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Found 10 results

  1. I have received 2 PCN's for driving on a road that's restricted to buses and cycles. I had absolutely no idea since I'd never driven that way before, and as soon as I realised that I was on a bus route, it was too late to go back. I just wanted to know if they can charge me for the same offence twice in the same day, and that too in a matter of minutes. The first time I drove through without knowing it was a bus and cycle only road, and lost my way and came back on to the same road, and discovered too late that I was on a buses ony road. CAn I challenge the second PCN?
  2. Hello I am applying for Tier 2 visa in two days and just found out that I am supposed to mention in the application if I ever had any fare evasion case. Actually 2 years back i was convicted of train fare evasion and i pleaded NOT guilty and wrote back when I received summons from the court, after which I also went for a hearing and they asked me for proof whichI was unable to provide so I paid the penalty to get rid of the issue and not to carry on the case in that case i had to plead guilty and pay. Now I am not sure if this is a criminal offence and should I mention this in my visa application form. Please help me out if possible. Thanks
  3. Hi Guys My siblings and I are in a legal battle with my late mother's husband. He is being unreasonable regarding her estate but when we last saw him several years ago he was getting old and was quite poorly. We are wondering if he has actually died and his children are making unreasonable demands via their solicitor. How can I find out if he has died? Is there a central register where deaths have to be recorded?
  4. Hi, been in a DMP for circa 4yrs+ now so my original defaults I guess were registered at the time I started to default which is probably circa 5yrs ago. I have opportunity to clear one of my creditor debts (£800) and contacted them hoping for a good percentage but they would not go below 75% settlement (ie offered me 25% off) . I had hoped for 50% as they had offered me that much back in 2013 but now say my account rules have changed because I am in regular DMP payments. I have been offered the full amount by a family member but to be honest as my credit rating is shot anyway I am unsure what actual benefit paying the full amount now is. Would it be £200 down drain when I could either not take it off my family or put it towards another creditor amount. Will paying the full amount remove the default - can I make that a term of full settlement? I was told that a default is only on my file for 6yrs but is that from the time it was registered or from the time it is settled either regardless of in part full. Seems stupid to 'waste' £200 if indeed it has no affect on my default listing / ratings at all. A quick reply would be very much appreciated as I want to finalise this settlement this month, July, if possible. Many thanks
  5. Don't know if we are allowed to mention names here, but here goes anyway. Interested to know if a letting agent can legally switch energy suppliers on a house up for rent without notifying or seeking authorisation from the Landlord/owner? Discovered that Countrywide 'sold' the contract to E.on, (who incidentally have a whole department dedicated to that company). Countrywide get a fee (although E.on would not say how much this was) and E.on get a new customer (we know how apathetic most people are on changing their suppliers) on any tariff they choose to set. E.on said they took the contract on in good faith (ie. that is on the understanding that the Landlord had agreed). Clearly no checks and balances on E.on's part, but then scruples are always thin on the ground when money is one the table.
  6. Will keep it brief for now - I received a PCN for parking in a residents bay (my bay) but the permit not on display. However on the ticket they have got an address that doesn't exist, ie the car was parked in a road with a completely different name. However the parking ticket company has now claimed this is not important as the address on the ticket attached to the car matches the address they have specified in their contract with the landowner !! It appears to be a generic name for the whole area as opposed to the actual road name. They have sent me photos of the car - so would this stick in court ? Could the court argue I am being pedantic given I have been given the photos or can I state that the address has to be accurate else I cannot recall the events. Thanks for any help
  7. I am really needing some help. I have a house valued at £110,000 and a mortgage of £105,000 which I may need to sell. The only problem is I have a secured loan of £34,000 on my home through Picture (or whoever they are now) which has arreas of £650 and they will only get bigger as I am no longer able to afford the loan. What I am wanting to know is am I allowed to sell my home even though the secured loan won't get paid off. I am intending to rent if I can sell my home. Any advice would be much appreciated. I don't want to sell if I don't have to but will Picture?? take my home even if they won't get any proceeds from the sale.
