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About Me


  1. I parked in a no through road which leads to the entrance to a supermarket car park and a derelict building site, which after many years of standing empty is finally being redeveloped. The road is accessed from a main road, where there are normal road markings and no signs stating that you are entering a private road and there is No Parking or any charge if you do park in it. Shoppers often park in this road for a short time whilst they go the supermarket, even when there are spaces available on the store car park. One day I parked in the road because the supermarket car park was f
  2. parkingbill2018, where are you with this case? I've got the same problem on the same location, but mine is on early stage, have only passed to the ZZPS LTD Could you please update when you get a resolution Thanks,
  3. Hi, I have had my bank accounts closed and told I will have to wait for 30 days to get my money. Ive had an account with a main bank and always used my mums address, this account is about 5 years old and with a small overdraft and no problems.I have been living with my GF for about two years so thought I could get an account at her address so I just did it with the other bank that is linked to my main bank but was told if I wanted to close my old account I would have to go into the branch to do so. I carried on using both accounts and even set up fastpayment with my new account
  4. I believe that a former employer may have acted unfairly against me whilst I worked there and I'm intending to SAR them to see if there is any evidence of this which I can use. I do not know where the evidence may exist or in what form, whether it is in emails, phone calls (which I know to be recorded and stored) or paper records so I would like to make a SAR for every piece of information they have. I also obviously do not want to disclose the reason for my request and find that the evidence I'm looking for may miraculously disappear. I am uncertain whether it's better to make a SAR
  5. Hello again, I have issued a 1-2k claim against a service provider "Spottish Powder" using MCOL on 21 JAN. They filed an AOS, and time to file the defence expired, either today or yesterday, I think. MCOL will now allow me to file for a DJ. Should I do this, or wait? Thanks in advance.
  6. Sick and elderly have to wait outside in all weather in the cold for up to an hour before a GP surgery opens - just to get an appointment. Patients are said to start queuing at around 7am every day, although the surgery doesn’t open its doors until 8.00am. What if you are elderly and living on your own? You can’t expect them to come and queue. It’s disgusting. There are lots of old people standing in the freezing cold in the middle of winter. The system needs to change. There are queues every morning. The surgery should open up its doors earlier and have a ticket system, whereb
  7. Hi, General advice needed. Last year a judgement was issued against me. I was not aware of the judgement taking place. I have no recollection of receiving notice although I cannot say that with any certainty. This is because I was in the midst of some pretty severe health problems which have required multiple operations and at the time the judgement was issued, I was on morphine for pain management and anti-depressants to treat my depression. I became aware of this a couple of months ago and began seeking advice on the steps open to me. It became clear the only
  8. Hi This is my first post but I have been an interested reader of the forum for a couple of years. Any help I receive would be greatly appreciated. I have defaulted on my car finance with money barn. I haven't paid a third yet but my circumstances have recently improved so I would be able to pay the arrears monthly along with the standard repayment. Moneybarn are not interested though so I was hoping to avoid the time order fee by waiting for me to be taken to court and asking for a suspension of the repossession order. Would this be a good tactic or is it i
  9. So, I was an irresponsible student who racked up some defaults for a small amount of 2500 I am in a position to settle these debts now, but many of them are very close to being statute barred, my main query is, if I was to settle these debt, how long until I would expect to see an improvement in my credit file?
  10. Hi, I was called in for a compliance interview in June 2011. I admitted I saved all my DLA up for something that would help me medically (I did have savings over and above limit for this reason). I get higher rate on both components of DLA. I was told I could spend my money on the said medical aid within a few days and they wouldn't consider this deprivation of money. I am paying the overpayment and have been for quite a while. But what I cannot ascertain is whether they will take things further. I have a lot of physical and ment
  11. Hi All As have many on here, I've been doing battle with the DWP over moving over to PIP. I was re-assessed for PIP and had my medical with ATOS on 15 September. My standard rate care was upheld but they only awarded me 10 points for mobility. I had been on HR DLA since 1994. I have RA and Osteoporosis and have had since 1973 when I was 9 years old. I've had 6 hip replacements, a major fracture to my femur last year from which I'm still recovering and which happened whilst merely standing in my living room (doctors not sure how it happened but think it was a stress fracture which sudden
  12. In a nutshell 21 July 2015 - applied for JSA 27 July 2015 - had appointment for JSA - claim accepted I have received letter that I am getting JSA from 27th July with first seven days stopped which is ridicoulous in itself as I now have £40 to last 2 weeks! I thought the claim would start from when I applied onlien on the 21 July and the seven days wait would count from there meaning the most I would lose would be a tenner. Can anyone just confirm that I should be paid from the 21st before I ring the jobcentre and vent my spleen.
