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About Prouty99

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  1. Now I have all of the old paperwork out, I have found a forgotten clerical medical pension that I have that seems a bit dodgy to me. Brief history of the policy; Originally taken out with United friendly in the 80's, who were then bought out or merged at a later date with Royal London. This is /was a mutual with profits. In 2007 I was contacted by an independent financial advisor who said he would take a look at the pension as I was considering transferring the pension to an occupational scheme. The advisor advised me to transfer the existing funds (admittedly not much a
  2. Thanks for the replies on this, I have checked the database on this issue, and have come up with two possibilities; SX929 TIBBETT & BRITTEN LIMITED PENSION SCHEME -THIS FUND WILL BUY DOUBLE PENSION AT RETIREMENT S0929 TIBBETT AND BRITTEN LIMITED PENSION SCHEME -ADDITIONAL VOLUNTARY CONTRIBUTIONS I guess that the 5 digit numbers at the start are the group scheme policy numbers, and the NI number added to this will give you a full policy number. I'm not sure which one is the pension that I'm looking at, but i'll give them a call and see what they say. It
  3. Oh dear, It seems that the Tibbett & Britten pension scheme was really an equitable life program... Needless to say I have moved this to the pensions forum http://www.consumeractiongroup.co.uk/forum/showthread.php?444344-I-have-been-sucked-into-the-Equitable-life-vortex&p=4722326#post4722326 May god have mercy on me with the equitable life scandal, I'm in a very long line hammering at their door for compensation it would seem
  4. Good grief.... I have started to investigate an old workplace pension with an organisation called Tibbett & Britten who did transport and logistics for Asda (pre-Walmart). In 2001 Walmart came along and kicked out Tibbett and Britten as it wanted to do the logistics thing in house now it was partnered with Asda. The pension became frozen. Forward wind to 2008, redundancy loomed (compulsory), and the site closed. Recently we have been wondering what happened to that pension, never had any paperwork from them. So after some digging it seems that the Ti
  5. Well, well, it looks like Paratus have emailed me back about the GMAC issue, Good morning Thank you for your email. I will investigate your Redress claim. Can you confirm your current address please. Regards Customer Services Tel: 01344 854084 Lets see what happens (If anything)
  6. I contacted the pension protection fund on this issue; Thank you for your email dated 8 April 2015. I note your request and can confirm your former employers pension scheme, the Tibbett and Britten Pension Scheme (the scheme) has not transferred to the Pension Protection Fund (PPF). From the enquiries I have made it appears the scheme wound up in November 2012. In this instance we would suggest you contact the Pensions Tracing Service (PTS) who may be able to assist you. The PTS maintains a database of occupational pension schemes and it services are available free of charge. The
  7. Thanks for that Emmzzi, I have dropped those guys an email also Lets see what happens
  8. I checked this one out It seems that the deadline to write to them was in 2012.... I have just sent a message to pension protection fund, i'll see what happens with that one. I also sent a message to Tibet and britten but the email bounced back, so maybe I will try other avenues, I think the government have a pension tracing service, so I will give that a whirl as well I'll keep you posted
  9. Hi all, Simple question really, it would seem that a pension I used to have (occupational) was with Tibbett and Britten group. The pension trustees apparently were wound up in 2012 as far as I can make out, but I still have around 8 years of contributions with this pension fund. What do I do ? How do I access my frozen pension funds from a fund that has been wound up ? This isn't my area of expertise, but I'm sure someone here is an expert
  10. Ok, I had a reply... At least I know they don't intend to deal with this via email Good Afternoon Mr. Prouty Please forward any correspondence to – ParatusAMC 5, Arlington Square, Downshire Way, Bracknell, Berkshire, RG12 4AY . Kind Regards So it looks like the SAR route, no worries I already have the SAR written, so its just a case of posting it I will keep you informed as to my progress
  11. Well, what can I say...... I received this reply within 24 hours. Dear Mr. Prouty99 Policy Number: xxxxxxxxxxxxxx Thank you for your email which has been passed to me as your dedicated Complaint Handler on the Customer Relations Team. I have tried to contact you today; however there was no answer I therefore left a voice mail and sent you a text message. Firstly, I would like to apologise for any inconvenience this matter may have caused you. To ensure that I address all of your concerns, I have summarised my understanding of the issues you have raised below. Please c
  12. I have sent Asda them a very nice email, so lets see what comes back I'll keep you posted
  13. Thanks for the reply, I guess that the pressure is off as the mortgage has been paid up some time ago. My strategy is a 3 pronged attack really, I want to sort out the exit fee, which I don't think will be a problem as this was part of the FSA criticism of them in 2009, then I want to go for the PPI, and as an outside chance I am also going to try for the over inflated late payment charges etc.... Do you think that this will involve 3 separate cases, or do you think they may just lump all of these issues into the same case ? By the way, after a 20 year stretch as a trad
  14. After getting my other half to go through a bunch of documentation, it turns out that she had a GMAC mortgage which was paid up in around 2008, and prior to this she was hammered with all kinds of charges for some time. After some searching around on the net, it seems that GMAC should have sent her a letter regarding the redress scheme in the wake of the FSA 2009 ruling on their unfair practices, but she doesn't recall ever getting any mail from them regarding this issue. I knew about the GMAC thing a long time ago, but myself and partner haven't been together long, and she had no ide
  15. Interesting, i would have thought that the direct debit setup would be the same irrespective of the length of insurance. I think a standard 'threat to take to the ombudsman' may force their hand given the cost of complaint from the FOS versus the cancellation fee Aside from this, i think that 12 weeks for a refund is excessive anyway. If i hadn't got in touch with them to prod them earlier on today, i believe i would have waited forever.... What do you make of the question about having multiple cover for the same car ? would multiple policies all pay out for the same accident ?
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