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Found 19 results

  1. Concerning the issue of whether we are a casual worker or a an employee there is many criteria to consider for example the time we work for the employer, our skills, whether he employs us only in case of shortage or during peak time or he uses us in the normal running of our business...etc. However I would like to know if the conclusive evidence is not when the P45 has been issued because if it has been issued one year after the start of employment this means that we are now an employee. It is up to the employer to decide if he need us anymore or nor and as a consequence if he se
  2. Hi, I'm 4 months into a 12-month contract with X4L and have requested cancellation on the grounds that I'm frequently unable to park at, and therefore access, the gym (which is too far/long to travel to on public transport) – and this is on the higher £14.99 contract with the massive admin fee. I'm a new parent and work part-time, therefore can only go at certain days/times that fit around childcare and work. After several emails to the manager/front desk of my local gym, I eventually wrangled their head office email off them, who have responded that my reasons aren't covered by the
  3. Last Wednesday, completely out of the blue I was called to a meeting at my HO and told that due to restructuring my job is at risk, the company produced a settlement offer and has given me a week to think about it (unlike 10 days as in ACAS guidelines) They refuse to announce the nature of the restructuring, just that I don't fit within it and if I decline the offer then I have been told in no uncertain terms that I will be made redundant and end up with less money than they are offering. Although I don't know (and probably never will) I am almost certain based on noises from the pas
  4. I deposited some money to an online trading account who have an operations in the UK. This was about 7 days ago and i have come to have some reservations about the company. I am trying to withdraw my funds but according to their system they charge a £25 fee for withdrawals. Do i still have a penalty free option for 14 days using such a service or am i liable for the fee.? Not sure if this is in the right part of the forum but any advice would be useful.
  5. Apparently nearly 205,000 have taken up the opportunity to cash in their pension pots, following the rule change. Is this a good thing, if they are not investing it, potentially having to need more state retirement benefits, if they have frittered it away ? I am in favour of people having choice what to do with their own money, but i just wonder whether it will lead to problems in the future.
  6. Hi all, I made a big mistake and took out a Ladder Loans loan for £400. Two days later I awoke in a sweat and knew I needed to make good this awful error. I telephoned them and notified them of my intention to cancel under the CCA 1974. I paid the balance of £401.61 and asked them if it would be registered to the CRAs. They said it would, which I found hard to swallow. I have cancelled the credit agreement in the cooling-off period and believe they cannot record the loan with the CRAs. Am I right in thinking this? Also, they have emailed me
  7. I applied for student visa in 2011 with the help of 1 consultancy. They charged me £1600 for this service. I done bio metric and was waiting for reply till today. In between i communicated to UKBA several times . Today i came to know that i am victim of identity theft. This consultancy who helped me for my application, withdrew my application without my concern. Even they changed my communication address to their office address without my knowledge. I never authorized them to represent my file to UKBA because they are not registered as OISC. I just took help to fil
  8. Hi everyone, This is my first post here and I wish I had found you earlier. I need some help; I have tried to sue my collage/university: Name: Grimsby institute of F and HE Course: FD Applied Computing with Multimedia Tech Length of course: foundation plus 2 years Years of studies: 2010/11, 2011/12, 2012/13 and 2013/14 Why: unfair timescale of notifying Student Finance England (SFE) Last day of attendance: 14th January 2014 SFE notification: 15th April 2014 Court of own motion order: Failing to identify a cause of action in law And failing to identi
  9. i have a HSBC Basic bank account, and my withdrawal limit is 300 per day. however, i need to withdraw 350 tomorrow, is it possible for my local branch to raise my withdrawal limit to 350? if so, would it be an instant process? what documentation would i need to take with me? reply soon Thanks
  10. Hello. I am in need of a bit of advice so figured this was probably the best place to try besides CAG (and their office is closed today apparently so they are no good for me really) I recently transfered some cash from my savings account to my current account to book a holiday. Paid for it. I'm not sure if I am going to be able to go now. I left over £1000 in my account for spending money. When trying to withdraw our spending money at the bank this morning, I was told insufficient funds. Obviously I went into the bank and was told a counter withdrawal was
