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Found 23 results

  1. Hi everyone, What is actually the healthiest way to quit smoking? There is alot of talk about vaping being bad, and a lot of the nicotine products can have some serious side effects too. I have also read some opinions that going cold turkey isn't the best way to doing it.. Of course smoking is the worst of all but still..
  2. Hello, I started a DMP with Stepchange about 6 years ago with £150k of credit card and personal loan debt. I have paid about £80k via Stepchange over the years and about £70k remaining balance (including personal loan interest). I have been paying £800 per month split pro rata via stepchange but due to change in circumstances can not pay much at all anymore! Have yet to contact Stepchange but have cancelled the DD with them just now. I need urgent help and advice!! Should I arrange to pay them £1 per month instead for now through stepchange and CCA them all in the meantime
  3. Hi all thanks in advance The land lord is always asking for rent in advance, Payment date is the 12th of each month , I have been paying as and when before the due date, but lately the ll is hassling me example this month I paid £375 two weeks ago, get a call last night can you pay some more, the problem is I fear they will end the tenancy if I do not, £400 due on Monday, It seems it is the LL wife's spending money, where do I stand? Leakie
  4. http://www.telegraph.co.uk/news/2016/12/29/sexism-storm-engulfs-royal-britishlegion-16k-quit-womens-section/ I guess the men will have to start baking the cookies then? Apparently half the female members have left.
  5. Hi I have been served with a notice to quit on my home, because the landlady is selling to a developer. I have been at the property for two decades. I signed one tenancy agreement in that time - with a previous owner - the original one when I moved in. It was initially for six months but he said if all went well after that I could stay as long as I want. I have never missed a rent payment. Have kept the property in good repair - even paying for improvements like a new shower, new bath. Replacement of worn work surfaces in the kitchen, replacement taps. Plastering work after a floo
  6. Hi, Sorry if I have come in to the wrong section but I have an issue with a notice to quit my garage from Eastbourne County Council. Basically, I fell into arrears with my garage rent as they didn't have the correct direct debiticon details. Anyhow I was served with a Notice to Quit letter 0n 6th August advising that I had 7 days to pay arrears or they change the locks and take possession. I paid the full arrears on the 7th day and received my receipt. However they still changed the locks as the payment wasn't allocated to my rent account. I showed them that I made the paym
  7. Hi guys, I urgently need some help/advice if at all possible. It's going to turn out to be a long-winded post, so bear with me. Basically, I've been in a rented house for the last 23 years, but in early September received a Section 21 (4) (A) - Notice requiring possession of a dwelling-house let under an assured shorthold tenancy ... so a notice to quit. The document states that the landlady gives notice that they require possession by 30 November. I started looking for another property and am awaiting confirmation on this matter. At the end of October I decided
  8. Hi, I have a SPT and I have given my landlord my notice to quit as I have found alternative accommodation. However, this has not fallen through as the new landlord has decided he does not want to rent the property and want to sell it (I haven't signed a new tenancy yet). I now have to find new accommodation and doubt this will be before my expiry date on my notice to quit, can I cancel this? (without my current landlord agreeing to this) There is no loss to my current landlord, i.e. no new potential tenants or buyers.....
  9. Hi, i'm an EEA national who has been living in the UK for 4 years. After being unemployed for almost two years I finally got a job, a part time one but with good perspectives of going on full time soon. Unfortunstely after the first week I was basically left with no choice other than to quit, I will not go into details now but I felt threatened and afraid for my personal security after that one week on the job and didn't feel I could do it. After speaking about this with my manager he did not leave me any options so I was forced to quit. This was almost two weeks ago, I have been frantica
  10. During October 2013, thousands of people across England are taking part in Stoptober - a new, exciting 28 day challenge to stop smoking. There's lots of free support to help you along the way - and the great news is that by stopping smoking for 28 days, you are five times more likely to stay smokefree! Stoptober support is available as an online/smartphone app, a Stoptober pack, a 28 day stop smoking text support programme and support via the Smokefree Facebook page. The Stoptober pack is a pack for smokers with facts, tips and tools to support them through the 28 days
  11. Hi all, I started a new job about 4/5 weeks ago but it isn't going well. Its very timed and speed focused and I just CANT get to the speed they want/need their employees to achieve. Other trainees are managing this. I can't see how I can improve myself anymore (it's a physical job and I get the feeling that my previous 5 year desk job hasn't aided me in moving to this kind of situation) so feel like dismissal is going to be inevitable. What I'd like to get an opinion of is whether I should quit or should I wait to be dismissed. I'm very tempted to 'just' quit as it's really stressing me