  8. The parking warning signs on a car park on private land do not need planning permission as long as they are with the permitted size as stated in the (The Town and Country Planning (Control of Advertisements) (England) Regulations 2007) if they are any bigger they need to apply for planing permission, If non has been sort then the sign is illegal does it make the alleged breach of contract claimed null in void ? Most of the car park signs i have seen are bigger than A3 The Town and Country Planning (Control of Advertisements) (England) Regulations 2007 Regulation 6 SCHEDULE 3 CLASSES OF ADVERTISEMENT FOR WHICH DEEMED CONSENT IS GRANTED PART 1 SPECIFIED CLASSES AND CONDITIONS Class 2 Miscellaneous advertisements relating to the premises on which they are displayed Description 2A. An advertisement displayed for the purpose of identification, direction or warning, with respect to the land or building on which it is displayed. Conditions and Limitations 2A. — (1) No advertisement may exceed 0.3 square metre in area. (2) Illumination is not permitted. (3) No character or symbol on the advertisement may be more than 0.75 metre in height, or 0.3 metre in an area of special control. (4) No part of the advertisement may be more than 4.6 metres above ground level, or 3.6 metres in an area of special control.
  9. Hi there, I'm in need of some help relating to a CCJ matter. I've outlined the story and facts below and I'm hoping someone might just be able to help me. Basically, Since Jan 2009 up until Nov 2011 I was living in Australia. Most recently upon a mortgage application I've found out that a CCJ was made against me in 2010 from someone whom I lived with for a very short time. The amount was £3000+. Here are the details on my situation: In July 2006 I went to view a property rental through a girl for a room in a 2 bed room flat. She had a friend whom who she had fallen out with who was moving out and looking for someone to take on the lease. Their lease with the management company officially ran out on the 27th August. The friends official move out date was 27th August, but she moved out on 1st August. The property was managed by a management company. The girl renting made an offer to me, to move in on the 1st August on a trial/visitor basis and on the 28th August start paying rent and become an official tenant from 28th August. Her words in here email "could think of it a trial run". I took this offer up and upon moving in after my first week found our that I just couldn't live with this person nor was I made aware that I'd be living with her boyfriend at the time to. I have emails stating about the trial/visitor aspect and also emails highlighting the bills where she has included her boyfriend should be paying bills to. I moved out at the end of my trial and I made her aware after my 2nd week that I did not want to stay any longer at the property and would not be entering into a joint tenancy with her. She said it was ok for me to leave at the end of the month and I did so. I gave her £120 to cover any bills incurred and thought that would be the end of it. On the CCJ - She has claimed that I have lived at the property from August 2006 - December 2006 and claimed all bills and rent accountable during this period also as well as the 8% interest since 2006 when she entered her claim on 2010. I know I need to fill out form N244 for this case to be possibly reviewed. I contacted the girl and she's very deluded in saying that I owe this amount and she says they have proof with emails I've sent them. I remember I said at the time I'd pay her some more money than I already had done, just to help her out but I've never at all agreed with the amounts she's trying to claim I owe her. I have the email she sent me stating its a trial/visitor period for my initial move in, an email from the management company which states that I have never officially lived at the property, the email I'd originally sent to the girl stating my intention to leave dated 17th Aug (2 weeks after moving in) and her acknowledgement. I also have an email somewhere of a tenancy I'd taken up with my work colleague to live elsewhere which was from September 2006. I know I've definitely got 2 things for the N244. 1) I was not living in the country when the papers were served (they were sent to my parents address but they said they never received any court documents 2) I have not had chance to defend myself on this case. Can anyone help me with this matter on how I can sort this out as I don't feel she is going to budge at all. I'd happily offer her £500 if she removes the CCJ herself but she's claiming I owe the full amount. It's affecting my credit rating and more importantly, stopping me obtaining a mortgage. Many Thanks
  10. I have been speaking to someone who suggested that I should check the defulat dates on my CRA, as sometimes it's not correct. I have indeed checked them and I think the default date is when I stop paying someone?, I hae stopped paying my bills (due to illness, loss of job and then moving home), in April 2008, but the default dates are July and sometimes even November of 2008. Does it matter? The person I spoke to suggested it does because, they count the the 3 years/6 years from when I have stopped paying and if that's not correct it will take me longer before I can get credit? I have payed everything back and have since opened a Co-op basic account, a Capital One card and a Virgin mobile on a monthly contract, so building it back up. Could someone help me please? Thanks Mariann.
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