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About littledotty27

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  1. A mortgage is 12 years to claim. This does not show on my credit file. I'm a bit dubious on sending a SAR in case they start harassing me again. There is also the fact that once repossession occurred, it would be an unsecured debt, therefore am I out of the timescale and would it only be classed as a loan? Catch 22 really!
  2. Hi It's been a long time since I wrote her about SPML. I started the above thread which gained a lot of response. In 2011, I gave up my fight due to my partner comitting suicide due to the stress and years of fighting and getting nowhere in court or through FSA. The property was repossessed and 9 years ago. Since then I have had serious illness and surgery. My brain doesn't work as good as it used to due to neurological problems, but, I'm back and ready to fight a new challenge. For the sake of everything I went through fighting for our home.
  3. I'm worrying over nothing then really? My husband has said the same,it's most likely a review.
  4. that's predictive text for you!! Was meant to say spinal! Corrected it now.
  5. I have received a letter from the local service compliance stating 'we're reviewing your benefits and circumstances, you must come to an office interview'. It further states 'we need to talk to you about some changes that may affect your benefit payments'. I am on ESA support and PIP daily rate, due to a hereditary condition and major spinal surgery and complications it left me with. I don't work and husband is my carer. I am worrying myself sick,as already suffer mental health and anxiety aswell as my existing problems. Neither of us work or had any change in circumstances tha
  6. Thanks, but my surname has also changed too,how do I go about that?....send copy of marriage certificate?
  7. Hi I am wanting to claim back PPI on an old RBS mortgage, loan and Package bank account. The person I had a joint account with is now desceased and I have no paper work with any account numbers. Do I send a SARS first with a copy of the death certificate? Thanks in advance for any help
  8. The company that issued the charge (UKCPS) already have all my details, my name,address etc! Skypark Ltd do not have any contract of business with UKCPS. The whole point is that I refuse to ignore it, as I have in black and white,a written contract to have been parked at the date and time of charge. I'm not quite sure if my previous post has been mislead! The email received is from the company I paid to park my car for the week (airport parking) UKCPS are the company chasing me for £100. Skypark Ltd have no binding contract with UKCPS and I am not the only customer to have received
  9. I have this morning received an email from Skypark Ltd in.which I have copied and pasted and the contents are below. I had also contacted the wrong Skypark company hence why no details could be found. It appears Skypark International Business Estate, from within which we operate, has been subjected to a Rogue attempt to place Parking Tickets during the night, indiscriminately, on most if not all cars parked within the Estate without, we believe, any legal right or entitlement and, equally, wholly unenforceable. The Police have been informed and are investigating both the Company
  10. It states it on the letter I received both the words PARKING CHARGE and FINE. I wouldn't even call it an invoice just a poor worded letter.
  11. Had a lovely holiday in Spain for my 40th! Booked the holiday through a travel agent including airport parking. Been home a month,and received a parking fine from UKCPS for £100. My car had been parked for the week on Skypark Liverpool and the reason for issue was WITHOUT A VALID PERMIT OR AUTHORITY. Apparently a notice was affixed to the windscreen of my vehicle, nothing on the car windscreen or was told about this by our meet and greet rep for Skypark. I have contacted Skypark Liverpool and their head office in Blackpool. No response from Liverpool but had a response from Hea
  12. Hi Is there a letter template to send former employer requesting for wages that haven't been paid? Any help appreciated. Thank you
  13. Hi all to cut a long story short. Moved to a new build last year. Built in 2009 builder went bankrupt. Housing association took over property. Changed gas supply but couldn't do it as mpr no wasn't registered to the property called shipper who confirmed we had a crossed meter with another property over the road which was registered as a block of flats even though all are houses in cul de sac. Ahipper confirmed that all gas used would be abolished and no bill would be issued. I have all the old bills in the builders name dating back to 2009. Now British gas have tried billing us from la
  14. http://www.hm-treasury.gov.uk/d/fin_mortgages_ia_administering_regulated_mortgage_contract.PDF Take particular interest in page 6 RE securitisation.
  15. Who mentioned anything about money??? It's not about the money!! It's about somebody who can't do the job properly & by doing so will stop them from making the same mistake twice. Medical Negligence-they should really be struck off & prevented from practising medicine. Don't be so quick to judge that people only sue for the money.
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