  12. Hi. Im a single mum of 2 children, aged 4 years, and 19 months, and im struggling. I work part time (16hours a week), and am really struggling to make ends meet. Both my children go to nursery due to me working, and its getting to a point where im just going to work to pay the nursery fees, and we have almost no expendable income. Im struggling to pay the bills, and am really stressed all the time. Im considering leaving work, but dont want to hand my notice in as i dont want to be left with no money at all if i cant claim income support etc straight away. Does anybody know if i would have to
  13. Hi there, Around mid November, I got a part time job at a sort of concessions stand in a shopping centre. I worked there for an agonizing month where I was expected to do things which put my personal safety at risk and I was not entitled to a break (even a toilet break!) when working for over 5 and a half hours as only 1 person works there at a time! I also ended up on most afternoon shifts working for an extra hour and a half (unpaid) and so would get home at ridiculous hours of the night. I had not been provided with any sort of contract which stated anything on the details of my em
  14. Hello, fellow CAGgers, I have just left my current (temp) job voluntarily. I haven't walked out. I have given proper notice and the company has agreed to let me go as per contract. I am not going into details why I left because there are circumstances still under investigation, or so I'm told. I might make a separate thread later on about this. I am resigned to the fact I might not be receiving Jobseekers Allowance for 26 weeks, I believe, but I need to know some practical details: 1) Can I wait the 26 weeks or whatever time before claiming JSA again or do I have to claim n
  15. Hi there, hope this is the correct forum, if not can some move it for me please. Scenario: My sister owns her own home, her now ex-partner has lived with her for 12 years, the last two with them being separated. Her Ex has several illnesses and disabilities, he is currently on ESA, she has been asking him to leave the house for the past two years and has not done so. (He pays no rent) She now wants to force the issue and wants to issue him with a letter to vacate the premises and maybe this will motivate him and also trying to give him a fair chance so he can take the letter
  16. after nearly 20 years of smoking the time has come to give it up-7 days now:| not had too many effects eating to make up for no smoking,moods kicked in so decided to get a electric cigarette but put off by the cost,not knowing if they are good or not. brought a disposable one from supermarket cant say i enjoy it too much but seems ok so will do the jump to a refillable one. have anyone of you good people used these electric fags do they work on the long term? have the will power as have to give up due to heath issues which ones if any are any good thanks
  17. Morning All, after 20+ years my quit day has finally come around. I am using a combination of patches and inhalers as recommended by the chemist. and i have an ecig if it all goes "pear shaped"
  18. hi everyone, i had been smoking since 1 was 12 years old and now 46. tried sveral times to quit tried champix cut down then started smoking heavy again. my problem was i enjoyed smoking but was smoking in excess of 40 a day. i then tried e lites they didnt work either i decided this year as a new years resolution i would quit my friends and work collegues were doubtful but i went cold turkey and stopped and has now been nearly 7 months. my only advise is if your not ready to stop smoking dont only do it when your ready. apparently i was a nightmare to work with for 3 weeks but i
  19. i was served with a notice to quit and have been house hunting, trying to get dates to match up as closely as possible, when i noticed that the date on my notice to quit is halfway through my current rental period. It used to be a 6mth AST, rent paid weekly on a Friday, yet the NTQ ends on a monday. in my opinion the NTQ is invalid due to wrong dates, if this is so, and i decided to leave on the date specified would i be in breach and liable for deposit deductions. Full wording of the NTQ is as follows "I, Mr Daniel xxxxx, HEREBY GIVE YOU, Mr Adam xxx, notice that possession of
  20. This may seem a little basic, but after reading previous threads and sticky's i cannot find what im looking for..... basically I am about to go into battle with a LL that is essentially Janine Butcher and need to do everything by the book so there are no loop holes for her to climb through. I am about to terminate my short-hold periodic tenancy agreement after just over 5 years living in my current address due to my pregnancy (which she does not know about, although i think she or her family members have been in my room without permission so may well do) and the fact her behaviour has bee
  21. I bet Bob Diamond will resign by the end of this week. The new chairman of Barclays will come under intense pressure to show chief executive Bob Diamond the door in a dramatic purge at the bank. Marcus Agius is expected to stand down as early as today as the bank battles to repair its reputation in the wake of the interest-rate rigging scandal. But his exit is unlikely to calm the storm threatening to engulf Barclays with critics calling for the head of Diamond and his most trusted lieutenants. Read more: http://www.dailymail.co.uk/money/news/article-2167380/Bob-Diamond-feels-
  22. http://www.standard.co.uk/news/uk/barclays-shares-dive-as-boss-bob-diamond-faces-calls-to-quit-over-ratefix-7895706.html
  23. ...Well, important for my partner and I! Just want to declare I've tried Googling this but get conflicting information, so thought would register and ask you kind people. Our aim: To commence renting a new property we've found to replace our current rented property (which has different agents) as soon as possible. My hope is we're able to send notice by registered post immediately, to quit our present property on or after 28 October, without any penalties or repercussions. You'll see below why I haven't put an earlier quit date. By the way, when I search this query the results are
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