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CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 155,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.

Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Your Internet search-box

Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

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Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 



Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

  The Consumer Forums      Last Post      Threads Posts
Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.
Today 09:44 Go to last post
16,446 55,010
Frequently Asked Questions. Case guidance etc. Instructions on how you can Reclaim the Right and get your bank charges refunded.------::::::-----------
This forum will appear to be private if you are not registered. --- REGISTRATION IS FREE
You will need to register to enter these consumer forums
Registration is FREE and very easy.
11 12
Forum rules and other forum issues. You MUST read and agree these before reading or posting in this forum.
7th July 2007 12:27 Go to last post
6 13
The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. Follow this link to our PPI forum, where you will find information about whether you have a valid claim for a refund, and about the reclaiming process.
- - -
If you are giving up smoking then you might like to start a thread on the Consumer Health Forums so you can let us know how you are doing - and about each time you falter.
- - -

Missing Persons
  The Consumer Forums Last Post Threads Posts
Contact a moderator to include an appeal or an announcement in this forum. Only UK-relevant matters please.
22nd January 2008 18:51 Go to last post
10 11

Consumer Action Group Webmail
  The Consumer Forums Last Post Threads Posts
Direct access to your CAG webmail.
The CAG email is now fully featured including configurable spam and virus filters. Consult your email either here or on your favourite POP3 email program.
- - -

The Consumer Forums libraries - bank charges materials and other issues
The Consumer Forums materials base. YOU will need to register to view these materials
REGISTRATION IS FREE
  The Consumer Forums Last Post Threads Posts
Bank charges, Data Protection Act and other issues related to Consumer rights. ***** This Library will appear to be private if you are not registered ***** --- REGISTRATION IS FREE
You will need to register to enter these consumer forums
Registration is FREE and very easy.
21 29
All issues relating to unfair penalty charges and Consumer rights. ***** This Library will appear to be private if you are not registered ***** --- REGISTRATION IS FREE
You will need to register to enter these consumer forums
Registration is FREE and very easy.
33 40
***FULLY REVISED TO TAKE INTO ACCOUNT THE RECENT COURT JUDGEMENT*** The Bank Action Group document and letter templates. Use these to make your claim for your excessive unfair bank charges refunds or to challenge Data Protection Act violations --- REGISTRATION IS FREE ***** This Library will appear empty if you are not registered *****
You will need to register to enter these consumer forums
Registration is FREE and very easy.
34 76
This forum contains templates to be used in respect of complaints made under the Consumer Protection from Unfair Trading Regulations 2008. You will have to register to view these templates --- REGISTRATION IS FREE ***** This Library will appear empty if you are not registered *****
You will need to register to enter these consumer forums
Registration is FREE and very easy.
3 3
Newspaper and internet articles. Radio and TV items about excessive unfair bank charges and other consumer rights issues
***** This Library will appear empty if you are not registered ***** --- REGISTRATION IS FREE
You will need to register to enter these consumer forums
Registration is FREE and very easy.
9 10
Links to Governmental and non-Governmental agencies ***** This Library will appear empty if you are not registered ***** --- REGISTRATION IS FREE
You will need to register to enter these consumer forums
Registration is FREE and very easy.
39 42
Explanatory notes intended to make the court system more accessible to you. If you have to go to court to Reclaim the Right. Recover bank penalty charges.
***** This Library will appear empty if you are not registered ***** --- REGISTRATION IS FREE
You will need to register to enter these consumer forums
Registration is FREE and very easy.
6 6

The Consumer Forums
The Consumer Action Group
  The Consumer Forums Last Post Threads Posts
Are you interested in the bigger picture? Do you have definite ideas which you wish to contribute? Are you interested in campaigning in some way? Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas.
by texel
Yesterday 13:31 Go to last post
249 6,377
by wino
Today 10:14 Go to last post
4,652 42,798
As the title suggests - a kind of "Did you know...?" - a place to add snippets of information about consumer law. Everyone must know at least one little gem that could help out loads of people. Try and post with a link to clarification where possible.
by wino
Today 09:40 Go to last post
665 7,351
If you are giving up smoking then you might like to start a thread on the Consumer Health Forums so you can let us know how you are doing - and about each time you falter.
- - -
Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.
Today 06:42 Go to last post
335 3,408
22nd July 2008 19:03 Go to last post
212 1,793
Problems with the DVLA? Don't we all? - here's the place to post.
by daarab
Yesterday 22:31 Go to last post
224 2,594
Do you have problems at work for any reason including disability, harassment, discrimination? Are you facing disciplinary action? Are you failing to get employment because of some disability or discrimination problem? Discuss it here.
791 8,083
Yesterday 15:11 Go to last post
336 3,005
Yesterday 22:27 Go to last post
369 2,991
by Bona
Today 06:37 Go to last post
937 7,818
This is the place to discuss Local Authority dispute, including issues around Council Tax Banding, Business Rates, Planning etc. NB: DO NOT USE THIS FORUM FOR COUNCIL TAX BENEFIT OR DEBT ISSUES - you will get more support in the other relevant forums.
Today 07:09 Go to last post
90 479
21st July 2008 12:56 Go to last post
204 2,170
A forum to discuss the legalities or unlawfulness of parking/speeding tickets or congestions charges etc.
Today 09:09 Go to last post
2,091 24,565
The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.
by Bog
Today 09:49 Go to last post
1,398 14,589
Have you been let down by public transport? Tell us about it here. Go one better and put in a claim for some proper compensation. You don't have to accept their travel vouchers. You can do better than that.
by Stoja
Today 09:23 Go to last post
54 628
This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.
by wino
Today 10:09 Go to last post
1,726 14,485
If you have a problem with goods which you have purchased by a major UK retailer, share it with us here. This is where you Reclaim the Right. ENTER NOW.
Yesterday 23:38 Go to last post
1,080 10,416
If you have special needs or disability issues, discrimination, motability etc, come here to discuss it or to give advice
by CSJ2K
19th July 2008 17:58 Go to last post
85 961
Come here if you think that you have consumer-style problems which are connected to your status as a student
Today 07:14 Go to last post
242 2,793
by buzby
Today 09:36 Go to last post
1,613 13,599
Yesterday 20:58 Go to last post
734 4,905
520 4,172

