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Found 14 results

  1. I face a massive fine I can't pay because I ticked the box on my prescription saying I was eligible for free prescriptions. This is because I am on working tax credit I asked the chemist if this meant I got free prescriptions (I was on benefits years ago, i forgot how it works with prescriptions). He said yes, and I ticked the box and got my fee prescription. Then I got a letter saying I was being fined (including what my prescriptions should have cost) £139. I realise, having tried to appeal unsuccessfully, that the onus is one me to read the form and know if I am e
  2. I want to take a small claims action against my council but I do not know to whom I address the suit/claim. I mean in a normal law suit it would be the CEO, XXXX Ltd, but in the case of my council should I sue -'The Mayor and Burgesses Council xxxxxx' -& address the claim to him, or do I address the claim to the - CEO of London Borough of XXXXXX ref, TVs 'The Sherrifs are Coming' and they had high Court write against 'The Mayor & Burgesses Havering Council' . Thanks for any help.
  3. I have a debt under my DMP that is now with NCO Europe I presume they are merely the collectors for the original business-Direct Line Loans. Can anyone offer advice about this?
  4. Hi there, long time reader first time writer! Hoping someone can clarify the most up to date advice please? I've received a NTK from Athena ANPR Ltd for a "Civil Parking Charge Notice" for £90!!!! for overstaying in a carpark at a Lidl store. I hadnt noticed any parking restriction signage. The store was due to close shortly after the vehicle was parked and was closed well before the vehicle left. Alleged Infringement date was 24/03/16. Date on the NTK is 31/03/16 Date received was 02/04/16 There is no mention of schedule 4 of The Protections of Freedoms Act
  5. Hi I work for a small business which has no HR department. It's a combination of the administration manager and the finance department who deal with any HR related matters. I'm leaving the company and have asked for a note of my remaining holiday entitlement. They are saying I have no remaining annual leave as I've taken it all. I haven't. I've only taken 5 days. They say I've taken 16 days (I wish). I can prove that I was in the office on the days they say I was on annual leave but it's a proving to be a battle. When I first handed in my notice I was told I had quite a bit of
  6. The ASA has made a ruling on Amazons 'Free Delivery' http://tinyurl.com/hrfwzqc
  7. Hello all, Just started my new job two weeks ago in security dept on four days off and four off rota that includes nights as well 7pm-7am and 7am-7pm shifts. Basically i left my previous job and had to take a salary haircut for this new role but i was not happy in my previous job so i left. At interview stages It was said to me on email i am on 28 days paid holidays. However, in the last week i found out that from other colleagues in my dept that its actually 20 days holiday. Now i feel a little down because even though i was not happy with my previous job i was paid more at l
  8. Hi, First time poster, long time lurker, so be gentle! My partner had an old mobile phone debt being chased by Lowell for 3 Mobile. I sent them the Prove it letter in 2011 back not acknowledging the debt and requesting the credit agreement. They sent back one page of an overdue mobile phone bill as proof. Nothing else. The debt would have become statute barred at the end of this month. Fast forward a few years, and it now turns out they issued a CCJ for £350 in January to an old address she has not lived at for 6/7 years, whilst sending threat-o-grams to our cu
  9. I drive coaches for a (meesly) living. I always take large groups of people to a variety of places. When I get there, I have to figure out how to "legally" deal with my vehicle when it comes to the issue of "parking". Usually, coaches are allowed in designated coach bays, for free, as long as you are there. However, not all places have coach bays or specific coach parking. I cannot begin to tell you how confusing it is when coaches are not specifically dealt with. I rarely carry cash so getting tickets is often impossible. Work should fund me, right? Works view is that I'm not parked
  10. http://uk.finance.yahoo.com/news/caller-id-shows-banks-number-123525973.html
  11. Can anyone advise me and confirm my own thoughts on this situation please? I have had a letter from Barclaycard about a debt that I had accrued due to my lack of employment. The matter came to a head in June 2009 when I took issue with them sending me a formal demand as I had been paying for PPI.........or so I thought. They said not and I took them to the FOS for a decision. I won the claim and in February 2010 Barclaycard offered a payment of about 10% of the debt outstanding. I suggested, via the FOS, that given my employment status, Barclaycard took this them
  12. This lot have been harassing an employee where I work for a Wonga loan from 2009 which was repaid but apparently there was interest outstanding and charges have been continuously added till the amount they are chasing now stands at almost £1,100 (apparently just over £200 was owing in 2009). Despite several carefully worded emails being sent to them - they have not responded (no surprise) and this morning intimidating texts and voicemails were received stating that an agent would call at their house unannounced to asses their living standards. OP got angry and rang MMF "doors
  13. Hi, I ve been searching the forums and used the templates etc. Basically, I have 4 PDL and its spiralled out of control. I've taken ownership and contacted them to offer repayment based on available funds. I have provided them with income and outcome figures, then divided the rest based on percentage amount. Wonga are just ingnoring me and Im getting no where, so I itend to send a letter instead of email. MEM gave accepted and Ive made 1st payment. However, P2P / QQ are demanding I fill out a complete income and expense form. This is after two weeks of counter offers to extend my loan w
  14. Serious question. I can't find any evidence and wonder if anyone can help. (Yes I know the web site is non-compliant with the law and openly admits it's not independent and merely a monkey to the usual organ-grinder, but that's not my question)
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