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Found 22 results

  1. This happened on June 19th, I was caught abusing a loophole in the self checkout where I scanned cheaper items to put in heavier, more expensive items down. I had being doing this for a while quite often, but didn't take anything of high value, just food on my lunch breaks. When I was caught, they said they were on to me for the past couple months. I had visited the Tesco only 2 to 3 times a week and at odd times during lunch (could be from 12pm to 2pm) and not everytime I did this, sometimes paying for a bag of crisps, etc. The thing is, the security guard didn't even pull me i
  2. Hi everyone I received this hand delivered letter today from Debt Management Services LTD. They say they are acting on behalf of Bradford and Bingley, I had a mortgage with them over 21 years ago and my house was repossessed. I have made payments on the account over the years but not anything in the last 4 years. The letter says they want to discuss any problems I may be having with the outstanding account. In order to bring my account upto date they want me to contact them. I can't find out much about them on the net, are they debt collectors or bailiffs ? Any h
  3. My cheap landline deal has gone from Primus to Fuel Broadband now received an email to say it is sold to PostOffice and the price will increase. I had a look on the web and an equivalent cheap deal is supplied by `Naims`- (£11.50 pm +vat) I had an online form to fill out, no payment details to put in yet but the site was very basic. I only want a landline because I have to, I make maybe one call every few months if my mobile signal is bad. Anyone else use Naims?
  4. Ladies & Gents... Have you heard the news? Mobile phones are now dangerous... (When did that change?) But no seriously. News from Samsung regarding their Note 7 Product; Selling over a million units already, the device is shaping up to be a catastrophe for Samsung. FAQS Below
  5. "Trust Money' contacted me a couple of days ago, offering me an IVA. This something I had been looking into, although I have never heard of this company. The only thing I can find on google about them is their actual website. As I am unable to find anything else I was wondering if this company is legit? I feel I really need to do something about my debt as making minimum payments account for over half of my income and being a single mum of a baby and being a full time student I am really struggling. My out goings are more than incoming so I need to
  6. http://www.katebelgrave.com/2015/02/well-disallow-your-housing-benefit-for-two-weeks-when-youre-sanctioned-wtf-is-going-on-here/ JSA advisors saying they can stop your housing/council tax benefit for 2 weeks if you get sanctioned?
  7. Hi, I can't sleep for worrying about this even though I'm exhausted! I was interviewed by a revenue protection officer on board a train in London in the middle of September, who suspected me of fare dodging. He interviewed me under caution, placed me under arrest and said that my case was being referred to the prosecutions department of the train company for consideration. I still haven't heard back from them and am worried they have sent me a letter which has got lost in the post. Is it normal to wait so long? The RPI had said it would take a
  8. Hi all, Back in early Dec 2013, I received a PCN from UKCPM Ltd. I was parked in an private office car park, in a space that had been allocated to me by the space holder for the day. I was working in their offices in the multi tenant building. The space is their's under their lease agreement and they told me to park there for the day - I can prove this as I have 2 emails from the office manager advising me to do this. I left my business card on my dashboard, clearly displayed, in case anyone wanted to query it etc. Several hours later I glanced out the window and saw a guy ge
  9. Hi In July my son was travelling by train from Bolton to Manchester to go to work. He had a monthly pass which he showed to the ticket inspector before going to the platform and catching the train. It was only when he got off the train at Manchester that another ticket inspector noticed the pass was two days out of date. My son explained that he had not noticed it was out of date as he had not used it for over a week as he had been off work for a week and offered to purchase a ticket. He was told all he needed to do was give him his details and the reason why he had
  10. I am really needing some help. I have a house valued at £110,000 and a mortgage of £105,000 which I may need to sell. The only problem is I have a secured loan of £34,000 on my home through Picture (or whoever they are now) which has arreas of £650 and they will only get bigger as I am no longer able to afford the loan. What I am wanting to know is am I allowed to sell my home even though the secured loan won't get paid off. I am intending to rent if I can sell my home. Any advice would be much appreciated. I don't want to sell if I don't have to but will Picture?? take my home even if t
  11. Hi, has anyone heard of liteGadgets they are a trading name of AR Supplies LTD in Accrington from their site? They sell electronic goods from major manufacturers. Their prices seem ridiculously cheap and everything seems to be in stock. Which seems very odd indeed. I have searched for feedback on them and there is nothing. Very odd, if they are that cheap one would think they would be selling out of everything. just a heads up PT
  12. I took out £15k loan when I were 16 and gave it to my brother because he asked me to. Long story short, He paid me for a year or so, then lost his job. Couldn't pay me, then he went to prison for something else. My mother helped pay it for some years and bought it down to £12k. She couldn't help any longer and so I stopped the payments. I had many letters at the time, and get a letter every 6 months reminding me about it. But other than that, They didn't chase it since 2010. What is likely to happen?
