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About chris223b

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  1. Yeah the chargeback might be the best option, I just doubt it will work when from the banks perspective it's an old transaction and they only have my word for it that anything is wrong. May have answered my own question, ebay themselves do now list their UK Ltd company at 1 More Place, London as the address for service for UK members. Whilst I anticipated being continually bounced if trying to deal with them, you believe they will ignore a claim form sent to their registered office?
  2. Debit card. I could try raising a chargeback but unsure of success when goods were paid for over 2 months ago. Also believe this is Ebay's problem since they are breaking their own rules and have failed to carry out resolutions that they proposed.
  3. Bit of an issue with eBay. In a nutshell, this is the chain of events: Item ordered in August, delivery address was to my work at a site I am not usually based at. I assumed the item was there, but became aware in late August that it was not. Not received case opened with eBay Seller acknowledged failure to supply and dispatched the item which was delivered early September, evidenced in message from seller when she saw it had been delivered. I was advised it had arrived by my colleague at the site so closed the case Didn't get to check the item
  4. We still have the tenancy agreement, a copy of the notice to quit letter we sent to the landlord and (probably) a copy of the stat dec (although that was sent to the DPS and accepted at the time, it was only the landlord's intervention that prevented the deposit being returned). Email being fired off to DPS now.
  5. Myself and a friend entered into an AST in 2008 with a private landlord where I was the lead tenant. Our deposit was placed with the DPS. Although we had a good relationship with the landlord throughout the tenancy, when we gave notice to quit in 2011 he seemed to take the matter personally and started being very standoffish with us. On our moving out date, the landlord did not attend the property. When we called his phone to find out where he was, it rang with a foreign dial tone and the call was rejected, so he wasn't even in the country and decided to ignore us. We ended up postin
  6. I believe that a former employer may have acted unfairly against me whilst I worked there and I'm intending to SAR them to see if there is any evidence of this which I can use. I do not know where the evidence may exist or in what form, whether it is in emails, phone calls (which I know to be recorded and stored) or paper records so I would like to make a SAR for every piece of information they have. I also obviously do not want to disclose the reason for my request and find that the evidence I'm looking for may miraculously disappear. I am uncertain whether it's better to make a SAR
  7. Seconded. In general though, even if the limitation act did potentially apply, I'm not sure when in practice things would ever take so long but ultimately still result in enforcement that it would even become a question. Even the least competent LA (for which there are many competitors) with the smallest parking department and the longest delays is going to 'press the button' which issues an NTO before the 6 month period for doing so expires. And after that if you don't intervene it's all automatic and things will very quickly escalate to the Order for Recovery stage which in turn will v
  8. The default's 6th birthday was 14th March. It was marked satisfied on 6th March. Last month before they did the status change it just appeared as an active defaulted account as it always has, it's present listing is new for this month. Should it not have disappeared with this update?
  9. I have an ancient Myjar default from 2012 from when they tried to pursue £1055 against £50 borrowed. It went through a few DCAs who sent standard threat letters which were easily seen off with section 77 requests but no court action was ever taken, and it should have gone SB in March. I was looking forward to it being gone from my file on today's Noddle update, however instead I've found that 1 week before the default reached 6 years, it was suddenly marked 'satisfied' and it now appears as a satisfied closed account rather than having dropped off my file altogether, where presumably
  10. I've not heard specifically of the term managed loan, but I would assume this is an arrangement where they force you to convert your overdraft to a loan in order to get it paid off? Would this end up being a separate loan account with a CCA attached to it or would it somehow still take place on the current account? I ask because the amount claimed was far in excess of the overdraft limit, but the reconned paperwork that was eventually provided supported the number through the application of a large number of fees and debit interest (which seemed to be higher than fees that
  11. As far as I'm aware it's not a Tomlin. There was a brief discussion regarding settlement before the hearing but the claimant's solicitor couldn't get hold of them so the hearing proceeded. Judgement was given for the claimant, but all the costs apart from the court fees were denied. I asked the judge about agreeing repayment, she agreed that if an agreement could be reached immediately she was happy to write that into the judgement. The solicitor and I discussed the arrangement privately outside the court room. He finally got hold of MKDP, they agreed the repaymen
  12. Thanks for the reply, I understand the CCJ will only last for 6 years, but at present it doesn't seem to have been entered or for some other reason doesn't show (for what reasons I don't know) even though I got the judgement 2 years ago. The claimant's brief seemed very clear that it wouldn't show at the time, I don't know if there was some reason they asked for judgement not to be entered at the time (although I can't think possibly why they would want to, or what advantage that would give them). Either way, at present I'm only 8 months away from repayment, 9 months
  13. About 2 years ago, I defended and lost a court claim. An arrangement was agreed during the hearing, and the other side's costs were denied. At the time, the claimant's solicitor said that judgement wouldn't be entered due to the arrangement being agreed with the court as long as I stuck to it. Advice here (and elsewhere) is that this was rubbish, and judgement would be entered. However, although the default account appears and updates, the CCJ has never appeared on my credit file with any CRA. The account has been sold twice since then and has now ended up with Robinson W
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