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Leakie

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Everything posted by Leakie

  1. Hi DB Post 22 EA refusing to take calls for payment on 2 occasions, then passed to a 3rd EA, who is now making the threats. Leakie
  2. Just seen CD's post so a phone call after payment has been made and followed up in writting for the allocation. Leakie
  3. Hi again Diddy1 I would just make the payment online or the automated payment line, The reason for this is because Capita seem to run alot of backroom council tax Departments. Capita own Equita so may not accept the payment. This is the reason I made the comments, and also why I suggested the letter to the head of revenues, they will be part of the council. Also it maybe a good Idea to get your local councillor on board, tell them exactly what has happened it will all help. Leakie
  4. Because you can prove that you have tried to pay, the council will not take you to court for committal, It is only when you point blank refuse to pay they would consider this. The EA is trying to put pressure on you to get payment, if you pay the council direct you can not be accused of refusing to pay. The EA is out of order by using this threat, so if you can get it in writing or recorded. then it will also help your case with the council, you also have proof of payment, on your bank statement. So just do not let him in and keep your car away. Leakie
  5. I can not see how they can take your equipment from your business property, I can understand if you have tools etc at home, I may be incorrect but hope not.
  6. Hi Diddy1 The only thing I would suggest to do is pay the council, Direct on the online or telephone payment line. The council can not decline payment. I would also get in contact with the head of revenues at the council and explain what has happened. A similar thing happened to me a few years back with Equita, If you can get proof of what the EA is saying about the committal even better. The council would be the only one that can take you to court for this, and it is very unlikely to happen. Just make sure you to not allow entry to your property, and any vehicles move away. Leakie
  7. Hi BA By coincidence, I have been assisting a couple today who thought that the enforcement company would have returned their debt back to the council by now so that they could pay the council tax direct to the council and therby evoid paying bailiff fees. The enforcement company have done no such thing and enforcment is continuing six months later !!! In light of other similar enquiries, I will be amending previous advice and will be telling debtors that an account would very likely not be returned to the council for approx 4-6 months. Well you may have to alter the time scale a bit more, As I have been with Newlyns since the beginning,of September, But have only had 1 visit at 5am, and a lot of threatening letters. Sorry for the off topic post Leakie
  8. Just over £450.00 has now been credited to my Electric account. For once I will say thank you British Gas, no quibbles just sorted. Feather in your cap this time leakie
  9. I agree with BA post 24 Bankruptcy is something the council can use. and as stated the limit before proceedings can be taken, is now £5000, I think it was £700 before. With regards to the Bailiff threatening Bankruptcy this quite a common threat along with Committal to prison, It is not up to the EA if this happens.
  10. I understand what CD is saying, If the debtor can pay the debt once it has been passed back to the creditor, The fees die and the debtor, is not having to pay the £310.00 fees Not all debtors are in a position to pay before it goes to the EA, Also it could also be a wake up call to try and sort the finances out. The end result is debt is still going to be paid. Thus the wait it out is not that bad advise if in that position.
  11. Hi Buckthorn I know they are smart meters, But they are not that smart, to be able to turn off individual appliances, Also the installation for the meter and cast of the meter is free, no tariff change. As Andy has said If you go on to this plan the Tariff will be higher, so unless you use an awful, lot of electric between the hours. It would be pointless.
  12. Hi all I thought I would share this, I moved into my property 2 1/2 years ago, The property had storage heaters originally, so was on a Dual meter (night and Day) Now by I have had gas central heating since I have been here, Dual meters are only good for your pocket if 60% of the electric is used on the night side of the meter, I queried this and asked it to be changed as there was just over 5p per KW difference. Look's like I have just save about £400, as the company are now back dating the account with the lower rate, Worth looking into. Leakie
  13. Hi CB I have just spoke to an adviser on another mater and asked about it They have only just been briefed on it the rate wold be higher than normal, so would be beneficial, if you have alot of washing to do and use a tumble dryer. So could save on a Saturday or a Sunday
  14. There fee's do not add up £75 for each of the 3 LO's and £235 for enforcement, Total £460 as you have paid the full amount owed the council, you seem to have a high CT if that has the £25 discount? Ask the EA company for a full breakdown of there fee's Leakie
  15. That may be so DB But if they do not have the Large initial payment, as you say there will be no repayment plan , What is the EA going to do? Something is better than nothing, And a Debt will get paid back, eventually, which is what the aim is in the first place.
  16. Good advise Coughdrop One thing I have learnt from experience , is never trust a bailiff or the company they work for. They will lie to get a result.(understand that is there job) Unfortunately not everyone has the spare cash to make the initial payment, Some people do not have 2 pennies to rub together and live day by day . This is the problem , the powers to be who set the regs do not take this in to account. A good result for the OP and for CAG leakie
  17. Hi |Sorrylittlelot First of all they can not get a locksmith at this point to break in as they have not been in the property. Keep doors shut as iuf they can just walk in they will then they can control your goods If you have a vehicle, move it well away as they will clamp it They rely on fear this is why they are making the threats It is a bit quite over the weekends I will try to get one of the more knowledgeable to come here . Leakie
  18. Hi Lanasra2005 If you do not mind me asking are Newlyns chasing you? I had forgotten about this tread, I have had no more letters from them since, Although I have had correspondence from them, all in different types of envelopes for some reason. I think they are trying this as I have not contacted them .
  19. TobyJugg2 "so they didn't have to make a visit for the £235 charge" This my understanding, from previous discussions on the forum. and from Experience. My second letter from Newlyns already had the £235 charge added before they even attempted to visit. I personally think that the charge should be a success fee, only applied once a reasonable repayment agreement has been set up, The new Fee regs have made it easier to understand, and is less open to abuse, I also think that adding on these fees to people who are unable to pay do not help the situation. an example one of my LO's was for £95 ( I was unaware of it until Newlyn's contacted me) then doubled with the councils charge, when forwarded to Newlyn's another £75 was added so a £95 debt went to £265 I have 3 LO's at the moment due to my family circumstances beyond my control, the total added to the Debt with council fee's is £745.EA company £460 Council £285. if this was the true cost I would not mind I can not pay at the moment, Now that you put "Apologist" has a wide range of meanings we must all be apologists for something
  20. Hi BA Since when is it an offence not to provide an I & E? I only ask as I have never heard of this before and was under the impression only a court could ask for this. Leakie
  21. Tobyjugg2 I have to butt in here, DB and I assume you also mean BA are not apologists for the new regs. you have your point of view and DB has his, I do not agree with DB most of the time, But the reg state that as soon as it is passed to the EA the £235 is automatic. (no visit necessary for the fee to be added which IMO is not how it should be) So why would an EA just call around with out the intention of trying to enforce? it would be a waste of time. May be the OP was smart enough, not to let the EA into the property. But there will probably be another attempt at some point. Leakie
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