership in full when i joined. I decided in June this year that i couldn't afford to renew my membership and emailed the club to cancel on the 13th June (i think this was slightly shy of a full months notice by a couple of days). I waited about 3 weeks to get a reply from the club and when
  9. After finding these forums and finding them very useful as I'm one of those stitched up by the dreaded David Lloyd 3 month cancellation term I'm hoping I can get some advice as to where to go next. I moved away from where I used to attend a David Lloyd club due to work and have attended once (that I can remember) in the past 2 years. Certainly no more than 5 times and these would have been when visiting parents back at the local club. So I gave my notice on 26th August via email so that I would only have to pay the next DD payment for September and be done with the place.
  10. I have been trying without success to challenge a Lloyd's bank default from 2010. After 2 years of letters Lloyds have finally replied and told me they didn't actually send me a default notice but its all ok as they sent a solicitors letter instead . This seems off to me and i smell a large rat They also sent me a cheque for £50 as a gesture of goodwill !! Any advice on the next steps ? The debt is fully repaid and just trying to clear my CRA file thanks
  11. Hi, I am a newbie to this forum so please excuse any ignorance! So, I was under a 2 year contract with DL where I was paying a direct debit monthly. After 21 months of being a member, I decided to cancel my direct debit as I was relocating to London for a new job role. I emailed the club to let them know in advance, and then shortly cancelled. I cancelled in Sep 15 (my contract was due to expire Dec 15). Unfortuantely, I didnt provide them with "proof of relocation" untill now - after recieving letters from ARC and consequently Major Law Solicitors, telling me I owed the final
  12. Hi there everyone I would really appreciate a response as I a unsure what action to take next. I paid an upfront yearly fee to DL last July and verbally agreed that it was for just a year. I was away on holiday during the end of June and began getting phone-calls. When I arrived home I had a letter saying I owed 87.50. I phoned DL and explained this was incorrect as it had been agreed I was only joining for a year. They inisisted I pay and I disputed. I ended in some email ping pong - during the last one I requested a copy of my personal contract
  13. Hi, I have seen a few threads on topic but couldn't find one where the OP had any success in it. My wife and I have been david lloyd members since 2012 and renewed every year. Always paid for a year in advance. This year, i want to renew but wife wants to stop the membership. So when my wife called to confirm her cancellation a week before it was due to end, she was told that to check her contract that she needs to give 3 months notice. We were never told about auto renewal or that 3 months are required to give notice. As we are paying in advance, membership should end at the en
  14. Hi all, I've been reading some horror stories regarding David Lloyd cancellations and I desperately need some advice. At the end of February I got a massive hike in my housekeeping which I pay my step-dad. This made the £59pm membership with David Lloyd impossible to pay. This came into effect from the beginning of March and I needed to cancel my contract. The issue is I signed the contract back in October to commence in 2015 on an early start type thing. 2 months free if I recall. I read there are OFT rules saying you can terminate a gym contract if it isn't affordable
  15. Hi, I received a letter today from ARC Europe stating that I have arreas of £85.50 from David Lloyds (Which I accept) however I have a balance of £332 apparently. I'm assuming this is all made up of some admin fees. Do I need to pay these? The missed monthly payment came from all my direct debits being cancelled and I've been offshore the past month so DL have not been able to contact me as I haven't had a phone signal obviously. What exactly can I do about this? I would like to just pay the £85.50 and move on ideally. Any help is much appreciated. Thanks
  16. Hello, First time poster after reading some information about similar issues other people have had with Arc, but as I've never had an issue such as this before I'm not particularly confident in handling this. In December 2013 I signed up to David Lloyd on a 3 month membership, when I signed up I was given a 'special deal' where I only had to pay the pro-rata fee for December. As I was paying this I presumed this counted as my first month and therefore my third month would be February. In February I had only been to the gym twice in those months & wrote to