  13. i have a contract with a broadband provider for 8 more months. its 18.40/month, i've moved and they want me to pay £100.00+ moving fee and wait 27 days to connect it at my new address. the contract is for supply of broadband/phone so can i cancel it based on the fact that they have broken the contract ? and cancel all further payments?
  14. Hi, I invoiced my boss two weeks ago just after i left my job there (I was self employed so had to invoice) and he is yet to pay it even though he usually pays a couple of days after, but now i've left he is obviously being stubborn. I have emailed him and he hasn't responded to any of them in the last few days. I have tried to call him but he doesn't answer so he is obviously just ignoring me. The amount is only £120 as i only done a days work for him last month so i am not overly worried about it, but it's just the principle and him being an idiot about it for no reason (barin
  15. Do the site team think that the issues of the last day or so are fixed? Please advise if not and when you hope they will be so we don't all keep whinging about it and adding posts with "helpful" advice.
  16. I bought a car a few weeks ago, which after a couple of weeks, refused to start. The dealer was very good and agreed to have the car back without argument. The car was recovered back to him at his expense. However, that was now over two weeks ago and I've yet to see the money in my bank and he's now stopped replying to my messages.The car is now readverted on his website. What's my next step? Any thoughts would be greatly appreciated. P.
  17. Hi i was working for a company in the public sector , one of the things in my defense is the basic fact that they was in breach of contract because .... The manager forced me into taking a break at the end of the duty which i am claiming effected my performance According to ACAS It's extremely important that workers take breaks. Studies have shown that heavy workloads and stress can make workers less productive, increase the risk of mistakes, and affect health. and should have their break at some point during the middle of there shift rather than adding the break to the end or begin
  18. A letting agent says I must have a certificate of satisfaction even though the CCJ is marked as satisfied on my file. I wrote to the court with a cheque two weeks ago but I have heard nothing and they haven't even cashed the cheque. I tried phoning, but all I got were recorded message options telling to write in with a cheque! Is two weeks a long time to wait or is it normal? I really want to get on.
  19. First time poster. I've read with interest the many threads on PPI reclaim I've seen here. I'd like to thank all the contributors for providing me with enough background to get my claims started. THE WIN I sent an FSA questionnaire claim to MBNA in January, regarding a credit card I had between 1996 - 2003. I didn't even request an SAR. They replied within three weeks saying they were upholding my claim and have now written to me offering me £3163 which fits in with my figures. I couldn't have done it without the information on these forums. THE WAIT At the same time I
  20. Hi everyone, I'm new to this site so bare with me. I just want to know how long it will take for me to hear back about esa? Basically I was on incapacity benefit and got a letter saying I'd be moved over to esa and I'd get a form through the post, the form had to be back before the 26th of march and it was. So it's been just over 3 weeks. Could someone also tell me the difference between the groups of esa? Ones support and ones work related? Something like that. I really don't under stand it tbh. I know there's Medicals involved. Does everyone have to go to them?
  21. Hi all, I started a new job about 4/5 weeks ago but it isn't going well. Its very timed and speed focused and I just CANT get to the speed they want/need their employees to achieve. Other trainees are managing this. I can't see how I can improve myself anymore (it's a physical job and I get the feeling that my previous 5 year desk job hasn't aided me in moving to this kind of situation) so feel like dismissal is going to be inevitable. What I'd like to get an opinion of is whether I should quit or should I wait to be dismissed. I'm very tempted to 'just' quit as it's really stressing me
  22. The claims bonanza surrounding payment protection insurance (PPI) shows no sign of abating with the financial ombudsman confirming it expects to rule on twice the number of complaints as predicted this year. The Financial Ombudsman Service (FOS) is now telling claimants that they face waiting a year to get their money back thanks to the flood of claims. The ombudsman normally has a target of settling claims within three to six months. A spokesman said it expects claims for 2012-13 to be twice the 165,000 predicted at the start of the year. Read more: http://www.dailymail.co.uk/money/c
  23. :?:can anyone give me any advice about a loan we took out 10 years ago with alliance & leicester. my husband was self employed when he took the loan out we told this to the advisor but we were advised that without ppi we would not get the loan. we wrote to allaiance & leicester(santander)ten weeks ago and have heard nothing from them .tried to ring but once you get through all the different menus it just rings and rings. any advice about what to do next please.
  24. http://www.dailymail.co.uk/money/markets/article-2220269/Sainsbury-s-makes-suppliers-wait-crucial-payments.html
  25. Hi I had to attend the ATOS medical centre for a review. I am currently on ESA in the "support group" due to clinical depression and severe anxiety. I had the review over 4 weeks ago now and am anxious to know of the outcome. The review was a fairly quick affair after I handed over a letter from the the Consultant psychiatrist who is treating me.. In the letter he gave information that I was under his care and would not be fit for work for some months... No mental health questions were asked of me during the ATOS medical.. I am sick with worry now that nearly 5 weeks h
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