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About yesilgozlerim

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  1. But When they send me CCJ threatogram and add all kinds of charges so what I paid already would have been for nothing. For the cheek of their letter, I feel like reducing it to £1 and leaving at that forever.
  2. Aqua closed the account and it opened with Cabot. So how else am I supposed to pay it back? Been on a repayment plan for 3 years and few months and they never reviewed it until now. so what’s your advice from now then dx?
  3. They have frozen all interest and this is why I agreed to make payments. I literally just want it gone and out the way. My account was defaulted in the end. It was Aqua card but I couldn’t find my previous posts ,as they’re quite old, to add this to.
  4. Hello all, I was on a repayment plan with Cabot , initially £30 a month then I raised it to £50. Today I received a letter saying they have reviewed my account would like to increase it to £64. They go on to say they make routine reviews and also when they do this, they make additional checks which includes credit bureau information. I am not happy to increase the payment but there is no option to decline. I am afraid that if I don’t accept, they will stop the current plan and begin to pile interest. Current balance is £3052.52. Anyone k
  5. Hi, have you got an update about Hitachi, Im in the same posiiton were they wont default my account but they havent sold it on yet. 

  6. i found my old post but it didn't let me comment there for some reason
  7. August not december. Not contact since CCJ threat August 2019.
  8. Hello, I haven't posted for a while and can't find my old posts. I had debt with Hitachi Capital Finance that they never defaulted and never marked my credit files with a default. They sold it to Lowell who threatened me with a CCJ but I haven't heard a single thing from Lowell or Anyone else since December. It's now May! I think that Lowell passed it back to Hitachi as they knew they couldn't get a CCJ from an undefaulted account I'm now at the stage where I want to know what's happening but if i send SAR to both Lowell, and Hitachi, will it w
  9. They only brought the debt at the end of June. I haven’t made any payments to Lowell. This letter i received yesterday from lowell was a ‘ Pre Legal Assessment ‘ stating that they may take legal action to recover the debt if i do not contact them to arrange a repayment plan! and no CCA request yet
  10. i’ve a £4333 debt so i will have to pay it off somehow
  11. what is saying is ...once i set up a payment plan with lowell then AP markers will be recorded whereas if it was defaulted prior by Hitachi then they won’t show when I set up a DMP with Lowell .. are you with me ?
  12. Yes DX, but my whole aim was to get Hitachi to default me , because once i set up payment arrangements after default , AP markers won’t be recorded. They just record the payments on the CRA and reduce the balance each month ( the same that Cabot have done with me for the last two years with another debt )
  13. There’s no AP markers since my last payment back in December 2018.
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