Jump to content


  • Tweets

  • Posts

    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Cheekiness towards a DCA


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5014 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

My friend always remarked jokingly that the Royals are as much on the make as the rest of the corrupted establishment she said the Queen as 2 surnames Regina & Windsor, 2 birthdays, several homes so she must be on the fiddle lol

 

Her best comment was "What`s that all about the Queen Mother having 3 hip operations and she only has 2 legs"

 

or the other comment off the TV "Doesn`t the Queen Mother look great for 102" my friend said "Well she would wouldn`t she she`s never scrubbed floors or been dragged out of bed at 6 in the morning to be put on a commode by a YTS worker"

 

my friend said "Well Clamidia cleaned up well for her pronuptials always wondered what happened to sheregar"

 

good job we can have a laugh or we`d end up stark raving mad

 

On Edward "Danny La Rue will never be dead whislt Edward`s alive

Link to post
Share on other sites

  • Replies 8.2k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

Prince Harry always makes me laugh. Especially the pics of him dressed as a Nazi. :lol: £100,000 spent on his education and he gets 2 A levels. One in Art and one in History. Both grade C.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

And the art one its claimed that he did not do the work the teacher did. Her silence has also alledgely been brought aswell.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

If I was paying for an at teacher to do my exam work for me. I would want more than a grade C.

 

I got an A in art at school. :D

My best boast is that a friend of mine who is doing media at uni showed some of my videos to his tutor, who couldn't believe I had no formal training in video editing and I had taught myself only a few weeks before. :D But then I do pick things up quickly and love learning new things that interest me.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

I would also want more than a c grade.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

Just out of curiosity Laura are you from Stoke on Trent or somewhere around North Staffordshire?

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

No but not a million miles away from there and my Grandfather originates from Cannock

 

I could sell my services to DCA tracing departments lol.

 

What gave it away is North Staffordshire people sometimes write "as" instead of "Has". Mainly because the accent around there they drop the "H" A few of my friends on Facebook do it, but they are all from North Staffordshire.

 

But then I am too. :D

 

Did you know that Market Drayton is the home of Gingerbread? They have a pub there called "The Gingerbread Man" This summer I'm going camping near there and fully intend to have a drink there wearing my costume.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

You'll get to see the real me dancing in my next video. I'm 20% finished so far, but it is a music video and it takes ages to get everything timed to the music and lyrics.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

I found this on the net and thought it would be good to send to all our favourite DCAs

Customer Happiness Training Courses

Brought to you by [YOUR NAME]

Don’t delay, return this form today!

 

Today’s Date: / /

 

This is an agreement between …………………………. Hereinafter referred to as ‘The Customer’ and …………………….. Hereinafter referred to as ‘The Trainer’.

 

Training will commence every Monday morning at 6am sharp. The Customer agrees to pay The Trainer £100.00 per session for each member of staff, hereinafter referred to as ‘a Trainee’ that attends. The customer agrees to send a minimum of 6 members of staff per course.

 

Customer Happiness Training courses are aimed at improving customer experiences when your customers come into contact with your staff. Here at the Customer Happiness Training centre, we pride ourselves on training your staff in being nice to customers and more importantly, being genuinely helpful in a way that benefits your customers.

 

Very often, company staff who work in the financial industry find themselves under pressure from their employers to pursue their customers for as much money as they can get out of them, whether that be selling them something they don’t want or need, or just chasing them for all those late payment and over limit charges.

 

Here at Customer Happiness Training, we appreciate that it can be difficult for your staff to persuade a customer on the telephone that it is more important to pay hundreds of pounds in charges to a financial corporation who they are already bailing out with their taxes in order to support multi million pound pensions for directors, rather than feed and clothe their children.

In these situations, your staff may find themselves facing often angry or upset customers from time to time and Customer Happiness Training can greatly improve your staff’s relationship with these customers. Our techniques will show them how to be truly helpful and keep such customers happy.

 

On some occasions, where a trainee has used our training methods to help their customers in a way that may not be in accordance with The Customer’s company policy. The Customer agrees that The Trainer bares no responsibility for any such conflicts, as it is unreasonable to expect The Trainer to be aware of all company policies whether stated or implied.

 

Training sessions last 30 minutes, with a 10 minute tea break at the end.

 

In the event of a Trainee arriving late, the training session will be delayed. Charging is structured in blocks of 5 minutes. The Customer agrees to pay £10.00 per Trainee for each 5 minutes the training course runs over time due to delays.

