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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

CrappoMan

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Everything posted by CrappoMan

  1. CrappoMan
    Have you checked your emails from ebay or the seller, one might have the IMEI.
  2. CrappoMan
    Check if your receipt from the pawnbroker has the IMEI written on it. Many retailers do this to stop this exact problem from happening.
  3. CrappoMan
    If your employer has to cancel any pre-booked holidays, and you can't then take the holidays before the holiday year runs out, you will either be paid for the time you will otherwise lose, or the days will be added to the next years holiday allowance. They are the only 2 options available to your employer, and they WILL have to choose one or the other.
  4. CrappoMan
    Yes, 1m3 is a lot of water. If the meter reads to 1/100ths of a m3 (10litres), then to check for a 10% over read he would still have to draw 100litres, to see if the meter reads an increase of 0.11 instead of .10. To check for a larger % over read, smaller amounts could be used. If the meter only reads to 1/10ths, it would be impractical to test it in this manner.
  5. CrappoMan
    The OP isn't worried about a leak or the meter turning whilst the property is empty. They are worried that the meter is 'over metering', e.g: registering 11m3 when they have only used 10m3.The only way to check is to draw a measured amount of water and check what the meter has registered.
  6. CrappoMan
    I would write to the HR dept, stating that if this money is deducted from your wages, you WILL take legal steps to recover this 'unlawful deduction from your wages'. Also c.c. this to their legal dept too.
  7. CrappoMan
    As you own and have access to the property concerned, can you not test it yourself by measuring out a set amount and seeing what the meter says you have used ?
  8. CrappoMan
    You mean: Authorization, Fraud, Cardholder Dispute, Processing Error. The first 3 sound like they fit the bill. He was coerced into paying, by a policeman (who may or may not have overstepped his authority) saying "give this man your card details or you will be arrested". That fits categories 1 & 3. The bailiff was shown more recent evidence by the debtor, but continued pressing on using their 'old' paperwork, without checking with their client if circumstances had changed. That sounds like they didn't care whether what they were doing was right/legal or not. That could be argued to fit category 2.
  9. CrappoMan
    That's why i said not to go into the why's and what's of the situation, just that you were pressured under threat of physical force to hand over your card details to a third party and any usage of those details was without your consent. If you tell them any more details, they will use them to find a way to wriggle out of refunding you. What has happened is semantically equivalent to robbery. Do they expect a criminal to issue you a refund ?
  10. CrappoMan
    If you paid by debit card, ring your bank and DEMAND a section 75 chargeback, as you paid under duress. Don't get into the where's and why's of the payment, just that you were forced to hand over your card details under the threat of actual physical force and demand a chargeback. They won't want to action it, but just like the direct debit guarantee, if you persist, they will refund your money.
  11. CrappoMan
    Try a SAR, but not just for the bills, but for all the info used to generate the bills. They do have that info, or else they couldn't be able to create the bill in the first place.
  12. CrappoMan
    Vodafone should have geo-location and ID info on the actual mobile phone that made the calls. They know the exact cell tower used, the IMEI and the SIM number. These can be used to prove the OP's phone didn't make the calls, as that phone will have its own geo-location and ID info.If the IMEI and/or SIM number have been cloned, they will (more than likely) have used different cell towers at the same time. Let Vodafone explain how that can happen ?
  13. CrappoMan
    Yes. ANY vehicle that is being used or driven on the public road needs to be backed by a policy of insurance which covers at least third party risks. Edit: with the new CIE rules, the second vehicle should already have a policy of its own. Of course, the second vehicle must not belong to you or be hired to you.
  14. CrappoMan
    That's why I said to make it sound like lots of work for them.
  15. CrappoMan
    If there isn't a big profit in it for them, they might be receptive to the idea of them renouncing their executorship. Approach the bank's bereavement dept, and state that you don't think there will be a large estate, (especially if a house isn't involved), but there will be lots of debt's to deal with. That will put the idea in their mind that there will be lots of work for them to do. Suggest to them that they renounce their executorship. Once you have the signed renunciation, you can apply for probate yourself.
  16. CrappoMan
    I agree with angrycrow, it sounds like the other driver doesn't want to or can't claim on his insurance. Maybe they are going the 'DIY' route and trying to avoid a claim on their record
  17. CrappoMan
    The OP stated that they didn't have insurance and that the police said they hadn't committed an offence, it's safe to assume that we are talking about a pedal cycle. Surely the insurance will pay out, and then attempt to recover any payout from the OP ?
  18. CrappoMan
    As shoelover says, if the HB/rent was paid direct to the landlord, the account will be in credit and the landlord will have the money and should repay it.
  19. CrappoMan
    If you have incurred genuine bank charges or interest charges due to your employer's failure to act on your correctly completed holiday request form, then yes, you can request that your employer reimburse you for any costs or charges they have caused. And 'too busy' doesn't cut it. Imagine if they used that excuse to delay paying their bills!
  20. CrappoMan
    Only the owner of a handset can request an IMEI block. If you are on one of those new-fangled split contracts, your mobile network company may be able to claim they own the handset until the final payment for the handset is made, but on an old style single payment service contract, YOU are the owner of the handset, and the handset has no relation to the contract, as the companies are so eager to tell you if you have warranty issues.
  21. CrappoMan

    csa

    CrappoMan replied to alyssa12's topic in CSA Issues

    Ignore the others who judge without knowing any facts. Now we have more info, its easier to help you. As you and your ex are caring for one child each, you have 'like for like' claims. He can claim from you, and you can claim from him. It is easier to work out the difference in the payments and just one of you pay that amount to the other.
  22. CrappoMan

    csa

    CrappoMan replied to alyssa12's topic in CSA Issues

    Does son and half sister now live with your ex ?
  23. CrappoMan
    You haven't told us who is the PWC, you or your ex ? From your first post, where the CSA are writing to him with your income details, it looks like he is the PWC. Because otherwise, why have the CSA got your income details ? They don't need to know how much the PWC earns, only how much the 'paying parent' earns. It is trivial to calculate how much the 'paying parent' earns, example: You receive £57 per week for 2 children who stay overnight with ex for 2 days per week. Ex has 1 child dependent. Calculation is £57 / (5/7) / 20% / 85% = £469.41 Ex earns £469.41 per week. (£469.41 less 15% disregard for 1 dependent) * 20% deduction for 2 children, less 2/7th's for 2 overnight stays per week = £57
  24. CrappoMan
    The CSA aren't supposed to tell, but it's easy enough to work out. You will get 15/20/25% of their net salary, less 1/7 for each overnight stay. Depending on your current relationship with him, if you can get hold of the letter he claims he has, or even a photo/copy of it, it might be worth a complaint.
  25. CrappoMan
    This is the link: http://www.bailii.org/cgi-bin/markup.cgi?doc=/ew/cases/EWHC/Admin/2014/560.html In that case, the driver was performing a 3-point turn, not a u-turn. He was still found liable for the charge. Looking at the picture, it doesn't look like a road, it looks like a car park with seperate entrance and exit. You should have continued into the road/car park and turned around within the road/car park before exiting.

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