CrappoMan
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Everything posted by CrappoMan
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Doesn't the OP have the registration no. ? And isn't failure to provide insurance details after an accident an offence in itself ? If it is, the police should make sure he complies. If not, the OP needs to speak to the duty inspector at the station to get the details to pass on to his insurer.
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The insurer will pay for yours and anyone else's claim, but will refuse any claim he makes for his own car. The insurer will then go after him to reimburse them for the value of any claims made against him.
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Yes they are wrong. The relevant part of the Direct Debit Guarantee: Notice the bold part. You should take the printed DD guarantee to the bank and show the manager/supervisor, then DEMAND that it is honoured.
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Done over by my company?
CrappoMan replied to DemolitionRed's topic in Employment and minimum wage problems
You are incorrect. There is no service qualification for a WRONGFUL dismissal claim. 2 years service is required to bring an UNFAIR dismissal claim. -
You've had 7 weeks to send the V5 off. You should have sent it off the same day you got the car. It is a legal document with repercussions if you don't send it in. It isn't a record that you are happy with the car and want to keep it. I would check if your insurance is valid too, as you aren't the RK.
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You can find out which processes are using CPU time and memory by looking at Task Manager. To show Task Manager, press "Ctrl + Shift + ESC" at the same time, then left click on "More details". Use the "process" or "details" tab to see how much CPU time and memory each process is using.
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They think that you are the registered keeper and that your car was with a garage having repairs done. They don't understand that the RK is the same person who was driving on the trade plates, i.e: you. It sounds like a standard form letter, their computer system 'script' probably doesn't have on option for your circumstances.
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I agree with you, email and/or phone would be more convenient for me too, but we are dealing with dinosaur companies who will resist any form of change unless it saves them lots of money.
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Email, phone and social media may be YOUR primary means of communication, but not everyone has an email account or phone. The one thing that everybody who has a policy has, is an address, to which they send important letters. This also creates a paper trail which covers both sides. The T&C's of your policy would state that letters would be sent to the policy address. You might think that letters are old fashioned, and that might be the way everyone thinks of them in the future, but until that happens they are here to stay.
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Administration of Justice Act (section 40)
CrappoMan replied to In A Pickle's topic in General Debt Issues
Why would you feel harassed by what I would consider 'junk mail' ? If your circumstances haven't changed, just throw the I&E form in the bin and keep making the token payments. If YOU decide you can afford to pay more, then you can choose to fill in the next I&E form you receive or just increase your payments. -
Unfortunately, as you have changed address and didn't notify them of your new address, you have 2 problems: - 1 or more letters may have been sent to your old address giving you some time to pay and bring your policy back up to date. Do you know if letters were received at your old address ? - As you have changed address, your risk and therefore policy premium may have changed. As you didn't tell them of your new address, they would be within their rights to deny any claim you make or cancel the policy if they find out you witheld your new address. You MUST tell your insurer of any change in circumstances which may change your perceived risk.
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speed ticket insured driver not co-operating
CrappoMan replied to mammothd's topic in Speeding and Motoring Offences
Are you sure you have read the form correctly ? Usually you only have to provide a dl number if you are admitting you were the driver at the time of the offence. If you are nominating another person as the driver, you only have to provide contact details of that person. They will in turn receive their own NIP and can admit it was them and provide their dl number. I've never had to provide any insurance company with dl numbers, for either me or my named drivers. -
How many times can they charge the £75 fee ? Bear in mind that the OP was already in a payment plan with the bailiff, so the original (pre payment plan) letter from the bailiff would have triggered the £75 fee. If they were charging £75 for this latest letter, it would be included in the £163.86 the letter says was owed.
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I'm all up for FMOTL'bashing, but when did this become a case of trying to avoid bailiff fees ? A letter was received and the specified amount was paid. So how can their now be bailiff fees outstanding, if a visit has not taken place ?
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According to the first post, a repayment plan with the bailiff was already in place, so any fees (at least the first £75) should already have been included in the total amount outstanding which was communicated to the OP in the recent letter. If the amount in the letter was paid quickly, it shouldn't matter who it was paid to. If paid to the council, any fees due would be forwarded to the bailiff in due course, if paid to the bailiff, the fees would be deducted and the excess forwarded to the council. If the bailiff company told you that £163.86 was outstanding, then it is entirely reasonable to expect that £163.86 and ONLY £163.86 was outstanding, not that amount plus fees. I would contact the council and find out how much is outstanding on the LO, from that figure and from how much you have paid in total, you can work out how much you have paid the bailiff in fees. Don't wait, do this first thing tomorrow morning.
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The appeal date is set for Mon 23 Feb 2015
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Official complaints to the CSA about specific issues with your case wouldn't be ignored, you might get a brush off reply, but you won't be ignored. Once you get a brush off reply and if it's clearly ludicrous, you can take it to your MP who may get involved.
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As you, by your own admission, ignored the CSA when they first contacted you, they didn't know you had agreed a private arrangement, unless your ex told them. If she is now saying that you haven't paid anything during this period, you will need some proof. A DPA request might shed some light on what has happened. You may need to make an official complaint to the CSA about the time it has taken to be assessed (8 yrs), and the way the case has been handled.
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But when did the CSA first contact you to tell you a claim has been made against you ?
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The CSA can only backdate to the date of the first letter telling you that a claim has been made against you. If your ex made a claim in 2007, then the CSA should have sent you a letter at the time saying so. To backdate further is unfair as the first letter is to notify you to make arrangements to prepare to pay, so you can save money up from that point to pay a possible lump sum. You may need to make a DPA request to get a log and copies of all correspondence that has been sent to you, and look for the first letter they sent you.
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I wouldn't worry about the 1977 Act. Just send him a message TELLING him that his stuff will be put out on the street in x days at y time. Give him at least 7 days notice to arrange transport etc, and ignore any further contact from him. Then do it!
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How did your wife's parents get the mail they first forwarded on to you ? Who contacted you in October 2013 ?
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@vodafoneuk Vodafone extortion
CrappoMan replied to taz_in_2001's topic in Telecoms - mobile or fixed
You need to ask them exactly what the bill is made up of. I wouldn't be paying anything until I had a complete breakdown of the whole bill. You are recording your calls to them, aren't you ? If not, anything said by them is worthless, as they won't admit to saying anything to you if they make a mistake, as looks like has happened here. -
You really need to pass it on to your insurance company, that is what they are there for, but don't expect them to fight it. They will more than likely settle. As you have a set of photos, it would be interesting to see what photographic evidence her solicitors are using. If her photos show the car in a much worse state than your photos, it might be worth fighting it.
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This is my point, if usage of the service, e.g; water supply, on a deemed contract is enough to enable reporting to a CREDIT reference agency, why can't my local paper shop do the same ? If the T&C's are in the window, usage of their service to deliver your paper could be said to be acceptance of those T&C's, even though no credit agreement has been officially entered into.
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