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About Tenant_B

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  1. Hi all, I made a big mistake and took out a Ladder Loans loan for £400. Two days later I awoke in a sweat and knew I needed to make good this awful error. I telephoned them and notified them of my intention to cancel under the CCA 1974. I paid the balance of £401.61 and asked them if it would be registered to the CRAs. They said it would, which I found hard to swallow. I have cancelled the credit agreement in the cooling-off period and believe they cannot record the loan with the CRAs. Am I right in thinking this? Also, they have emailed me
  2. I know it's an old thread now, but just wanted to update and say I finally received the letter a few months ago. Thanks for the advice guys.
  3. Hello All. I have a CCJ which was registered in November 2009 and satisfied in June 2012. I have been waiting since 4th January 2014 for a letter of satisfaction from Bryan Carter Solicitors. I phoned them today and they say they are still waiting for Co-op to validate the evidence I sent in. Apparently, they will contact Co-op but cannot tell me how much longer it might take. Does anybody have any advice about what I should do next? Many Thanks, Tenant_B
  4. Fair enough, it seems I will just have to remain there and do as you said, write a letter to obtain sole use of the store room. If she still refuses to remove her possessions from the room and give me a key, what are my legal rights? What can I do to enforce these rights? BTW the access is off a communal area. Thanks guys!
  5. Hi Mr Shed Thanks for your help. I will consider doing what you have said but before I do, have they not already broken the terms of the contract by not providing keys and refusing to remove theri possessions from the stroe room that was adverttised and let for our sole use?
  6. Thanks for all your repsonses. Mr Shed: It's a self contained flat in a block but the landlord does not live there. We do want to pick our battles and that is why we are trying to negotiate with the landlord but she is being very unreasonable and will not negotiate even tohugh we simply cannot afford to pay the whole amount plus live somewhere else. The estate agent wants to take us to court if we move out and do not pay rent but we want to negotiate settlement or reduced payment for the time being. We don't really want to change locks because we want to be as amicable as possible.
  7. Hello everyone I hope someone can give me some advice on how to resolve a dispute we are having with our landlord and estate agent. Mid-July my girlfriend and I signed an Assured Shorthold Tenancy Agreement to rent a one bedroom flat with sole use of an external store room/study (outside flat but still in building) and sole use of a terrace. Since then everything has started to go wrong. The landlord came in the day after we signed the tenancy and removed the keys for the store room/study, post box and terrace. We returned to the property a few days later and found these keys mi
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