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  1. I contacted the court who told me they cannot clamp my partners car and that I can make an arrangement to pay with the bailiff company. The bailiff did come and remove the clamp but is still insisting I pay the money tomorrow. He said once its gone past 7 days I cannot make an arrangement to pay. Tragic thing is, if he came in, there's nothing worth taking at all. A cheap £200 tv which is about 6 yrs old.
  2. I paid a fine with the court for £145, albeit a few days late. For a speeding fine. My partner has his car clamped by the HCEO for an outstanding amount of £310. How can it be so high? He has to prove he is the owner for them to remove the clamp but say they will do so today. The car isn't mine but has been clamped because of the fact I owe £310. What can I do?
  3. I think I would rather be unemployed than a part of that bunch of thieveing ****
  4. The partner works part-time. She doesn't contribute to the payments for him and she is second applicant. I am wondering whether his first step would be to try and claim on the PPI and get it backdated, and failing that, reclaim the PPI as missold. I think he had lost his job the same month he took the Car on in desperation as they have 4 children.
  5. Hi On behalf of a friend, who has a car agreement loan with Welcome Finance. The actual agreement - the bit that says 'Regulated by the Consumer Credit Act' - is undated. It was not signed or dated by Welcome Finance, and despite being signed by him, Welcome Finance did not sign or date in the boxes they should have. It also has PPI on it which amounts to over £2k - my friend was just unemployed at the time he took the loan out with his partner and so therefore would never have been able to benefit from the PPI he took out - Welcome just wanted 3 months previous payslips. He is now on Incapacity Benefit living on not much at all, and paying for the Car at £360 a month. What is the best solution to this? The Car loan was taken out around September 2008. He would be happy to hand the Car back, but if he does he will be left with as much to pay as if he carried on the payments. Please advise.
  6. OK thanks I will ring them up and see what happens. I just cant believe them
  7. I have done approximately the same hours every week for the whole time of employment, I am paid direct to my bank and get wage slips detailing the hours and commission.
  8. I haven't got a contract, they never gave me one (been there over a year) I was told over the phone I would be paid, but not in letter.. and not paid!
  9. I was supsended middle of last week, so been about 7 days I haven't worked. The letter did not tell me how long I would be suspended for, and never mentioned anything about pay. I check the bank this morning and I have only been paid for the hours that and I did work, and not for the time I have been off.. so I am obviously suspended without pay. Can they do this to me?? Surely they have to let me know? I have bills to pay this month and childcare expenses to meet .. they should have let me know!
  10. But any pre 2004 opened online are able to be unenforced? Next dont chase me.. they just wont remove the default and I think I am going to pay it
  11. Next are sneaky and tell you rubbish. They threatened me with court via Graham something - I rang up and told them to take me to court as there is no CCA. I heard nothing further.
  12. I had a meeting with a manager (there were 2 of us in this meeting) and in this meeting she screamed at us, told us we were to put up with and shut up about our jobs, not to listen to the bigger boss because he talks rubbish, and made to guess our job role at the company. We tried to speak up, but were shouted down. I walked out of the office into the reception, and swore on my way out of the building. I did not swear in the room, or at the manager, although it was overheard. I rang the office back up to speak to someone who I knew had overheard the conversation, and knew that they had commented on the unprofessionalism of the manager. They told me they would ring the other boss. On the next day I was due into the office, I was handed a letter and told that I was suspended and I would hear from them in due course. The letter said that I was suspended following them taking a statement of events from the other people in the meeting. I then left the building. At no time, was I asked to give my statement, and I was the only one suspended. I then receive a letter saying that I was suspended over the swearing in the reception and have witnesses. They want me to write my statement of events (finally!) and send it to them within 5 days. They have not mentioned a disciplinary or what they are investigating or why they might be doing this. I have worked there for over the year. I do not have a contract and no copy of any grievance procedure Thanks
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