royalblue1878
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Very happy, the other half was getting a bit concerned!
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Yes, letter from Smart.
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PCN Cancelled! You are all stars! Thank you all very much for your help.
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Many thanks FTMDave. I have made the changes as you suggested. I'll get that off to CST after the weekend. Should I send a copy to Smart/DRP too? Thanks again.
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Question about the letter below... How is the LBC they sent shoddy or badly put together? Did they miss something? Just so I know what I am writing about! I added the bit about 'keeper liability section 9' which I found on another thread about Smart parking. Is that relevant? Thanks all. ---------------------------------------- Dear CST Law, I am in receipt of your letter dated the 22nd September 2020 and have noted its contents. Unfortunately for you I cannot accept this shoddily thrown together piece of tripe to be a LBC as it fa
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I'm not to bothered about the grief they would give us, it's easier to deal with knowing they can't do anything, tad used to it now. If a letter to them now can also deal with it without naming the BIL, then that would be good to. The OH has said she doesn't want to go anywhere near a court as that is not her thing, so need to avoid that too. Obviously she shouldn't need to go through that as she wasn't driving.
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lbc_0001.pdf I have attached the LBC. It comes with a reply form and financial statement.
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Sorry BW? does ericsbrother have a page to find his letters? Thank you.
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Yes, He lives in Italy.
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Hi All, A Letter before claim arrived today from CST Law. I saw somewhere else that it may be an idea to name the driver at this point. Is that the case? Many thanks.
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Backdoor Hoist CCJ - old BPF car Finance - set aside
royalblue1878 replied to royalblue1878's topic in Financial Legal Issues
Thanks for the N245 link, that would have passed me by otherwise. I didn't argue the address thing the way you just wrote, it may have made a difference. -
Backdoor Hoist CCJ - old BPF car Finance - set aside
royalblue1878 replied to royalblue1878's topic in Financial Legal Issues
When I received a notice of assignment I requested a CCA. In the letter I put the street number from my old address down and they updated their records , hence the court papers going to a house up the road. Basically a daft typo on my part. -
Backdoor Hoist CCJ - old BPF car Finance - set aside
royalblue1878 replied to royalblue1878's topic in Financial Legal Issues
No set aside unfortunately, the incorrect address was my error and the judge didn't think the argument to defend the original case was strong enough. The end result is a CCJ but as that won't really affect me it's not too much grief. The experience in court was more enjoyable (if that's the right word) than I thought it would be. I now have to agree a repayment schedule but they will still be waiting a long time to recoup their costs as the little work I did have is now starting to be cancelled because of Covid 19 Many thanks for your help to -
Backdoor Hoist CCJ - old BPF car Finance - set aside
royalblue1878 replied to royalblue1878's topic in Financial Legal Issues
My court date for this is this coming Tuesday 17th March. Does anyone have any advice about how to handle this in court? Many thanks. -
In the appeal it was stated that my OH was not the driver and there was nowhere on the form to name the driver. This letter (pdf) came from Zenith Collections a few days ago. 'Final notice before legal action' Is that the 'letter before claim' that is spoken about? Many thanks. Zenith CP_0002.pdf
