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    • Sorry I meant credit fix - I really wish I'd known this before - kicking myself right now  If they come back to me asking for more money I'll cancel it and start trying to deal with the debt myself let's see what they say  Feeling tempted to cancel it now but scared that some of the debts will do more CCJ's on me and I'll have to wait 6 years again.  2 of the CCJ come of this year and then I'll only have the iva in credit file - effectively if I'd have not took out the iva in 2021 I'd have clear score by now - but then again would I because I would have been hounded the last 3 years, as bad as it is it's saves me lots of headaches whilst my debt was still within the 6 year mark.  I think most of them are near there but in all honesty no point chasing them if I do cancel iva I'd jjst wait for the ones who contact me and then start the relevant letter process on them.  Of over 6 years easy if not still possible to write off. My true victory would be having the iva wiped off my credit file as mis sold or something that way I Don't have to wait till 2027 Other option is to fight back and ask for them to offer the creditors to accept payments so far and use the following method    Will your IVA firm agree to complete your IVA on the basic of funds paid to date? The Guidance lists a lot of factors to be considered in deciding whether a settlement on the basis of funds paid to date should be proposed. You should read the list. But that may not give you any feel for whether they apply to you or not. The following are my thoughts on when an IVA should be treated as settled, not failed. They assume that you have £75 or less to pay a month: if you would currently qualify for a Debt Relief Order, then your IVA should be settled now  There is no point in making your IVA fail and you have to apply for a DRO – it will not generate another penny for your creditors. If you are renting and owe less than £50,000, check the DRO criteria now and talk to National Debtline on 0808 808 4000 about whether you qualify. You may have been told at the start of your IVA that you aren’t eligible – still check now as the DRO criteria have changed, your situation has got worse, and some people were given incorrect information about DROs at the start. if you have no assets that would be realised in bankruptcy (eg a house with equity, car worth over £2000), then your IVA should be settled now Same as (1), there is no point in making you apply for bankruptcy after your IVA fails. if your only asset is a car that is worth less than £8000, then your IVA should be settled now A car that is worth say £5000 would normally be sold in bankruptcy and you would be given a small amount to buy a cheaper car. But your creditors would not get any benefit from this as the Insolvency Service takes the first £8000 raised to cover its own costs. if you have significant assets, the closer you are to the end of the IVA, the less reasonable it is to fail it If you have been paying your IVA for 4 years, you have done your best over a long period. It isn’t your fault you can no longer continue. The fact you may have had equity to release isn’t relevant as that simply isn’t going to be possible. if your situation will clearly improve soon, then it’s unlikely your IVA will be settled I mean real improvements, not hoping that prices fall. If I can get them to accept payment to date or threaten with cancellation hopefully they may accept it -  Other option is to try and borrow money and pay make a full and final offer  Or I can just ignore and hope for the best which I'm very tempted to do especially if they respond to my review with bullying tactics despite me being skint as a fart with no mortgage as renting  It's so stressful but I've just checked the iva agreement from 2021 and it's Cabot 2 accounts Lowell about 5 accounts and then lots of repeats of the same debt with for example zopa and Cabot same amount listed twice -  also loyyds banks but I'm sure that's older than 6 years and not on credit file anyway  If I can somehow remove the iva from my credit file I'd be happy 
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Tesco get Horizon to issued PCN's to parents/child parkers seen with no kids in cars!!


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The store's staff will use the app to take pictures of vehicles parked in disabled bays without Blue Badges or taking up spaces designated for parents with children under 12.

 

The evidence collected will be sent to Horizon Parking.

 

 

 

https://www.derbytelegraph.co.uk/news/motoring/tesco-parking-parent-child-fine-1157405

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So, I park in a disabled bay but forget to put my blue badge up. Horizon will penalise me but what happens after that? Will Tesco cancel the charge if I prove I hold a badge, I doubt it.

 

Parent and child parking. My grandson is 10 but he looks older and he doesn't need a booster seat. Will his mum get penalised? probably! How are Horizon going to monitor the spaces? They usually use ANPR at Tesco so are they going to have a physical presence? Nah!

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I read it will be Tesco staff who do the monitoring?

It's so flawed though. I park in parent and child, take my baby seat out the car to put in the pram or trolley, no more evidence in the car I have a child.

Equally I'm not convinced it actually describes what age/size you are a child.

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I have a feeling that the word "fine" has once again been inserted because of lazy journalism, I doubt it's what Tesco said.

 

I could well be wrong, but all the Tesco stores that I have been to (within memory at least) use Highview as their parking muppet of choice. Certainly the ones around here do. Also, a friend of mine works for Tesco, and she's certainly heard nothing of this scheme being rolled out nationwide to all stores. And what about the stores where Tesco don't own the carpark?

 

I thought Horizon was Sainsbury's pet gonzo outfit to be honest.

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In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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There is no requirement to display a BB on private land so that one is going to be difficult to enforce.

 

As a BB there have been occasions when I am guilty of using a Mother Child parking space as all the disabled bays are full and those that are available are on the far side of the car park making it a long walk just to get to the entrance of the store.

 

Not helped when they clsoe off approximately 15 disabled bays because of building work.