The Consumer Review Centre
Consumer Reviews
  The Consumer Forums Last Post Threads Posts
Have you bought a product or paid for a service? Would you like to recommend it - or warn others about it.
Whatever it is:- software, hardware, TVs, service, cars, holidays. Whatever
Write your review here.
16th July 2008 13:23 Go to last post
17 53
Have you a computer or other computer equipment? Would you like to recommend it - or warn others about it
Write your review here.
by BDWeb
14th July 2008 13:33 Go to last post
8 29
Have you bought or used any computer services? Would you like to recommend it - or warn others about it?
Write your review here.
by tal
28th June 2008 15:52 Go to last post
16 87
Have you bought or used any computer software? Would you like to recommend it - or warn others about it?
Write your review here.
20th July 2008 01:08 Go to last post
8 45
Have you shopped at a department store? Would you like to recommend it - or warn others about their customer service.
Write your review here.
by Conniff
19th June 2008 08:12 Go to last post
6 30
Have you bought a financial product or used a service? Would you like to recommend it - or warn others about it.
Loans, Mortgages, Savings, financial advice. Whatever
Write your review here.
17th July 2008 19:50 Go to last post
13 42
Have you bought a health product or used a health service? Would you like to recommend it - or warn others about it.
Write your review here.
15th April 2008 19:43 Go to last post
1 9
Have you bought Insurance or had to make a claim? Would you like to recommend it - or warn others about it.
Car, Household, travel, breakdown, building, life insurance. Whatever
Write your review here.
5th July 2008 21:36 Go to last post
8 35
Have you traveled or been on holiday? Would you like to recommend it - or warn others about it.
Air, train, boat, coach travel. Package holidays or hotels. Whatever
Write your review here.
22nd July 2008 03:32 Go to last post
18 56

The Consumer Forums
Debt Action Group
"Dealing with debt"
You can choose any one of our new debt forums to seek help or to give help on specific aspects of debt.
  The Consumer Forums Last Post Threads Posts
Advice on how to deal with debt collectors
Today 10:16 Go to last post
8,484 136,939
Your rights when dealing with bailiffs and sheriff officers
by Carl128
Today 09:44 Go to last post
1,248 17,986
Experian, Equifax, CallCredit etc
Today 10:18 Go to last post
28 1,628
They have also been known as 'Chattel Mortgages', but whatever the name - this is the place to get advice.
22nd July 2008 22:22 Go to last post
69 1,238
Advice on some of the formal debt management solutions
by mcuth
Today 08:05 Go to last post
149 1,852
Advice and guidance on Scotland specific debt issues
Today 09:44 Go to last post
69 733
Advice and guidance on dealing with court action by a creditor
by pt2537
Today 10:18 Go to last post
908 26,083
Advice on dealing with secured debt
by Bona
Today 09:42 Go to last post
399 6,818
Tell us your repossession story or seek help here
by Bona
Today 05:54 Go to last post
27 493
Advice and guidance on dealing with debt on a personal level
Yesterday 07:06 Go to last post
12 144
Advice on how to work towards a debt free life
Yesterday 22:38 Go to last post
218 2,617
Various letter templates to help you communicate with your creditors - PLEASE NOTE THAT YOU MUST BE A MEMBER TO VIEW THESE TEMPLATE LETTERS - Membership is free: http://www.consumeractiongroup.co.uk/forum/register.php
You will need to register to enter these consumer forums
Registration is FREE and very easy.
13 62
Post here any general debt questions not covered elsewhere.
Today 08:21 Go to last post
5,269 66,835

The Consumer Forums
The Bank Action Group - against unlawful bank charges
  The Consumer Forums Last Post Threads Posts
The Litigation section is very important. The information here is useful if you are applying for disclosure orders, lifting of stays, wasted costs orders or other matters.
PLEASE DO GIVE YOUR LITIGATION DETAILS TO A MODERATOR OR SITE-HELPER. AND BE SURE TO GIVE THEM AN UPDATE WHEN YOUR CLAIM IS CONCLUDED.
- - -
Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges.
Today 09:42 Go to last post
6,641 78,633
If you live in Scotland or have an account in Scotland, please take time to join the new Scotland User Group. (Not for RBS/HBOS English accounts.)
828 8,222
Had a bad day, Dear? Come here for some off-topic chat.
by wino
Today 10:07 Go to last post
1,492 87,609
Want to meet up with other CAG people round the country?
Today 01:36 Go to last post
40 5,742
Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
Yesterday 22:06 Go to last post
4,880 71,574
Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?
Yesterday 20:10 Go to last post
1,553 19,023
Meet other Barclays Bank customers who have also been faced with excessive unfair bank charges. The is the bank which the BBC found had a culture of dishonesty. Let us know if you agree.
Today 01:36 Go to last post
6,973 93,250
Meet other Co-Op Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
22nd July 2008 18:57 Go to last post
745 6,140
Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
Today 09:47 Go to last post
6,754 89,708
Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
by gdnaes
Today 09:02 Go to last post
7,129 104,407
Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
Today 02:41 Go to last post
7,086 88,255
Meet other MBNA customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about