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rattlywelshboy

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  1. Hi dx Yes still at same address, will call Northants bulk and ask the questions. Thanks
  2. Hi dx Seem a bit blunt there, not a habit as you put it. I've had alot of issues with my mail over the years as what was 1 house is now 2 but that's another issue in its entirety. The debt company is perch capital Ltd and when I see the default from them on my credit file and coincidently the ccj I called them and they informed me that they applied and gained the ccj. They have offered to email a copy of the ccj as I didn't receive the application. My other concern also is that there is a ccj and default file the same debt unless that's allowed. Appreciate the help anyway as always. Thanks.
  3. Hi, No i haven't moved address, been here 12 years and yes the address on my credit file is correct.
  4. Hi All, I had a loan with 118118 and subsequently raised a dispute about the account and fees and affordability. fast forward a couple of months (maybe 4 or 5) and the account is passed to a debt collector. I explained to the debt collector that I have an existing dispute with the lender and believe it should not have been passed to them at that time. Fast forward another 3 months and I check my credit file and not only is there a default on there for the account but it appears it was sold to the debt collector and they have also had a CCJ registered against for the same debt. I dont recall ever receiving any court documents and now there's a default and CCJ for the same account show on my credit file.
  5. Hi All, Parked in a local authority car park and the machine would not accept my coins. Decided to pop into the shop which is next to the car park to get more change. Came back literally 5 mins later to find a ticket on the windscreen. The ticket is manually filled out but looks rushed and has no attendant name or signature filled in. Do I have a valid reason to appeal as its unsigned and also didn't stay in the car park once I saw the ticket. Thanks
  6. Hi All, Parked in a local authority car park and the machine would not accept my coins. Decided to pop into the shop which is next to the car park to get more change. Came back literally 5 mins later to find a ticket on the windscreen. The ticket is manually filled out but looks rushed and has no attendant name or signature filled in. Do I have a valid reason to appeal as its unsigned and also didn't stay in the car park once I saw the ticket. Thanks
  7. Hi All, I called the TEC (Traffic Enforcement Centre) and asked them about the Warrant. They advised that the PCN info they received from congestion charge/transport for London was in the company name but also had my name on it as well. They advised me to complete the OOT declaration and also to contact the congestion charge people. I called the congestion charge who advise that the vehicle is both mine and the company name so either would be liable. I said that it can't be registered to 2 entities at the same time and that in what capacity would I complete it and get it witnessed as I am no longer a director of the dissolved company. They said that the info they received from the DVLA showed the company name as well as mine. I spoke to the DVLA and they conformed that the vehicle was in the company name with my name as the contact as per the V5 when it was completed. I called the TEC back and they continued to say that I should complete the OOT and put that the company is dissolved and to provide proof from companies house and to state that I am completing the form as a 3rd party no longer connected with the company? All a bit confusing but maybe I should fill it in?
  8. ok I will fill in the out of time statutory declaration. My understanding is that the clock gets reset to when the PCN was originally issued? If so then what do I do then as the company lo longer exists, I don't know who was driving the van on the day of the PCN so not much help
  9. No, the van was sold last year when the company was dissolved. I saw the Bailiff parked behind my car before he came and knocked on my door. Not sure if he did a DVLA check on my car but he never mentioned my car when he was talking. Once I told him that the company was closed last year he just wrote a letter and gave it to me, however like I mentioned in my first post the letter is addressed to me only and does not have the company name on it?
  10. Hi, The bailiff claimed that the paperwork he had was in the company name which was a limited company. He said it was for a PCN that was unpaid. However he also said that the information that the DVLA gave showed me as a contact. I explained that I didn't know anything about the PCN and that the limited company is dissolved. The vehicle in question was a van which was in the company name was sold when the company ceased. The bailiff has then said that as my name has been given by the dvla that I am now liable for the debt? The V5 was in the company name. but they have my name as a contact? according to the bailiff. Also the date of the PCN was before the company was dissolved.
  11. Hi All, Seems to be never ending witn these people. Yesterday I was at home and a bailiff from Marstons knocked on my door and wanted to collect money for a PCN. The paperwork was in the name of my old company but also had my name on it as a contact. I was totally unaware of this PCN and I explained that the vehicle was registered in the company name and was used by about 4 workers including myself. Also that whilst the company was registered at my home address it was closed down and dissolved in august 2018. He went on to say that as my name was given by the DVLA as a contact although the vehicle was registered in the company name I am liable for the debt and it makes no difference that the company was dissolved nearly a year ago. I called the transport for London who advised just to pay it, then they went on to say to complete an Out of Time statutory declaration and sent it in to the Traffic Enforcement Centre. Needless to say the bailiff did leave eventually after leaving a letter which he has now put my name only on it and said he will be back. Any thoughts? thanks
  12. please find attached the N244 form, I have not added any personal information. thnx N244 NPOWER.pdf
  13. I will add this to my application. Big thanks for your help and will update the outcome as soon as I know. Thanks
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