 

There is no such thing as BB and mother child parking spaces as it is just white paint on a piece of tar.

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TESCO issue a FINE/ They are not a magistrate?

 

I think it's Derby Telegraph that called it a fine, not Tesco. [EDIT I just spotted Dragonfly has already said this]

 

It's hard to see how Parent/Child parking condition could be enforced because there's no definition that exists to say who qualifies, not that I've ever seen displayed. So how would Tesco or their parking company ever prove you were parked in breach of the requirement? BB is easier in principle, a BB is either displayed or it isn't, although quite a few hurdles for the car park operator to get over for not displaying a BB before they could enforce.

 

It's not clear whether pcns will actually be issued, that seems to be press speculation. It might be more a 'name and shame' approach.

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It's hard to see how Parent/Child parking condition could be enforced because there's no definition that exists to say who qualifies, not that I've ever seen displayed. So how would Tesco or their parking company ever prove you were parked in breach of the requirement?

 

[Got timed out. ]

 

Unless the enforcement would only be aimed at people who had no children at all with them.

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tarmac graffiti means nothing...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Tesco are also very big on the whole 'Not Every Disability Is Visible' message, so I cannot see this being anything more than a story as they are 'Disabled' spaces and not 'Blue Badge Holder' spaces for the most part. Shoppers may well be challenged - politely - over possible misuse of spaces, and that will probably be down to the trolley collector, but I really don't think they want to alienate customers for the sake of a parking space. At the same time it is one of the issues that many customers shout loudest about so they do at least need to be seen to be doing something

 

I would rather they (and other supermarkets) spent more time challenging the inconsiderate parking of many other shoppers - those who cannot park evenly between lines or who spill over into the next bay and park at an angle. Especially when I have just had a sodding great dent put in my door by somebody who clearly didn't give themselves enough room to open their door!

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Tesco dont need to worry, the good old british public will provide them with anecdotal evidence and even pictures on facebook of someone not having a child and parking in one of these spots.

 

Dont forget, a proportion of the population of the Channel Islands regularly shopped their neighbours to the Nazi occupiers there in the 1940's.

 

Why not introduce a minimum shop requirement so that people who only buy those slabs of beer are forced to buy some healthy vegetables or they cant park. What about a minimum spend on sweets and fizzy drinks to prove you do have children? the inane possibilites are endless

Edited by honeybee13
Paras
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Endless and ultimately unenforceable :lol:

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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My local Tesco's are going to start fining drivers who park illegally in disabled bays.

 

Staff will be able to download an app which lets them photo cars not displaying disabled badges etc.

 

Tesco's will use a company called Horizon Parking, who will contact the owner

to request the £25. Tesco's state that it is not a profit making move!

 

My question is will they (Horizon) be able to enforce the payment?

 

My own feeling is they won't. I think Tesco's would be better off patrolling these areas with their own staff.

 

I have no sympathy for illegal parkers using Disabled bays.

BJT.

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My local Tesco's are going to start fining drivers who park illegally in disabled bays.

Staff will be able to download an app which lets them photo cars not displaying disabled badges etc. Tesco's will use a company called Horizon Parking, who will contact the owner

to request the £25. Tesco's state that it is not a profit making move!

My question is will they (Horizon) be able to enforce the payment? My own feeling is they won't. I think Tesco's would be better off patrolling these areas with their own staff.

I have no sympathy for illegal parkers using Disabled bays.

BJT.

 

Hi.

 

I've merged your thread with an existing one in the parking forum and left you a redirect to follow from the parking one.

 

HB

Illegitimi non carborundum

 

 

 

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where does it say fining?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Couple of points to raise.

Where does it say in the signage the child has to be under twelve to park in a parent child space?

Why is the symbol for parent/child space depict a woman?

What if I'm taking my kids?

Clearly sexist.

Blue badges are not worth anything on private land.

Not all disabilities are visible so to call it a disabled space and say you need a blue badge are two completely different things.

Blue badges are issued for mobility issues

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As a perfectly fit and able bodied pensioner I park as far away from the supermarket entrance as possible during the cold light of day because I'm one of those sad gits obsessed with an all green dashboard when I sync my fitbit at the end of the day.

 

As an elderly female I want to park as close as possible to the entrance on a dark night and I don't much care if that means using a space designated for parents with children.

 

At 10.30pm I'd even park in a disabled space if I considered that the safest option.

I don't believe that makes me a dreadful or selfish individual.

A bit of common sense wouldn't go amiss.

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where does it say fining?

 

Hi DX, The following quote is taken from my local newspaper.......quote. Tesco's have announced plans to 'fine' misbehaving shoppers at its superstores as part of a new 'Parking Enforcement Scheme. Evidence is the sent to Horizon Parking, who will 'fine' the motorist £25 for breach of rules! Unquote.

BJT.

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The press frequently call private parking charges 'fines'.

 

HB

 

That is because the general public understand that word better than 'Parking Charge Notice' - added to which it is more snappy for the newspaper copy!

 

Newspapers can call them what they like, so long as the parking company does not use the word...

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and its not illegal parking either

nothing criminal at all..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Tesco get Horizon to issued PCN's to parents/child parkers seen with no kids in cars!!
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