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CrappoMan

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Everything posted by CrappoMan

  1. No, the ticket was purchased AFTER the pcn was issued. Did you park several hundred metres from the ticket machine ? Unless there is timestamped video or other evidence of you actually parking your car at 18:04ish then the following scenario is just as likely: You parked and went shopping without purchasing a ticket. Then on your way back to your vehicle, you spotted the parking attendant issuing a ticket to your vehicle, you then went to a ticket machine and purchased a ticket.
  2. You do NOT need to be taxed to drive to a pre-booked MOT test. To insist otherwise would start a chicken-or-egg situation. See Vehicle Excise and Registration Act 1994, Schedule 2-22 http://www.legislation.gov.uk/ukpga/1994/22/schedule/2 You MUST have insurance to use a vehicle on the public road. The journey to the pre-booked MOT test does not have to be a single journey, it can be broken up into one or more 'legs', as long as the gap between legs is seen as reasonable, i.e: yes, you can stop at a shop on your way to/from the test.
  3. Until you get the statement listing the alleged calls you are completely in the dark. 12hrs per month is only ~24mins per day, it is easy to use that amount, especially on a long distance relationship. His bill/statement won't show incoming calls, I don't know of any phone statement that does.
  4. It sounds like the situation was contrived so the bailiff could charge the extra fee. I would hope the OP has a screenshot showing the nil balance owed and still has the emails. A complaint to Jacobs might be in order to ask why the payment system was unavailable and why it took 2 weeks to get back to her, and why everything else then happens very quickly which also happens to add a substantial amount to her debt.
  5. If you don't get itemised bills through the post, you should have got them from the online account system. All your bills and info can be obtained from there. Don't ring them, the advisors will say anything to justify the bill.
  6. When you got the first bill, did you check the itemised calls ? Did you make them ? Were any at times/dates that can't have been you making them ? The bill has now increased by £120 because of cancellation charges, which will be the line rental for the remaining contract period.
  7. I don't think they check the delivery status, just that it's trackable. In their eyes, if it's trackable it's safe. You have nothing to lose, worst case you will have to refund, which you were going to do anyway.
  8. Going back to the OP's original problem, if he has a tracking number he should win any ebay dispute and shouldn't refund the buyer.
  9. When you purchase insurance, you can set a start date in the future, usually you are asked "What date do you wish cover to commence ?". So if you pay for cover in the future, and you cancel within 14 days, and the cover hasn't started, you will get a full refund. If cover has started, you only get a pro-rata refund less cancellation fees. I think the direct debit setup fee is dubious, because they wouldn't charge that fee if the policy was left to run for 12 monmths. That may be the standard fee charged to process change of circumstances, like change your DD details.
  10. If the conviction is considered 'spent', it does not have to be declared. See: http://www.legislation.gov.uk/ukpga/1974/53#section-4-3-a If you are asked about any unspent convictions then of course you should declare them. Driving convictions that result in points/fine/ban are impossible to hide from an insurance company anyway, because they are (or at least should be) printed/written on the paper counterpart, which the insurance company WILL want to look at in the event of a claim. How that will change when the counterpart is withdrawn i don't know.
  11. Yes, it's Chargeback for debit transactions. Paypal can't affect your credit rating, they don't report to any CRA.
  12. If you paid via paypal using a funding source (i.e: not your paypal balance), you could make a section 75 claim to the funding source (debit/credit card or bank). This will leave your paypal account in the red, so you will have to abandon that account and setup a new one using a different email address and bank account.
  13. If the tank is 'sound', why not repair the filter or buy another one. Heaters aren't expensive. Alternatively, how did you pay for the tank ? Was it cash or paypal ?
  14. Correct. A speedo must never show less than the actual speed, and must never show more than 110% of actual speed + 6.25mph. It's contained in http://www.legislation.gov.uk/uksi/2001/25/schedule/3/made That means that if you were actually doing 37mph, your speedo could have indicated anywhere from 37 to 47mph. The margin of error is never in your favour.
  15. Be aware that the Data Protection Act only protects the personal data of living individuals. The personal data of a deceased person is not covered by the act and there is no right of access to the personal data of a deceased person. It is upto the individual organisation whether they honour the request and provide the data or not. Most organisations will comply, but their are reasons to refuse.
  16. Were you at the south-west corner of the roundabout, by the M4 West entry sliproad ? According to Google Maps, unless the road has recently been painted with arrows and new lines, their are no arrows, lines or signs telling left hand lane users they must enter the M4 Westbound.
  17. I asked about wallets, because a lot of mobile phones these days are worth more than the contents of most purses/wallets. If secure storage is provided, it should be used. I don't consider an open box under a shop counter to be adequately safe or secure, for phones or wallets, but the shop owner seems to want their cake and eat it, by insisting the box is used but denying loss or damage claims. The simple answer is don't take you phone into work, if only for a week to see any reaction.
  18. Not taking your phone to work would be the easiest solution, but playing devils advocate: What if the boss insisted that all purses/wallets were to be put in the box ? Would the "boss can ask you to do anything that they wish" still hold ?
  19. I meant don't put him as the main driver. He should be ok as a named driver. If they come and show an interest in seizing the car, showing them the V5, receipt and insurance certificate, all in your name should be enough to stifle their interest in the car. I would have a couple of photocopies of the documents near the front door, and if the bailiff comes, give them a set. And most importantly, film yourself handing them over to the bailiff. Then if anything 'wrong' does happen, they can't deny that they had information that the car was yours, not your boyfriends.
  20. Keep his name off the invoice/reciept, V5 and insurance policy. Then the car will not be linked to him in anyway. It doesn't matter if you transfer money from his bank account to yours, as the Bailiffs have no right to view your bank accounts so can't link the transfer of funds with the purchase of the car. If you can pay for the car via debit card/bank transfer and it shows that on the receipt, even better, as the Bailiff can't then say that your boyfriend paid cash and put the car in your name to stop them seizing it. All the above assumes a level of trust between yourself and your boyfriend.
  21. Regarding the car: Who is the legal owner ? And do they have a named receipt of purchase from the car's seller ? If the the answers to the above are you and yes, then the Bailiff can't take the car if the debt/LO is in your boyfriend's name and not your name. If the car was bought by your boyfriend and he is the RK then unfortunately it would be at risk.
  22. The £1500 quote would include head removal and gasket replacement.
  23. NO!The log book (V5) is not proof of ownership. it says so on the front of the V5. The RK and the owner can be 2 different entities.
  24. You may be right, if the letter was from a third party. But the letter is from the DVLA themselves, so they have both knowledge and possession of the letter, but still went ahead with the court case. How would the court look upon that.
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