  17. Hi Does anyone know what Lloyds would have been charging for their packaged accounts back in 1987? I've gone back over my own records and can share the following just in case it is useful to anyone else. Classic account - package referred to either:- account fixed charge account service charge account charge around 1991 account charge was £8.00 per month around 2004 account charge £10.00 per month around 2008 account charge £12.00 per month around 2011 account charge £12.95 per month i assume that the account charges would have been the same for everyone wi
  18. This is the first time I've posted on a forum, thanks in advance for any help I'll really appreciate it. Last January I paid David Lloyd up front for a 12 month membership. I was of course tied in because I'd paid up front. I did use it for first six months and not much for second six months. I always knew I wouldn't renew because it was a one off opportunity because I had money available. I thought 12 months, done the time, won't renew. Late last year I started to get emails to remind me I could renew along these lines: Dear Ms Barker, Membership Number: xxxxx Just
  19. In 2011, MBNA got a bit heavy with my husband by doubling his minimum payments even when he said he couldn't afford them. He got a phone call a week or so later from a company called Wise 2 Debt who claimed to be a government funded debt management company who would deal with the MBNA on his behalf and get the interest frozen and to ignore any letters from MBNA and they would deal with it if he just paid them a fixed amount every month. An agreement was made and the letters kept coming from MBNA but they were ignored, as advised. Eventually h
  20. Hi All, I am also having problems with David Lloyd, we took out a family membership in Dec 2012 at a cost of £140 per month, after using sporadically we decided after noticing the payments had gone up to £145 to cancel in May 2014. I wrote David Lloyd Ipswich a letter stating that I wished to cancel and gave my 3 months notice. In June we had not heard anything from DL so I called them up and asked if someone from membership team could contact me to confirm tha this had been action. I received no call and due to work forgot about the issue trusting that they would honour my request
  21. Hi all, Years ago we had a failed business and were left with massive amounts of personal debt. We had an arrangement with payplan for about 12 months before we could not even afford to pay that. I think the last payment to payplan was around July 2008 (just under 6 years ago...) I have been served with a stat demand from Lowells for a Lloyd's card with a balance of 4.5K. At first, I researched on here and thought I could just reject it as out of time, but now I am thinking it may not be. Any advice would be greatly appreciated. It was served l
  22. Hi all. Just found these forums after trawling the interweb for people who've had similarly nasty experiences with David Lloyd and their debt collectors ARC. A couple of years ago my wife our son and I transferred our membership from David Lloyd Fitness in Solihull to David Lloyd Cranmore, also in Solihull. We didn't sign a new contract at the new gym and were never made aware that the terms and conditions of our membership had changed, so when we decided to terminate our membership earlier this year I duly gave the one months notice stipulated on the contract we had signed at David Lloyd
  23. I am a member at David Lloyd Brighton from July 2013 and I have one year contract term with them, this means I cannot cancel before the term without no paying the annual fee. My membership is Vantage that allows to go in all the UK clubs and use all the facilities everywhere. In Brighton do not to have tennis facilities, but they confirmed I could book tennis court anywhere for free as the Brighton club had this possible option for vantage members. I was not really sure if the sale manager was lying to me then I asked him to confirm in writing in the contract
  24. Hi there, I'm hoping someone can help me out with my David Lloyd membership and bully boy Arc. It seems like so many people here have problems but I'm not sure where I stand. In Jan 2012 I signed up to a gym membership with David Loyds - I paid in advance for 12 months. I incorrectly assumed this meant I had a 12 month contract with DL. In the 12 months I had my membership I used the gym once and the pool maybe 5 times. This was because I found out I was pregnant 2 days after joining and within a few weeks I suffered Hypermesis for the rest of my 40 week pregnancy. I was hospital
  25. Hi I'm looking for a bit of advice. I have been a member of David Lloyd Newhaven Harbour (in Edinburgh) for a few years now, and in January I added my partner to my membership in a deal where the gym was offering 2 months free membership. I was told at the time that the 2 months free were at the end of the 12 month period - i.e. December and January. The final day of the deal was 31 January, and it was in the evening of 31 January that we signed the contract and made a card payment for the joining fee. Some of the terms and conditions for the new contract with this deal are: - Partne
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