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sillygirl1 last won the day on January 10 2014

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  1. Second mesage received just now. Will bl9ck them as Ive told them where to go.
  2. How very naughty of them! I will continue to ignore til I get court paperwork and make them discontinue again. I wonder if this is another try at the one they chased last year. If it is I will cite the other case at them and run their complaints procedure.
  3. After a year or soof being chased by Lowells for an old mobile phone debt made up of service chsrges for cancelling its now gone to BPO who have been told to go forth. Should this get to court I know what to do, inuding afd that its now on its secind round with another toothless DCA. Alleged debt has only shown once on my credit report when Lowlifes added it, I complained and it was removed following month. Let the games begin!
  4. Success! Received a Notice of Discontinuance (in fact 2 identical ones) in the post this morning from Lowells Solicitors! Should they dare to try again I will cross refer to the original case.
  5. I knew they were hoping I would panic. Can’t get into the record on the court system but I think it is stayed,. Following their defence layout seemed logical, Indid point out they were not the original creditors, the talk talk debt was a cock up on their side and the eon one was similar and they were also chasing a bill dated three weeks after I left the property and dated another three months ahead. All this was on the defence. Ive told them no more phone calls and blocked the number they were calling on.
  6. After a long silence had a phone call from Lucas Credit aka Lowlife solicitors today. Confidently passed security and told them debts wouldn’t hold up against my evidence (defence sent in followed theirs exactly, refuting all allegations). Was told statute barring began after last acknowledgement and corrected her on that point. They trotted out the payment dates, Eon payment of Nov 13 she insisted wasn’t statute barred and I pointed out it would have been had they not started court action. Kept my cool and said I would see them in court with pleasure when they said they were proceeding with court action. Will let you know what turns up next.
  7. Defence sent by email to court. Used the original defence and added the bit about no agreements available and they are a debt purchaser to all three parts, the pics are still generic. Will keep you posted.
  8. Thanks, I will add the bit about no agreements to each bit on my origonal defence and email it to the court this evening. Wont do a fuller one just yet as you advise. Fingers crossed!
  9. Thanks, I will use that then and add that they have no agreements and suffered no loss at the end of each account section. I am going to ring the court and find out when it needs to be in.
  10. The eon bill is clearly an estimated bill sent a couple of weeks after moved and estimated to Nobember 14. The order stated Lowellshad til the 10th Feb to provide docs and ten days after that date I had to do my amended defence. So I have a few more days. I did send the bills in the original pdf I posted. As I dont have to provide the council tax doc and lease I can just extend myy origonal defence with the bits stating the had no agreement. I am bery busu at wotk today but will get amended defence up at lunchtime.
  11. You are way behind, original defence went and the pdf posted above from Lowell’s was received last week. Rough draft was just stating facts below and a bit about me being in rented accommodation with no assets. I am now going it alone as Lowell’s have no case against me, I wasn’t in the property when the bill for account 2 was done and account 1 I has no agreement and is full of charges but no usage. My defence is going in tomorrow with lease and council tax bill as proof I wasn’t resident at time of bill (24 May to end Nov 14) All I really needed was an update of the process, I assume I can file my defence online and send a copy to Lowell’s.
  12. Help is needed with defence to go in Friday.

  13. I’ve uploaded a redacted document, can I have a bit of guidance please.

  14. Can I please have some guidance! Amended defence help needed as deadline is Friday. So far I have pointed out that as they havent got an agreement they have no right to claim redresd Account shows no usage and therefore is all charges. Account dates contradict dates in Eon claim again providing evidence I resided elsewhere. Help needed please!
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