 

I Agree to the terms as set our above

Signed

 

……………………………………. Date: / /

Link to post
Share on other sites

lol i like that Rev.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

Happened to get a phone call from a Virginmedia monkey wanting me to pay up. Call went like this

 

VM - is Sillygilrl1 there

Me - Why

VM - You need to pay us some money

Me - Read your screen notes, I get paid tomorrow

VM - Why cant we be paid today - you owe the money

Me - Read your screen notes, goodbye.

 

I am now composing a shirty email to VM about this as I sorted out everything last week... seems they suffer from the left hand computer not telling the right hand computer to STOP.

 

Its already cost Sky about £300 allegedly outstanding which wasnt as they didnt stop ALL my account when I moved, only stopped multiroom and not the whole thing!

Link to post
Share on other sites

I would never ever deal with Virgin Media because they're s...e.

 

Five phone calls it took me just to cancel the thing (pre-CAG days), because of their worse than useless broadband connection.

 

The amount of junk mail I get from them persuading me to go back is unreal. At least they learned quickly not to phone, after they were told in no uncertain terms what they could do with their retention deal.

Link to post
Share on other sites

Thats funny as l have had more problems with every company but VM.

 

My connection date got cancelled by them they compensateted me. Then rearranged it for the following week. Was suspose to be on a deal were l get all the packages. they accidently put the BB seperate so when the tv and phone got canelled we kept the bb. turns out were paying less now for the bb than we would have been in on the package.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

Not often I come on here to support a company but speak as you find.

Been with VM 5 years now and they have been great.

Wish I could say the same about British Gas.

No gas at my home but they send me an estimated bill from time to time (last one was for £93.00), when I don’t pay they send reminder, letter before action ect., ignore my letters and in the end I have to phone them and pay for the call. The last excuse I got was “the computer estimates on an average of gas used in previous quarters.” She didn’t know how the computer worked out an average of zero as £93.00.

Link to post
Share on other sites

Excalty rev. Ive been with VM for 3 nearly 4 years and had not one problem, well a lie but that wa not really there fault that was vandalism, was with BT previously and they was trying to charge us a extorniate amount for being with them. they wanted £55 a month for just the BB then on top of that the phone line and calls came to £120 a month. F off they were told.

 

Sky was awful. I refused to pay the bill due to not having a adequate service.

Tiscalli are a bunch of ripoffs had a DD with them they never told us when it was comming out and never took it on the same day each month. I could have just paid one months when they would try and take another. Refused to pay as they would always put us over drawn. i consider the matter closed.

 

the only major problem i had with VM is when they stopped sending us bills and were would need to ring them up we could spend up to an hour on hold the be cut off due to waiting to long. They eventually admitted they had not sent bills and said we will refund your charges and re connect you if you dont complain.

 

Since then we had a bills but have now changed over to internet billing to save us £5 a month and pay by standing order every 28 days.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

letter received from DCA stating "opportunity to save 20%, blah blah blah pay this amount" on a disputed account.

 

I wrote back stating "Opportunity to save 100% EMBARASSMENT" provide a credit agreement!!

 

 

Love that

 

Had chance to say something like that at my local Court last week filed a N1 the clerk was so snotty and told me she couldn`t accept the form as I didn`t state the value of the claim she wasn`t having any of it she sarcastically smiled at me and said "I think you need a solicitor" went back next day armed with evidence off their own HMCS web site stating that what I had said was correct and that you don`t need to state a value. Sadly snotty wasn`t on and the girl that was was full of apologies and requested to photocopy my proof at to what I had said the day before was correct she said the staff needed to check their facts more. I asked her to tell snotty that whilst I don`t in fact need a solicitor that she does in fact need some retraining !!!!:D

Edited by Laura Cooke
Link to post
Share on other sites

Excellent work!

 

I'm trying to see if I can break the record of keeping a Collection Weasel on the line for more than my current record - 11 minutes! I'm struggling to keep them on more than five minutes before they get bored and hang up (the cheek of it!). I think the trick is to lead them on by telling them every couple of minutes that you're still trying to find them (or whatever suits).

 

Nearly the shortest call ever this afternoon:

 

Cap1: Hi can I speak to Mrs X?

Raven: Who is it?

Cap1: It's a Capital One weasel.

Raven (in camp voice): Oh Capital One, I am disappointed!

Cap1: Sorry?

Raven: Well you never called me on Valentine's Day, I really missed you and your soothing tones....

:-D

Link to post
Share on other sites

letter received from DCA stating "opportunity to save 20%, blah blah blah pay this amount" on a disputed account.

 

I wrote back stating "Opportunity to save 100% EMBARASSMENT" provide a credit agreement!!

 

Love it!!

 

I can see that idea being copied.....nice one!

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5014 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...