  13. Whilst looking to get a quick loan (stupid I know) I came across this site. All was going well until the last page where they wanted by digital banking code, passwords etc? I stopped the application immediately and got an email from them ..... see below Why do we need the last page to be completed? We need your online banking credentials in order to connect to your bank account so we can display your transactions and trigger payments in and out of your account. At ClearAccount, we promise to keep all your personal details safe and secure. The security of any information you share wi
  14. A friend received a letter for me from these guys. It was very polite and not demanding in the slightest. It was to do with some bank charges I ran up when my business went bust. I am a bit shocked it has risen from a few hundred quid to about £1500. He called them and explained I didn't live there but would try and get the letter to me (don't see him much). They just replied "don't worry we will just remove it from the system". Looking at their website they seem to be accountants not the usual debt collecting parasites. The letter was full of things like 'we appreciate times are
  15. Received this reply from Capital after requesting CCA, non compliance and account in dispute letters to them Quote Please find enclosed a copy of your credit agreement as requested. In accordance with Section78 of the Consumer Credit Act 1974 and the Consumer Credit (Cancellation Notices and Copy Documents) Regulations 1983, this is your origianl agreement, and if any terms have been varied, then the copy agreement will include the updated terms. In addition, your personal details, the signature box, signature and date of signature have been omitted from th
  16. Hi, I am (unfortunately) having to go to through an employment tribunal process against my present employer. I had an initial case management discussion meeting (CMD) a few months ago. At that meeting my employer's legal representative stated that my employer intended to call several witnesses. The names of these witnesses were not listed in the CMD agenda - even though I had openly listed the names and number of my potential witnesses - and I had expected the employer's side to do the same thing for the CMD meeting. My employer's legal representative stated at the CMD that they (the emp
  17. Hi everyone, I was just browsing through the internet last night (as you do when the weather is against you) and came across a site: http://www.ladderloans.c o.u k. Apparently, they are a trading name of Inventive Finance Ltd and offer loans between 6 and 18 months at around 299% APR. I've searched to see if there was any other information on them on the web but can't find anything other than [problem] checks saying the site is okay, but nobody's personal experience of using the company. Apparently, they are a direct lender as there is no mention of brokering anywhere on the site.
  18. Please can you help me? I have suffered huge financial problems with the Recession. I have a £6K personal overdraft with Barclays. In Feb 2010 I wrote to Barclays and explained I couldnt pay my Overdraft, explained why not and please could I pay a token gesture of £1 per month until things improved. They agreed and so I've been doing this. I also at the same time requested an SAR from the bank which they sent me (pages and pages of it) Two weeks ago I opened a letter from Lowell's to say Barclays had sold on my debt to them and can I contact them to arrange a payment plan
  19. hello all my cousin went for a photo shoot yesterday and paid £50 deposit to have a cd of pictures on, and to pay £79 a month for 12 months, however her husband has just gone pysco and she has to get rid of them, it says on the agreement she signed that its non cancellable so where does she stand?? i just called the place for her and explained but the manager isnt there so they cant do anything tonight, she wants to post the cd and agreement back to them and cancell everything, or her husband will go mental at her, he has already taken her bank card off her i want to hepl her
  20. What did their letter say, did they give you a full explanation of what they were collecting and for who. Is the amount they are asking for the same as the original bill?
  21. Hi!! Has anyone heard of a company calling themselves UK-LOAN-STAR.NET? I have been offered a loan by them, but something about the whole process doesn't ring true somehow. Has anyone out there had any dealings with this company? Your comments wil be gratefully received. Thank you simpleton6332
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