  11. My husband was placed in WRAG group for the second time in May 2013. He decided to appeal, decision was upheld and he has since had 2 tribunals both adjourned. The last one advised him to get legal advice as she didn't think there was enough evidence to continue paying ESA at all. Our legal adviser has let us down somewhat, despite having plenty of notice and being emailed the whole bundle of papers back in August, he only went through them (allegedly) on 5th December then advised us to withdraw the appeal immediately as he wasn't confident of retaining ESA (despite telling the Mental Health a
  12. Hi, If you apply for a PD loan and then decided to cancel cos a family member will help you instead...can you withdraw without interest? and what effect will it have on the credit files? will a credit account appear on the CRA's? I stupidly applied for a small pd loan from lending stream but 2 hours later my mum helped me out and sent me the money so i emailed them telling them im withdrawing, and have repaid the original loan amount and thats it, as it stated in their T+c's that they waiver the interest if withdrawal is exercised and repaid with one business working day? i been
  13. i-loandirect deducted £54.99 from my account on 16 May 2014. I do not now this company and have never had any dealings with them. I want my money back a.s.a.p. Have not succeeded to phone this company. I would appreciate if I could get suggestions as to how get my money back. Thanks.
  14. I always wondered, if you apply for a loan and then withdraw within the time permitted, can the loan provider mark it down on ur credit file that u had an active loan and then 4-6 weeks later update it to satisfied... or do they generally not bother?? Had an occasion with Wonga and Mr Lender but withdrew on both,, with confirmation too...but no mention as of yet on experian or callcredit
  15. Hi everyone, I've seen this withdrawal of consent letter floating about, does that mean that the Work Programme cannot refer you onto any training courses with outside training people ? For example, I am with Remploy and have been referred on to a training course with another company, which I am not all that happy with. If they had a copy of the withdrawal of consent does that mean you would no longer have to attend that ? Thank you.
  16. Hi there. I am hoping that someone can offer me some good advice on this, because I am at a loss to understand what has gone on today. Basically, I was offered a fantastic new job and career, after 18 months out of full time employment, and this was subject to the normal pre-employment checks, including references. I was shocked and staggered today after receiving a start date for my new job that the offer was withdrawn due to an unsatisfactory reference. I immediately contacted my former employer, with whom I parted company on good terms, who denied providing anything negative. Howeve
  17. hi, dont know if this is the right place to post this but maybe someone can advise. I recently saw some thomas cook vouchers advertised on a website for sale. I am trying to save money on my holiday as we all are, so I made an offer to the seller which they accepted. She said she wanted payment through paypal as this was safer all round for both of us. So I duly sent the money, including extra to pay for special delivery signed for. She said the money was received and entered a tracking number to show they had been sent. On trying to track the item i realised it was not a valid tracking code.
  18. Hi all, Just thought I'd post this in case this was a help to anyone. I've used a few PDLs over the past couple of years and sometimes there comes that magical time when its possible to pay them off early, or you realise that you don't need the loan at all. This is based purely on my own experience, but I thought I'd let you know the experiences I've had when contacting them to enforce the '14 day right of withdrawal'. In some cases this has saved me hundreds of pounds, so its always worth thinking about if you are quite early on in the loan. In all cases, its worth reading up on th
  19. Hi there, I'm hoping someone can help because I'm at my wits end. I have a verified business account with Paypal and have never had any problems before now. Suddenly, I am faced with a problem withdrawing funds I have received in Paypal to my bank account. Basically, I requested a withdrawal last Thursday 1 Sept and it should have cleared into my account on Monday. It's now Friday - 9 days later (and 7 working days) and still no sign of the payment. Paypal are refusing to do anything about it but my bank has advised that there is absolutely nothing they can do because it is down to Paypal
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